The amount represents the increase in liability for representations and warranties related to new sales based on an assessment of the likelihood of a request being received and approved for repurchase/indemnification.

The charge-offs represent the loss recorded upon completion of processing approved repurchase/indemnification where the Corporation has agreed to repurchase the loan and/or indemnify the investor.

This represents the total unpaid principle balance of loans included in repurchase and indemnification claims from the investor or securitization trust for losses they incurred. The repurchase and indemnification payments of first-lien mortgages were primarily with GSEs.

This represents the total loss on loan repurchases and indemnification payments to resolve repurchase claims for first-lien mortgages which primarily related with GSEs and home equity loans related with the monolines.

This represents the total amount paid to resolve repurchase and indemnification claims through repurchase or reimbursement to the investor or securitization trust for losses they incurred. The repurchase and indemnification payments of home equity loans were primarily with monolines.

This represents the unpaid principle balance of loans for which the Corporation paid indemnification claims from the investor or securitization trust for losses they incurred. The indemnification payments of first-lien mortgages were primarily with GSEs.

This represents the amount of the liability for representations and warranties, and corporate guarantees, which has been established primarily for the third party buyers, and for FNMA and FHLMC.

Loan Repurchases and Indemnification Payments.

This represents the total loss on indemnification payments to resolve repurchase claims for first-lien mortgages which primarily related with GSEs.

This represents the total loss on loan repurchases to resolve repurchase claims for first-lien mortgages which primarily related with GSEs.

This represents the total loss on indemnification payments to resolve repurchase claims for home equity mortgages which primarily related with the monolines.

This represents the total loss on loan repurchases to resolve repurchase claims for home equity mortgages which primarily related with the monolines.

New Table Two Abstract.

This represents an estimate of possible future losses related to the liability for representations and warranties and corporate guarantees. The amount is recorded as representation and warranty expense for the period in mortgage banking income.

This represents the unpaid principle balance of loans repurchased from the investor or securitization trust for losses they incurred. The repurchase payments of first-lien mortgages were primarily with GSEs.