CONSENT OF PRICEWATERHOUSECOOPERS
Published on March 20, 2000
Exhibit 23
CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the incorporation by reference in the Prospectuses
constituting part of the Registration Statements on Form S-3 (Nos. 333-83503;
333-07229; 333-15375; 333-18273; 333-43137; 333-13811; 333-51367; 33-54784;
33-49881; 33-57533; 33-63097 and 33-45498); the Registration Statements on Form
S-8 (Nos. 33-45279; 33-60695; 333-02875; 333-07105; 333-20913; 333-24331;
333-58657; 333-65209; 333-69849 and 2-80406); and the Post-Effective Amendments
on Form S-8 to Registration Statements on Form S-4 (Nos. 33-43125; 33-55145;
33-63351; 33-62069; 33-62208; 333-16189; 333-60553; and 333-40515) of Bank of
America Corporation of our report dated January 13, 2000 appearing on page 53 of
this Form 10-K.
/s/ PRICEWATERHOUSECOOPERS LLP
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PRICEWATERHOUSECOOPERS LLP
Charlotte, North Carolina
March 20, 2000