8-K: Current report filing

Published on April 14, 1997


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FORM 8-K

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20529

CURRENT REPORT



Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.

Date of Report: April 14, 1997


MBNA AMERICA BANK, NATIONAL ASSOCIATION
ON BEHALF OF THE
MBNA MASTER CREDIT CARD TRUST II
(Exact name of registrant as specified in its charter)



United States 333-17253 51-0331454
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(State or other (Commission File (IRS Employer
jurisdiction of Number) Identification No.)
incorporation)


Wilmington, DE 19884-0781
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(Address of principal executive office)



Registrant's telephone number, including area code (800) 362-6255.
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Item 5. OTHER EVENTS

The following are filed as Exhibits to this Report under Exhibit 20:

20.1 Series 1994-A Certificateholders' Statement for the month ended
March 31, 1997.

20.2 Series 1994-B Certificateholders' Statement for the month ended
March 31, 1997.

20.3 Series 1994-C Certificateholders' Statement for the month ended
March 31, 1997.

20.4 Series 1994-D Certificateholders' Statement for the month ended
March 31, 1997.

20.5 Series 1995-A Certificateholders' Statement for the month ended
March 31, 1997.

20.6 Series 1995-B Certificateholders' Statement for the month ended
March 31, 1997.

20.7 Series 1995-C Certificateholders' Statement for the month ended
March 31, 1997.

20.8 Series 1995-D Certificateholders' Statement for the month ended
March 31, 1997.

20.9 Series 1995-E Certificateholders' Statement for the month ended
March 31, 1997.

20.10 Series 1995-F Certificateholders' Statement for the month ended
March 31, 1997.

20.11 Series 1995-I Certificateholders' Statement for the month ended
March 31, 1997.

20.12 Series 1995-J Certificateholders' Statement for the month ended
March 31, 1997.

20.13 Series 1996-A Certificateholders' Statement for the month ended
March 31, 1997.

20.14 Series 1996-B Certificateholders' Statement for the month ended
March 31, 1997.

20.15 Series 1996-C Certificateholders' Statement for the month ended
March 31, 1997.

20.16 Series 1996-D Certificateholders' Statement for the month ended
March 31, 1997.

20.17 Series 1996-E Certificateholders' Statement for the month ended
March 31, 1997.

20.18 Series 1996-G Certificateholders' Statement for the month ended
March 31, 1997.

20.19 Series 1996-H Certificateholders' Statement for the month ended
March 31, 1997.

20.20 Series 1996-J Certificateholders' Statement for the month ended
March 31, 1997.

20.21 Series 1996-K Certificateholders' Statement for the month ended
March 31, 1997.

20.22 Series 1996-L Certificateholders' Statement for the month ended
March 31, 1997.

20.23 Series 1996-M Certificateholders' Statement for the month ended
March 31, 1997.


Item 5. OTHER EVENTS

The following are filed as Exhibits to this Report under Exhibit 99:

99.1. Series 1994-A Key Performance Factors for the month ended March
31, 1997.

99.2. Series 1994-B Key Performance Factors for the month ended March
31, 1997.

99.3. Series 1994-C Key Performance Factors for the month ended March
31, 1997.

99.4. Series 1994-D Key Performance Factors for the month ended March
31, 1997.

99.5. Series 1995-A Key Performance Factors for the month ended March
31, 1997.

99.6. Series 1995-B Key Performance Factors for the month ended March
31, 1997.

99.7. Series 1995-C Key Performance Factors for the month ended March
31, 1997.

99.8. Series 1995-D Key Performance Factors for the month ended March
31, 1997.

99.9. Series 1995-E Key Performance Factors for the month ended March
31, 1997.

99.10. Series 1995-F Key Performance Factors for the month ended March
31, 1997.

99.11. Series 1995-I Key Performance Factors for the month ended March
31, 1997.

99.12. Series 1995-J Key Performance Factors for the month ended March
31, 1997.

99.13. Series 1996-A Key Performance Factors for the month ended March
31, 1997.

99.14. Series 1996-B Key Performance Factors for the month ended March
31, 1997.

99.15. Series 1996-C Key Performance Factors for the month ended March
31, 1997.

99.16. Series 1996-D Key Performance Factors for the month ended March
31, 1997.

99.17. Series 1996-E Key Performance Factors for the month ended March
31, 1997.

99.18. Series 1996-G Key Performance Factors for the month ended March
31, 1997.

99.19. Series 1996-H Key Performance Factors for the month ended March
31, 1997.

99.20. Series 1996-J Key Performance Factors for the month ended March
31, 1997.

99.21. Series 1996-K Key Performance Factors for the month ended March
31, 1997.

99.22. Series 1996-L Key Performance Factors for the month ended March
31, 1997.

99.23. Series 1996-M Key Performance Factors for the month ended March
31, 1997.


SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: April 14, 1997


MBNA AMERICA BANK, NATIONAL ASSOCIATION



By: Marguerite M. Boylan
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Name: Marguerite M. Boylan
Title: Vice President