Quarterly report pursuant to Section 13 or 15(d)

Outstanding Loans and Leases and Allowance for Credit Losses - Allowance by Portfolio Segment (Details)

v3.23.2
Outstanding Loans and Leases and Allowance for Credit Losses - Allowance by Portfolio Segment (Details) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance $ 12,514 $ 12,104 $ 12,682 $ 12,387 $ 12,387
Loans and leases charged off (1,125) (944) (2,180) (1,678)  
Recoveries of loans and leases previously charged off 256 373 504 715  
Net charge-offs (869) (571) (1,676) (963)  
Provision for loan and lease losses 1,309 441 2,209 549  
Other (4) (1) (22) 0  
Allowance for loan and lease losses, ending balance 12,950 11,973 12,950 11,973 12,682
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 1,437 1,379 1,540 1,456 1,456
Provision for unfunded lending commitments (50) 82 (153) 4  
Other 1   1 1  
Reserve for unfunded lending commitments, ending balance 1,388 1,461 1,388 1,461 1,540
Allowance for credit losses 14,338 13,434 14,338 13,434  
Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     (243)    
Allowance for loan and lease losses, ending balance         (243)
Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     12,439    
Allowance for loan and lease losses, ending balance         12,439
Consumer real estate          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 403 473 420 557 557
Loans and leases charged off (15) (160) (29) (183)  
Recoveries of loans and leases previously charged off 29 98 54 161  
Net charge-offs 14 (62) 25 (22)  
Provision for loan and lease losses 8 (16) 42 (141)  
Other 2 1 7 2  
Allowance for loan and lease losses, ending balance 427 396 427 396 420
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 93 91 94 96 96
Provision for unfunded lending commitments (7) (12) (8) (18)  
Other 0   0 1  
Reserve for unfunded lending commitments, ending balance 86 79 86 79 94
Allowance for credit losses 513 475 513 475  
Consumer real estate | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     (67)    
Allowance for loan and lease losses, ending balance         (67)
Consumer real estate | Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     353    
Allowance for loan and lease losses, ending balance         353
Credit card and other consumer          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 6,958 6,242 6,817 6,476 6,476
Loans and leases charged off (924) (692) (1,785) (1,311)  
Recoveries of loans and leases previously charged off 190 229 387 468  
Net charge-offs (734) (463) (1,398) (843)  
Provision for loan and lease losses 1,099 438 2,012 581  
Other 0 (1) 1 2  
Allowance for loan and lease losses, ending balance 7,323 6,216 7,323 6,216 6,817
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 0 0 0 0 0
Provision for unfunded lending commitments 0 0 0 0  
Other 0   0 0  
Reserve for unfunded lending commitments, ending balance 0 0 0 0 0
Allowance for credit losses 7,323 6,216 7,323 6,216  
Credit card and other consumer | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     (109)    
Allowance for loan and lease losses, ending balance         (109)
Credit card and other consumer | Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     6,708    
Allowance for loan and lease losses, ending balance         6,708
Commercial          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 5,153 5,389 5,445 5,354 5,354
Loans and leases charged off (186) (92) (366) (184)  
Recoveries of loans and leases previously charged off 37 46 63 86  
Net charge-offs (149) (46) (303) (98)  
Provision for loan and lease losses 202 19 155 109  
Other (6) (1) (30) (4)  
Allowance for loan and lease losses, ending balance 5,200 5,361 5,200 5,361 5,445
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 1,344 1,288 1,446 1,360 1,360
Provision for unfunded lending commitments (43) 94 (145) 22  
Other 1   1 0  
Reserve for unfunded lending commitments, ending balance 1,302 1,382 1,302 1,382 1,446
Allowance for credit losses $ 6,502 $ 6,743 6,502 $ 6,743  
Commercial | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     (67)    
Allowance for loan and lease losses, ending balance         (67)
Commercial | Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     $ 5,378    
Allowance for loan and lease losses, ending balance         $ 5,378