Quarterly report pursuant to Section 13 or 15(d)

Outstanding Loans and Leases and Allowance for Credit Losses - Allowance by Portfolio Segment (Details)

v3.24.2
Outstanding Loans and Leases and Allowance for Credit Losses - Allowance by Portfolio Segment (Details) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance $ 13,213 $ 12,514 $ 13,342 $ 12,682 $ 12,682
Loans and leases charged off (1,779) (1,125) (3,517) (2,180)  
Recoveries of loans and leases previously charged off 246 256 486 504  
Net charge-offs (1,533) (869) (3,031) (1,676)  
Provision for loan and lease losses 1,562 1,309 2,932 2,209  
Other (4) (4) (5) (22)  
Allowance for loan and lease losses, ending balance 13,238 12,950 13,238 12,950 13,342
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 1,158 1,437 1,209 1,540 1,540
Provision for unfunded lending commitments (54) (50) (105) (153)  
Other   1   1  
Reserve for unfunded lending commitments, ending balance 1,104 1,388 1,104 1,388 1,209
Allowance for credit losses 14,342 14,338 14,342 14,338  
Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       (243) (243)
Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       12,439 12,439
Consumer real estate          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 355 403 386 420 420
Loans and leases charged off (8) (15) (19) (29)  
Recoveries of loans and leases previously charged off 22 29 43 54  
Net charge-offs 14 14 24 25  
Provision for loan and lease losses (22) 8 (64) 42  
Other 0 2 1 7  
Allowance for loan and lease losses, ending balance 347 427 347 427 386
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 57 93 82 94 94
Provision for unfunded lending commitments (2) (7) (27) (8)  
Other   0   0  
Reserve for unfunded lending commitments, ending balance 55 86 55 86 82
Allowance for credit losses 402 513 402 513  
Consumer real estate | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       (67) (67)
Consumer real estate | Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       353 353
Credit card and other consumer          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 8,121 6,958 8,134 6,817 6,817
Loans and leases charged off (1,267) (924) (2,492) (1,785)  
Recoveries of loans and leases previously charged off 194 190 381 387  
Net charge-offs (1,073) (734) (2,111) (1,398)  
Provision for loan and lease losses 1,118 1,099 2,144 2,012  
Other 1 0 0 1  
Allowance for loan and lease losses, ending balance 8,167 7,323 8,167 7,323 8,134
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 0 0 0 0 0
Provision for unfunded lending commitments 0 0 0 0  
Other   0   0  
Reserve for unfunded lending commitments, ending balance 0 0 0 0 0
Allowance for credit losses 8,167 7,323 8,167 7,323  
Credit card and other consumer | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       (109) (109)
Credit card and other consumer | Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       6,708 6,708
Commercial          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 4,737 5,153 4,822 5,445 5,445
Loans and leases charged off (504) (186) (1,006) (366)  
Recoveries of loans and leases previously charged off 30 37 62 63  
Net charge-offs (474) (149) (944) (303)  
Provision for loan and lease losses 466 202 852 155  
Other (5) (6) (6) (30)  
Allowance for loan and lease losses, ending balance 4,724 5,200 4,724 5,200 4,822
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 1,101 1,344 1,127 1,446 1,446
Provision for unfunded lending commitments (52) (43) (78) (145)  
Other   1   1  
Reserve for unfunded lending commitments, ending balance 1,049 1,302 1,049 1,302 1,127
Allowance for credit losses $ 5,773 $ 6,502 $ 5,773 6,502  
Commercial | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       (67) (67)
Commercial | Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance       $ 5,378 $ 5,378