Quarterly report pursuant to Section 13 or 15(d)

Outstanding Loans and Leases and Allowance for Credit Losses - Allowance by Portfolio Segment (Details)

v3.24.3
Outstanding Loans and Leases and Allowance for Credit Losses - Allowance by Portfolio Segment (Details) - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance $ 13,238 $ 12,950 $ 13,342 $ 12,682 $ 12,682
Loans and leases charged off (1,800) (1,187) (5,317) (3,367)  
Recoveries of loans and leases previously charged off 266 256 752 760  
Net charge-offs (1,534) (931) (4,565) (2,607)  
Provision for loan and lease losses 1,547 1,268 4,479 3,477  
Other 0 0 (5) (22)  
Allowance for loan and lease losses, ending balance 13,251 13,287 13,251 13,287 13,342
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 1,104 1,388 1,209 1,540 1,540
Provision for unfunded lending commitments (5) (34) (110) (187)  
Other 1 (1) 1    
Reserve for unfunded lending commitments, ending balance 1,100 1,353 1,100 1,353 1,209
Allowance for credit losses 14,351 14,640 14,351 14,640  
Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       (243) (243)
Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       12,439 12,439
Consumer real estate          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 347 427 386 420 420
Loans and leases charged off (15) (15) (34) (44)  
Recoveries of loans and leases previously charged off 22 27 65 81  
Net charge-offs 7 12 31 37  
Provision for loan and lease losses (45) (28) (109) 14  
Other 0 1 1 8  
Allowance for loan and lease losses, ending balance 309 412 309 412 386
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 55 86 82 94 94
Provision for unfunded lending commitments 3 (1) (24) (9)  
Other 0 0 0    
Reserve for unfunded lending commitments, ending balance 58 85 58 85 82
Allowance for credit losses 367 497 367 497  
Consumer real estate | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       (67) (67)
Consumer real estate | Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       353 353
Credit card and other consumer          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 8,167 7,323 8,134 6,817 6,817
Loans and leases charged off (1,256) (994) (3,748) (2,779)  
Recoveries of loans and leases previously charged off 205 178 586 565  
Net charge-offs (1,051) (816) (3,162) (2,214)  
Provision for loan and lease losses 1,167 1,247 3,311 3,259  
Other 1 1 1 2  
Allowance for loan and lease losses, ending balance 8,284 7,755 8,284 7,755 8,134
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 0 0 0 0 0
Provision for unfunded lending commitments 0 0 0 0  
Other 0 0 0    
Reserve for unfunded lending commitments, ending balance 0 0 0 0 0
Allowance for credit losses 8,284 7,755 8,284 7,755  
Credit card and other consumer | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       (109) (109)
Credit card and other consumer | Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       6,708 6,708
Commercial          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 4,724 5,200 4,822 5,445 5,445
Loans and leases charged off (529) (178) (1,535) (544)  
Recoveries of loans and leases previously charged off 39 51 101 114  
Net charge-offs (490) (127) (1,434) (430)  
Provision for loan and lease losses 425 49 1,277 204  
Other (1) (2) (7) (32)  
Allowance for loan and lease losses, ending balance 4,658 5,120 4,658 5,120 4,822
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 1,049 1,302 1,127 1,446 1,446
Provision for unfunded lending commitments (8) (33) (86) (178)  
Other 1 (1) 1    
Reserve for unfunded lending commitments, ending balance 1,042 1,268 1,042 1,268 1,127
Allowance for credit losses $ 5,700 $ 6,388 $ 5,700 6,388  
Commercial | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       (67) (67)
Commercial | Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       $ 5,378 $ 5,378