FDS

Published on March 20, 2000





9

The schedule contains summary information extracted from the December 31, 1999
Form 10-K for Bank of America Corporation and is qualified in its entirety by
reference to such financial statements.

0000070858
Bank of America Corporation and Subsidiaries
1,000


12-MOS
DEC-31-1999
DEC-31-1999
26,989
4,838
37,928
38,460
81,647
1,422
1,270
370,662
(6,828)
632,574
347,273
143,190
42,193
55,486
0
77
11,671
32,684
632,574
27,569
4,826
4,928
37,323
9,002
19,086
18,237
1,820
240
17,986
12,215
12,215
0
0
7,882
4.56
4.48
3.47
3,042
521
0
0
7,122
2,582
582
6,828
4,437
952
1,439


MERGER-RELATED CHARGES 525