October 14, 2026 - THE SUPPLEMENTAL INFORMATION - 8-K: Current report

Supplemental Information
Third Quarter 2026

Current-period information is preliminary and based on company data available at the time of the earnings presentation. It speaks only as of the particular date or dates included in the accompanying pages. Bank of America Corporation (the Corporation) does not undertake an obligation to, and disclaims any duty to, update any of the information provided. Any forward-looking statements in this information are subject to the forward-looking language contained in the Corporation’s reports filed with the SEC pursuant to the Securities Exchange Act of 1934, which are available at the SEC’s website (www.sec.gov*) or at the Corporation’s website (www.bankofamerica.com*). The Corporation’s future financial performance is subject to risks and uncertainties as described in its SEC filings.

* Website content is not incorporated by reference into this Supplemental Information.


Bank of America Corporation and Subsidiaries
Table of Contents			Page


Consolidated Financial Highlights			2
Consolidated Statement of Income			3
Consolidated Statement of Comprehensive Income			3
Net Interest Income and Noninterest Income			4
Consolidated Balance Sheet			5
Capital Management			6
Capital Composition under Basel 3			7
Quarterly Average Balances and Interest Rates			8

Debt Securities			9
Supplemental Financial Data			10
Quarterly Results by Business Segment and All Other			11
Year-to-Date Results by Business Segment and All Other			13
Consumer Banking
Total Segment Results			14
Key Indicators			15

Global Wealth & Investment Management
Total Segment Results			16
Key Indicators			17
Global Banking
Total Segment Results			18
Key Indicators			19

Global Markets
Total Segment Results			20
Key Indicators			21
All Other
Total Results			22
Outstanding Loans and Leases			23
Quarterly Average Loans and Leases by Business Segment and All Other			24
Commercial Credit Exposure by Industry			25

Nonperforming Loans, Leases and Foreclosed Properties			26
Nonperforming Loans, Leases and Foreclosed Properties Activity			27
Quarterly Net Charge-offs and Net Charge-off Ratios			28
Year-to-Date Net Charge-offs and Net Charge-off Ratios			29
Allocation of the Allowance for Credit Losses by Product Type			30

Exhibit A: Non-GAAP Reconciliations			31







Key Performance Indicators

The Corporation presents certain key financial and nonfinancial performance indicators that management uses when assessing consolidated and/or segment results. The Corporation believes this information is useful because it provides management with information about underlying operational performance and trends. Key performance indicators are presented in Consolidated Financial Highlights on page 2 and on the Key Indicators pages for each segment.

Business Segment Operations

The Corporation reports the results of operations of its four business segments and All Other on a fully taxable-equivalent (FTE) basis. Additionally, the results for the total Corporation as presented on pages 11 - 13 are reported on an FTE basis.


Bank of America Corporation and Subsidiaries
Consolidated Financial Highlights
(In millions, except per share information)
	Nine Months Ended September 30						Third Quarter 2026			Second Quarter 2026			First Quarter 2026			Fourth Quarter 2025			Third Quarter 2025
	2026			2025
Income statement
Net interest income	$	48,191		$	44,346		$	16,449		$	15,997		$	15,745		$	15,750		$	15,233
Noninterest income	43,597			40,384			13,509			15,561			14,527			12,617			13,807
Total revenue, net of interest expense	91,788			84,730			29,958			31,558			30,272			28,367			29,040
Provision for credit losses	3,972			4,367			1,269			1,366			1,337			1,308			1,295
Noninterest expense	56,880			52,290			19,722			18,627			18,531			17,437			17,337
Income before income taxes	30,936			28,073			8,967			11,565			10,404			9,622			10,408
Pretax, pre-provision income (1)	34,908			32,440			10,236			12,931			11,741			10,930			11,703
Income tax expense	6,345			5,211			2,034			2,491			1,820			1,975			2,076
Net income	24,591			22,862			6,933			9,074			8,584			7,647			8,332
Preferred stock dividends	1,147			1,126			392			326			429			328			429
Net income applicable to common shareholders	23,444			21,736			6,541			8,748			8,155			7,319			7,903
Diluted earnings per common share	3.23			2.84			0.91			1.21			1.11			0.98			1.04
Average diluted common shares issued and outstanding	7,312.5			7,724.7			7,222.2			7,294.2			7,417.5			7,546.9			7,627.1
Dividends paid per common share	$	0.88		$	0.80		$	0.32		$	0.28		$	0.28		$	0.28		$	0.28

Performance ratios
Return on average assets	0.94		%	0.90		%	0.79		%	1.03		%	0.99		%	0.89		%	0.96		%
Return on average common shareholders’ equity	11.35			10.63			9.41			12.71			11.95			10.45			11.40
Return on average shareholders’ equity	10.91			10.30			9.14			12.09			11.51			9.98			11.01
Return on average tangible common shareholders’ equity (2)	15.20			14.30			12.60			17.03			16.00			13.97			15.29

Efficiency ratio	61.97			61.71			65.83			59.02			61.22			61.47			59.70


At period end
Book value per share of common stock	$	39.26		$	37.72		$	39.26		$	39.34		$	38.66		$	38.44		$	37.72
Tangible book value per share of common stock (2)	29.14			28.16			29.14			29.37			28.84			28.73			28.16
Market capitalization	376,802			378,125			376,802			399,884			347,583			396,686			378,125
Number of financial centers - U.S.	3,531			3,649			3,531			3,530			3,540			3,628			3,649
Number of branded ATMs - U.S.	14,965			14,920			14,965			14,939			14,902			14,909			14,920
Headcount	209,911			213,384			209,911			211,304			212,134			213,207			213,384

(1) Pretax, pre-provision income (PTPI) is a non-GAAP financial measure calculated by adjusting pretax income to add back provision for credit losses. Management believes that PTPI is a useful financial measure because it enables an assessment of the Corporation's ability to generate earnings to cover credit losses through a credit cycle. (See Exhibit A: Non-GAAP Reconciliations - Reconciliations to GAAP Financial Measures on page 31.)

(2) Tangible common equity ratios and tangible book value per share of common stock are non-GAAP financial measures. We believe the use of ratios that utilize tangible common equity provides additional useful information because they present measures of those assets that can generate income. Tangible book value per share provides additional useful information about the level of tangible assets in relation to outstanding shares of common stock. (See Exhibit A: Non-GAAP Reconciliations - Reconciliations to GAAP Financial Measures on page 31.)

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Consolidated Statement of Income
(In millions, except per share information)
	Nine Months Ended September 30				Third Quarter 2026		Second Quarter 2026		First Quarter 2026		Fourth Quarter 2025		Third Quarter 2025
	2026		2025
Net interest income
Interest income	$	101,448	$	104,305	$	34,257	$	33,832	$	33,359	$	34,261	$	35,366
Interest expense	53,257		59,959		17,808		17,835		17,614		18,511		20,133
Net interest income	48,191		44,346		16,449		15,997		15,745		15,750		15,233

Noninterest income
Fees and commissions	32,426		29,221		10,797		11,080		10,549		10,181		10,337
Market making and similar activities	10,174		9,940		2,360		4,177		3,637		2,074		3,203
Other income	997		1,223		352		304		341		362		267
Total noninterest income	43,597		40,384		13,509		15,561		14,527		12,617		13,807
Total revenue, net of interest expense	91,788		84,730		29,958		31,558		30,272		28,367		29,040

Provision for credit losses	3,972		4,367		1,269		1,366		1,337		1,308		1,295

Noninterest expense
Compensation and benefits	33,290		31,744		10,969		10,987		11,334		10,602		10,523
Information processing and communications	5,950		5,540		2,008		1,924		2,018		1,913		1,827
Occupancy and equipment	5,781		5,564		1,967		1,914		1,900		1,884		1,872
Product delivery and transaction related	3,623		2,913		1,170		1,327		1,126		1,011		1,025

Professional fees	1,762		1,898		606		573		583		682		606
Marketing	1,938		1,641		669		736		533		563		572
Other general operating	4,536		2,990		2,333		1,166		1,037		782		912
Total noninterest expense	56,880		52,290		19,722		18,627		18,531		17,437		17,337
Income before income taxes	30,936		28,073		8,967		11,565		10,404		9,622		10,408
Income tax expense	6,345		5,211		2,034		2,491		1,820		1,975		2,076
Net income	$	24,591	$	22,862	$	6,933	$	9,074	$	8,584	$	7,647	$	8,332
Preferred stock dividends	1,147		1,126		392		326		429		328		429

Net income applicable to common shareholders	$	23,444	$	21,736	$	6,541	$	8,748	$	8,155	$	7,319	$	7,903

Per common share information
Earnings	$	3.28	$	2.87	$	0.93	$	1.22	$	1.12	$	0.99	$	1.06
Diluted earnings	3.23		2.84		0.91		1.21		1.11		0.98		1.04
Average common shares issued and outstanding	7,152.7		7,574.5		7,052.5		7,151.2		7,256.1		7,364.9		7,466.0
Average diluted common shares issued and outstanding	7,312.5		7,724.7		7,222.2		7,294.2		7,417.5		7,546.9		7,627.1


Consolidated Statement of Comprehensive Income
(Dollars in millions)
	Nine Months Ended September 30				Third Quarter 2026		Second Quarter 2026		First Quarter 2026		Fourth Quarter 2025		Third Quarter 2025
	2026		2025
Net income	$	24,591	$	22,862	$	6,933	$	9,074	$	8,584	$	7,647	$	8,332
Other comprehensive income (loss), net-of-tax:
Net change in debt securities	(2,348)		489		(1,871)		52		(529)		667		438
Net change in debit valuation adjustments	349		(161)		90		(401)		660		(168)		(305)
Net change in derivatives	(2,874)		3,145		(1,496)		(751)		(627)		445		636
Employee benefit plan adjustments	110		37		39		36		35		282		(16)
Net change in foreign currency translation adjustments	19		30		1		9		9		(7)		6
Other comprehensive income (loss)	(4,744)		3,540		(3,237)		(1,055)		(452)		1,219		759
Comprehensive income	$	19,847	$	26,402	$	3,696	$	8,019	$	8,132	$	8,866	$	9,091

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Net Interest Income and Noninterest Income
(Dollars in millions)
	Nine Months Ended September 30				Third Quarter 2026		Second Quarter 2026		First Quarter 2026		Fourth Quarter 2025		Third Quarter 2025
	2026		2025
Net interest income
Interest income
Loans and leases	$	47,833	$	47,065	$	16,487	$	15,863	$	15,483	$	16,015	$	16,191
Debt securities	18,265		20,638		5,942		6,032		6,291		6,755		6,958
Federal funds sold and securities borrowed or purchased under agreements to resell	12,256		11,670		4,214		4,185		3,857		3,763		3,802
Trading account assets	9,417		9,260		3,156		3,063		3,198		2,979		3,195
Other interest income	13,677		15,672		4,458		4,689		4,530		4,749		5,220
Total interest income	101,448		104,305		34,257		33,832		33,359		34,261		35,366

Interest expense
Deposits	22,278		26,245		7,605		7,372		7,301		8,268		8,932
Short-term borrowings	19,448		21,570		6,331		6,607		6,510		6,472		7,172
Trading account liabilities	2,298		2,055		797		756		745		602		672
Long-term debt	9,233		10,089		3,075		3,100		3,058		3,169		3,357
Total interest expense	53,257		59,959		17,808		17,835		17,614		18,511		20,133
Net interest income	$	48,191	$	44,346	$	16,449	$	15,997	$	15,745	$	15,750	$	15,233

Noninterest income
Fees and commissions
Card income
Interchange fees (1)	$	2,706	$	2,942	$	894	$	947	$	865	$	934	$	990
Other card income	1,931		1,851		667		636		628		632		639
Total card income	4,637		4,793		1,561		1,583		1,493		1,566		1,629
Service charges
Deposit-related fees	3,964		3,760		1,322		1,336		1,306		1,284		1,267
Lending-related fees	1,092		1,048		354		370		368		365		365
Total service charges	5,056		4,808		1,676		1,706		1,674		1,649		1,632
Investment and brokerage services
Asset management fees	13,369		11,408		4,630		4,427		4,312		4,193		3,972
Brokerage fees	3,586		3,248		1,131		1,226		1,229		1,107		1,091
Total investment and brokerage services	16,955		14,656		5,761		5,653		5,541		5,300		5,063
Investment banking fees
Underwriting income	3,146		2,568		975		1,220		951		752		992
Syndication fees	1,050		1,096		353		360		337		324		438
Financial advisory services	1,582		1,300		471		558		553		590		583
Total investment banking fees	5,778		4,964		1,799		2,138		1,841		1,666		2,013
Total fees and commissions	32,426		29,221		10,797		11,080		10,549		10,181		10,337
Market making and similar activities	10,174		9,940		2,360		4,177		3,637		2,074		3,203
Other income (loss)	997		1,223		352		304		341		362		267
Total noninterest income	$	43,597	$	40,384	$	13,509	$	15,561	$	14,527	$	12,617	$	13,807

(1)Gross interchange fees and merchant income were $10.7 billion and $10.2 billion and are presented net of $8.0 billion and $7.3 billion of expenses for rewards and partner payments as well as certain other card costs for the nine months ended September 30, 2026 and 2025. Gross interchange fees and merchant income were $3.6 billion, $3.7 billion, $3.4 billion, $3.6 billion and $3.4 billion and are presented net of $2.7 billion, $2.7 billion, $2.5 billion, $2.6 billion and $2.5 billion of expenses for rewards and partner payments as well as certain other card costs for the third, second and first quarters of 2026 and the fourth and third quarters of 2025, respectively.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Consolidated Balance Sheet
(Dollars in millions)
		September 30 2026		June 30 2026		September 30 2025
Assets
Cash and due from banks		$	26,907	$	28,100	$	25,352
Interest-bearing deposits with the Federal Reserve, non-U.S. central banks and other banks		222,736		201,645		221,155
Cash and cash equivalents		249,643		229,745		246,507
Time deposits placed and other short-term investments		8,638		9,447		8,212
Federal funds sold and securities borrowed or purchased under agreements to resell		347,125		412,415		325,800
Trading account assets		332,475		358,748		335,566
Derivative assets		53,148		45,336		42,115
Debt securities:
Carried at fair value		345,636		363,419		404,636
Held-to-maturity, at amortized cost		496,398		505,799		531,414
Total debt securities		842,034		869,218		936,050
Loans and leases		1,251,260		1,217,619		1,165,900
Allowance for loan and lease losses		(13,005)		(13,114)		(13,252)
Loans and leases, net of allowance		1,238,255		1,204,505		1,152,648
Premises and equipment, net		13,906		12,788		12,348
Goodwill		69,021		69,021		69,021
Loans held-for-sale		8,102		6,535		6,831
Customer and other receivables		91,685		106,269		99,863
Other assets		173,672		175,164		168,188
Total assets		$	3,427,704	$	3,499,191	$	3,403,149

Liabilities
Deposits in U.S. offices:
Noninterest-bearing		$	534,129	$	529,985	$	510,208
Interest-bearing		1,357,525		1,357,513		1,354,445
Deposits in non-U.S. offices:
Noninterest-bearing		14,545		14,358		14,690
Interest-bearing		132,559		123,268		122,865
Total deposits		2,038,758		2,025,124		2,002,208
Federal funds purchased and securities loaned or sold under agreements to repurchase		315,418		332,218		342,588
Trading account liabilities		109,805		123,162		117,322
Derivative liabilities		49,246		42,577		40,157
Short-term borrowings		62,230		59,979		54,200
Accrued expenses and other liabilities		236,811		275,174		232,753
Long-term debt		318,687		339,863		311,484
Total liabilities		3,130,955		3,198,097		3,100,712
Shareholders’ equity
Preferred stock, $0.01 par value; authorized – 100,000,000 shares; issued and outstanding – 3,950,961, 3,951,164 and 3,991,164 shares		24,996		24,996		25,992
Common stock and additional paid-in capital, $0.01 par value; authorized – 12,800,000,000 shares; issued and outstanding – 6,922,695,323, 7,017,967,460 and 7,329,421,929 shares		8,210		13,611		31,764
Retained earnings		278,813		274,520		256,426
Accumulated other comprehensive income (loss)		(15,270)		(12,033)		(11,745)
Total shareholders’ equity		296,749		301,094		302,437
Total liabilities and shareholders’ equity		$	3,427,704	$	3,499,191	$	3,403,149

	Assets of consolidated variable interest entities included in total assets above (isolated to settle the liabilities of the variable interest entities)
	Trading account assets	$	7,600	$	7,703	$	6,063
	Loans and leases	17,330		17,905		18,007
	Allowance for loan and lease losses	(849)		(858)		(889)
	Loans and leases, net of allowance	16,481		17,047		17,118

	All other assets	1,079		889		614
	Total assets of consolidated variable interest entities	$	25,160	$	25,639	$	23,795

	Liabilities of consolidated variable interest entities included in total liabilities above
	Short-term borrowings	$	7,272	$	6,964	$	4,980
	Long-term debt	7,343		7,555		8,420
	All other liabilities	19		20		22
	Total liabilities of consolidated variable interest entities	$	14,634	$	14,539	$	13,422

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Capital Management
(Dollars in millions)
	September 30 2026			June 30 2026			September 30 2025
Risk-based capital metrics (1, 2):
Standardized Approach
Common equity tier 1 capital	$	198,407		$	201,581		$	202,875
Tier 1 capital	223,370			226,568			228,829
Total capital	259,252			262,752			263,433
Risk-weighted assets	1,823,896			1,792,202			1,750,950
Common equity tier 1 capital ratio	10.9		%	11.2		%	11.6		%
Tier 1 capital ratio	12.2			12.6			13.1
Total capital ratio	14.2			14.7			15.0

Advanced Approaches
Common equity tier 1 capital	$	198,407		$	201,581		$	202,875
Tier 1 capital	223,370			226,568			228,829
Total capital	248,413			252,284			252,730
Risk-weighted assets	1,650,419			1,612,592			1,546,142
Common equity tier 1 capital ratio	12.0		%	12.5		%	13.1		%
Tier 1 capital ratio	13.5			14.0			14.8
Total capital ratio	15.1			15.6			16.3

Leverage-based metrics (1, 2):
Adjusted average assets	$	3,392,241		$	3,452,090		$	3,356,512
Tier 1 leverage ratio	6.6		%	6.6		%	6.8		%

Supplementary leverage exposure	$	4,083,134		$	4,121,831		$	3,976,630
Supplementary leverage ratio	5.5		%	5.5		%	5.8		%


Common equity ratio	7.9			7.9			8.1

Tangible common equity ratio (3)	6.0			6.0			6.2

(1)Effective in the fourth quarter of 2025, the Corporation elected to change its accounting methods for certain tax-related equity investments and applied those changes retrospectively through cumulative adjustment to retained earnings. Under applicable bank regulatory rules, the Corporation is not required to revise previously-filed regulatory capital ratios and, accordingly, did not revise regulatory capital information as of September 30, 2025.

(2)Regulatory capital ratios at September 30, 2026 are preliminary. The Corporation reports regulatory capital ratios under both the Standardized and Advanced approaches. Capital adequacy is evaluated against the lower of the Standardized or Advanced approaches compared to their respective regulatory capital ratio requirements. The Corporation’s binding ratio was the Total capital ratio under the Standardized approach at September 30, 2026 and September 30, 2025, and the Tier 1 capital ratio under the Standardized approach at June 30, 2026.

(3)Tangible common equity ratio equals period-end tangible common shareholders’ equity divided by period-end tangible assets. Tangible common shareholders’ equity and tangible assets are non-GAAP financial measures. We believe the use of ratios that utilize tangible common equity provides additional useful information because they present measures of those assets that can generate income. (See Exhibit A: Non-GAAP Reconciliations - Reconciliation to GAAP Financial Measures on page 31.)

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Capital Composition under Basel 3
(Dollars in millions)
	September 30 2026		June 30 2026		September 30 2025
Total common shareholders' equity	$	271,753	$	276,098	$	276,445
Impact of change in accounting method (1)	—		—		1,715
Goodwill, net of related deferred tax liabilities	(68,651)		(68,651)		(68,653)
Deferred tax assets arising from net operating loss and tax credit carryforwards	(8,672)		(8,561)		(8,483)
Intangibles, other than mortgage servicing rights, net of related deferred tax liabilities	(1,343)		(1,357)		(1,401)
Defined benefit pension plan net assets, net-of-tax	(905)		(886)		(838)
Cumulative unrealized net (gain) loss related to changes in fair value of financial liabilities attributable to own creditworthiness, net-of-tax	1,348		1,541		1,645
Accumulated net (gain) loss on certain cash flow hedges (2)	4,894		3,413		2,464
Other	(17)		(16)		(19)
Common equity tier 1 capital	198,407		201,581		202,875
Qualifying preferred stock, net of issuance cost	24,995		24,995		25,991
Other	(32)		(8)		(37)
Tier 1 capital	223,370		226,568		228,829
Tier 2 capital instruments	21,924		22,348		20,502
Qualifying allowance for credit losses	14,240		14,318		14,420
Other	(282)		(482)		(318)
Total capital under the Standardized approach	259,252		262,752		263,433
Adjustment in qualifying allowance for credit losses under the Advanced approaches	(10,839)		(10,468)		(10,703)
Total capital under the Advanced approaches	$	248,413	$	252,284	$	252,730

(1)Represents the decrease in retained earnings due to the Corporation's election to change accounting methods for certain tax-related equity investments in the fourth quarter of 2025. Under applicable bank regulatory rules, the Corporation is not required to revise previously-filed regulatory capital ratios and, accordingly, did not revise regulatory capital information as of September 30, 2025.

(2)Includes amounts in accumulated other comprehensive income related to the hedging of items that are not recognized at fair value on the Consolidated Balance Sheet.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Quarterly Average Balances and Interest Rates – Fully Taxable-equivalent Basis
(Dollars in millions)
	Third Quarter 2026						Second Quarter 2026						Third Quarter 2025
	Average Balance		Interest Income/ Expense (1)		Yield/ Rate		Average Balance		Interest Income/ Expense (1)		Yield/ Rate		Average Balance		Interest Income/ Expense (1)		Yield/ Rate
Earning assets
Interest-bearing deposits with the Federal Reserve, non-U.S. central banks and other banks	$	230,507	$	2,080	3.58	%	$	254,700	$	2,215	3.49	%	$	264,233	$	2,698	4.05	%
Time deposits placed and other short-term investments	12,164		90		2.93		11,839		93		3.15		9,716		88		3.59
Federal funds sold and securities borrowed or purchased under agreements to resell	362,890		4,214		4.61		373,297		4,185		4.50		316,603		3,802		4.76
Trading account assets	237,502		3,193		5.34		240,768		3,097		5.16		239,048		3,222		5.35
Debt securities	861,088		5,956		2.75		880,724		6,051		2.74		932,588		6,975		2.97
Loans and leases (2)
Residential mortgage	236,433		2,153		3.64		236,187		2,106		3.57		235,301		2,070		3.52
Home equity	27,370		385		5.58		27,099		370		5.48		26,413		390		5.86
Credit card	105,802		2,914		10.93		103,640		2,794		10.81		100,966		2,932		11.52

Direct/Indirect and other consumer	118,423		1,531		5.13		116,455		1,484		5.11		110,127		1,525		5.49

Total consumer	488,028		6,983		5.69		483,381		6,754		5.60		472,807		6,917		5.82
U.S. commercial	485,010		6,281		5.14		482,510		6,034		5.01		443,274		5,953		5.33
Non-U.S. commercial	164,025		2,033		4.92		164,502		1,940		4.73		154,458		2,121		5.45
Commercial real estate	73,346		1,038		5.62		70,280		985		5.62		66,494		1,044		6.23
Commercial lease financing	15,609		201		5.13		15,846		200		5.06		16,002		216		5.37
Total commercial	737,990		9,553		5.14		733,138		9,159		5.01		680,228		9,334		5.45
Total loans and leases	1,226,018		16,536		5.36		1,216,519		15,913		5.24		1,153,035		16,251		5.60
Other earning assets	128,190		2,349		7.27		128,879		2,441		7.60		124,965		2,484		7.89
Total earning assets	3,058,359		34,418		4.47		3,106,726		33,995		4.39		3,040,188		35,520		4.64
Cash and due from banks	26,266						26,656						24,963
Other assets, less allowance for loan and lease losses	387,236						398,186						368,296
Total assets	$	3,471,861					$	3,531,568					$	3,433,447
Interest-bearing liabilities
U.S. interest-bearing deposits

Demand and money market deposits	$	1,103,073	$	5,198	1.87	%	$	1,108,939	$	5,042	1.82	%	$	1,095,931	$	6,063	2.19	%

Time and savings deposits	249,651		1,662		2.64		254,022		1,661		2.62		257,475		1,941		2.99
Total U.S. interest-bearing deposits	1,352,724		6,860		2.01		1,362,961		6,703		1.97		1,353,406		8,004		2.35




Non-U.S. interest-bearing deposits	132,664		745		2.23		126,738		669		2.11		125,309		928		2.94
Total interest-bearing deposits	1,485,388		7,605		2.03		1,489,699		7,372		1.98		1,478,715		8,932		2.40
Federal funds purchased and securities loaned or sold under agreements to repurchase	337,187		4,092		4.81		353,243		4,135		4.70		392,431		4,800		4.85
Short-term borrowings and other interest-bearing liabilities	204,194		2,239		4.35		228,651		2,472		4.34		178,368		2,372		5.28
Trading account liabilities	60,534		797		5.22		57,026		756		5.32		52,452		672		5.08
Long-term debt	247,313		3,075		4.95		256,197		3,100		4.85		247,425		3,357		5.40
Total interest-bearing liabilities	2,334,616		17,808		3.03		2,384,816		17,835		3.00		2,349,391		20,133		3.40
Noninterest-bearing sources
Noninterest-bearing deposits	536,695						533,251						512,719
Other liabilities (3)	299,669						312,517						270,956
Shareholders’ equity	300,881						300,984						300,381
Total liabilities and shareholders’ equity	$	3,471,861					$	3,531,568					$	3,433,447
Net interest spread					1.44	%					1.39	%					1.24	%
Impact of noninterest-bearing sources					0.72						0.69						0.77
Net interest income/yield on earning assets (4)			$	16,610	2.16	%			$	16,160	2.08	%			$	15,387	2.01	%

(1)Includes the impact of interest rate risk management contracts.

(2)Nonperforming loans are included in the respective average loan balances. Income on these nonperforming loans is generally recognized on a cost recovery basis.

(3)Includes $86.7 billion, $84.6 billion and $66.2 billion of structured notes and liabilities for the third and second quarters of 2026 and the third quarter of 2025, respectively.

(4)Net interest income includes FTE adjustments of $161 million, $163 million and $154 million for the third and second quarters of 2026 and the third quarter of 2025, respectively.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Debt Securities
(Dollars in millions)
	September 30, 2026
	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Available-for-sale debt securities
Mortgage-backed securities:
Agency	$	39,186	$	23	$	(1,964)	$	37,245
Agency-collateralized mortgage obligations	16,265		1		(302)		15,964
Commercial	43,318		126		(928)		42,516
Non-agency residential	75		1		(28)		48
Total mortgage-backed securities	98,844		151		(3,222)		95,773
U.S. Treasury and government agencies	175,017		71		(1,439)		173,649
Non-U.S. securities	46,315		19		(66)		46,268
Other taxable securities	6,235		2		(88)		6,149

Tax-exempt securities	7,216		7		(248)		6,975
Total available-for-sale debt securities	333,627		250		(5,063)		328,814
Other debt securities carried at fair value (1)	16,922		73		(173)		16,822
Total debt securities carried at fair value	350,549		323		(5,236)		345,636
Held-to-maturity debt securities
Agency mortgage-backed securities	370,073		—		(87,397)		282,676
U.S. Treasury and government agencies	121,273		—		(15,621)		105,652
Other taxable securities	5,080		1		(896)		4,185
Total held-to-maturity debt securities	496,426		1		(103,914)		392,513
Total debt securities	$	846,975	$	324	$	(109,150)	$	738,149


	June 30, 2026
Available-for-sale debt securities
Mortgage-backed securities:
Agency	$	41,870	$	125	$	(1,154)	$	40,841
Agency-collateralized mortgage obligations	17,204		85		(141)		17,148
Commercial	44,281		260		(484)		44,057
Non-agency residential	75		1		(24)		52
Total mortgage-backed securities	103,430		471		(1,803)		102,098
U.S. Treasury and government agencies	195,191		128		(916)		194,403
Non-U.S. securities	37,718		12		(63)		37,667
Other taxable securities	7,399		2		(54)		7,347

Tax-exempt securities	7,176		8		(159)		7,025
Total available-for-sale debt securities	350,914		621		(2,995)		348,540
Other debt securities carried at fair value (1)	14,928		121		(170)		14,879
Total debt securities carried at fair value	365,842		742		(3,165)		363,419
Held-to-maturity debt securities
Agency mortgage-backed securities	379,169		—		(68,332)		310,837
U.S. Treasury and government agencies	121,262		—		(13,011)		108,251
Other taxable securities	5,397		1		(752)		4,646
Total held-to-maturity debt securities	505,828		1		(82,095)		423,734
Total debt securities	$	871,670	$	743	$	(85,260)	$	787,153

(1) Primarily includes non-U.S. securities used to satisfy certain international regulatory requirements.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Supplemental Financial Data
(Dollars in millions)

	Nine Months Ended September 30						Third Quarter 2026			Second Quarter 2026			First Quarter 2026			Fourth Quarter 2025			Third Quarter 2025
	2026			2025






FTE basis data (1)
Net interest income	$	48,677		$	44,790		$	16,610		$	16,160		$	15,907		$	15,915		$	15,387
Total revenue, net of interest expense	92,274			85,174			30,119			31,721			30,434			28,532			29,194
Net interest yield	2.10		%	1.98		%	2.16		%	2.08		%	2.07		%	2.08		%	2.01		%
Efficiency ratio	61.64			61.39			65.48			58.72			60.89			61.11			59.39

(1)FTE basis is a non-GAAP financial measure. FTE basis is a performance measure used by management in operating the business that management believes provides investors with meaningful information on the interest margin for comparative purposes. The Corporation believes that this presentation allows for comparison of amounts from both taxable and tax-exempt sources and is consistent with industry practices. Net interest income includes FTE adjustments of $486 million and $444 million for the nine months ended September 30, 2026 and 2025, $161 million, $163 million and $162 million for the third, second and first quarters of 2026, and $165 million and $154 million for the fourth and third quarters of 2025, respectively.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Quarterly Results by Business Segment and All Other
(Dollars in millions)
	Third Quarter 2026
	Total Corporation		Consumer Banking		GWIM		Global Banking		Global Markets		All Other
Net interest income	$	16,610	$	9,431	$	1,963	$	3,259	$	2,008	$	(51)
Noninterest income
Fees and commissions:
Card income	1,561		1,332		—		212		17		—
Service charges	1,676		641		31		930		74		—
Investment and brokerage services	5,761		108		4,956		17		683		(3)
Investment banking fees	1,799		—		86		971		767		(25)
Total fees and commissions	10,797		2,081		5,073		2,130		1,541		(28)
Market making and similar activities	2,360		7		33		69		2,554		(303)
Other income (loss)	352		53		49		747		(236)		(261)
Total noninterest income (loss)	13,509		2,141		5,155		2,946		3,859		(592)
Total revenue, net of interest expense	30,119		11,572		7,118		6,205		5,867		(643)
Provision for credit losses	1,269		1,045		17		210		3		(6)
Noninterest expense	19,722		5,833		5,048		3,250		4,195		1,396
Income (loss) before income taxes	9,128		4,694		2,053		2,745		1,669		(2,033)
Income tax expense (benefit)	2,195		1,173		513		755		434		(680)
Net income (loss)	$	6,933	$	3,521	$	1,540	$	1,990	$	1,235	$	(1,353)

Average
Total loans and leases	$	1,226,018	$	320,953	$	278,642	$	418,883	$	200,645	$	6,895
Total assets (1)	3,471,861		1,032,792		326,364		769,684		1,091,797		251,224
Total deposits	2,022,083		948,635		278,937		668,588		38,309		87,614
Period end
Total loans and leases	$	1,251,260	$	321,968	$	283,377	$	428,146	$	210,590	$	7,179
Total assets (1)	3,427,704		1,034,324		328,816		784,081		1,052,335		228,148
Total deposits	2,038,758		949,142		279,723		683,867		38,449		87,577

	Second Quarter 2026
	Total Corporation		Consumer Banking		GWIM		Global Banking		Global Markets		All Other
Net interest income	$	16,160	$	9,206	$	1,888	$	3,198	$	1,911	$	(43)
Noninterest income
Fees and commissions:
Card income	1,583		1,346		5		216		16		—
Service charges	1,706		639		30		932		102		3
Investment and brokerage services	5,653		106		4,793		29		729		(4)
Investment banking fees	2,138		—		88		1,154		965		(69)
Total fees and commissions	11,080		2,091		4,916		2,331		1,812		(70)
Market making and similar activities	4,177		7		32		59		4,422		(343)
Other income (loss)	304		32		35		648		(123)		(288)
Total noninterest income (loss)	15,561		2,130		4,983		3,038		6,111		(701)
Total revenue, net of interest expense	31,721		11,336		6,871		6,236		8,022		(744)
Provision for credit losses	1,366		1,160		11		215		(11)		(9)
Noninterest expense	18,627		5,801		4,976		3,199		4,484		167
Income (loss) before income taxes	11,728		4,375		1,884		2,822		3,549		(902)
Income tax expense (benefit)	2,654		1,094		471		776		923		(610)
Net income (loss)	$	9,074	$	3,281	$	1,413	$	2,046	$	2,626	$	(292)

Average
Total loans and leases	$	1,216,519	$	321,056	$	270,257	$	413,364	$	204,994	$	6,848
Total assets (1)	3,531,568		1,041,292		328,688		754,368		1,120,548		286,672
Total deposits	2,022,950		956,957		281,593		651,867		38,129		94,404
Period end
Total loans and leases	$	1,217,619	$	322,271	$	276,980	$	412,294	$	198,678	$	7,396
Total assets (1)	3,499,191		1,039,051		327,667		761,395		1,106,999		264,079
Total deposits	2,025,124		953,195		278,155		662,867		38,146		92,761

(1)Total assets include asset allocations to match liabilities (i.e., deposits).

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Quarterly Results by Business Segment and All Other (continued)
(Dollars in millions)
	Third Quarter 2025
	Total Corporation		Consumer Banking		GWIM		Global Banking		Global Markets		All Other
Net interest income	$	15,387	$	8,988	$	1,800	$	3,141	$	1,484	$	(26)
Noninterest income
Fees and commissions:
Card income	1,629		1,403		6		204		17		(1)
Service charges	1,632		645		30		863		93		1
Investment and brokerage services	5,063		94		4,334		24		614		(3)
Investment banking fees	2,013		—		65		1,155		834		(41)
Total fees and commissions	10,337		2,142		4,435		2,246		1,558		(44)
Market making and similar activities	3,203		5		31		73		3,141		(47)
Other income (loss)	267		31		46		729		42		(581)
Total noninterest income (loss)	13,807		2,178		4,512		3,048		4,741		(672)
Total revenue, net of interest expense	29,194		11,166		6,312		6,189		6,225		(698)
Provision for credit losses	1,295		1,009		4		269		9		4
Noninterest expense	17,337		5,575		4,622		3,044		3,895		201
Income (loss) before income taxes	10,562		4,582		1,686		2,876		2,321		(903)
Income tax expense (benefit)	2,230		1,145		421		791		673		(800)
Net income (loss)	$	8,332	$	3,437	$	1,265	$	2,085	$	1,648	$	(103)

Average
Total loans and leases	$	1,153,035	$	320,297	$	245,523	$	388,482	$	190,994	$	7,739
Total assets (1)	3,433,447		1,029,529		320,484		730,206		1,024,300		328,928
Total deposits	1,991,434		947,414		276,534		631,560		37,588		98,338
Period end
Total loans and leases	$	1,165,900	$	321,905	$	252,986	$	386,828	$	196,759	$	7,422
Total assets (1)	3,403,149		1,032,826		325,605		737,640		997,908		309,170
Total deposits	2,002,208		949,100		278,931		640,801		36,883		96,493

(1)Total assets include asset allocations to match liabilities (i.e., deposits).

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Year-to-Date Results by Business Segment and All Other
(Dollars in millions)
	Nine Months Ended September 30, 2026
	Total Corporation		Consumer Banking		GWIM		Global Banking		Global Markets		All Other
Net interest income	$	48,677	$	27,630	$	5,713	$	9,687	$	5,780	$	(133)
Noninterest income
Fees and commissions:
Card income	4,637		3,951		7		630		49		—
Service charges	5,056		1,918		93		2,766		276		3
Investment and brokerage services	16,955		316		14,420		57		2,172		(10)
Investment banking fees	5,778		—		256		3,172		2,494		(144)
Total fees and commissions	32,426		6,185		14,776		6,625		4,991		(151)
Market making and similar activities	10,174		21		96		209		10,697		(849)
Other income (loss)	997		121		116		2,207		(470)		(977)
Total noninterest income (loss)	43,597		6,327		14,988		9,041		15,218		(1,977)
Total revenue, net of interest expense	92,274		33,957		20,701		18,728		20,998		(2,110)
Provision for credit losses	3,972		3,337		30		610		19		(24)
Noninterest expense	56,880		17,471		14,962		9,672		13,049		1,726
Income (loss) before income taxes	31,422		13,149		5,709		8,446		7,930		(3,812)
Income tax expense (benefit)	6,831		3,287		1,427		2,323		2,062		(2,268)
Net income (loss)	$	24,591	$	9,862	$	4,282	$	6,123	$	5,868	$	(1,544)

Average
Total loans and leases	$	1,210,822	$	321,387	$	270,410	$	409,825	$	202,290	$	6,910
Total assets (1)	3,505,158		1,036,245		329,461		758,056		1,104,606		276,790
Total deposits	2,020,672		952,126		282,341		656,090		38,725		91,390
Period end
Total loans and leases	$	1,251,260	$	321,968	$	283,377	$	428,146	$	210,590	$	7,179
Total assets (1)	3,427,704		1,034,324		328,816		784,081		1,052,335		228,148
Total deposits	2,038,758		949,142		279,723		683,867		38,449		87,577

	Nine Months Ended September 30, 2025
	Total Corporation		Consumer Banking		GWIM		Global Banking		Global Markets		All Other
Net interest income	$	44,790	$	26,219	$	5,327	$	9,373	$	3,940	$	(69)
Noninterest income
Fees and commissions:
Card income	4,793		4,115		26		613		50		(11)
Service charges	4,808		1,890		85		2,553		276		4
Investment and brokerage services	14,656		262		12,456		65		1,883		(10)
Investment banking fees	4,964		—		199		2,769		2,181		(185)
Total fees and commissions	29,221		6,267		12,766		6,000		4,390		(202)
Market making and similar activities	9,940		19		93		207		10,063		(442)
Other income (loss)	1,223		(33)		79		2,290		399		(1,512)
Total noninterest income (loss)	40,384		6,253		12,938		8,497		14,852		(2,156)
Total revenue, net of interest expense	85,174		32,472		18,265		17,870		18,792		(2,225)
Provision for credit losses	4,367		3,583		38		700		59		(13)
Noninterest expense	52,290		16,968		13,874		9,298		11,512		638
Income (loss) before income taxes	28,517		11,921		4,353		7,872		7,221		(2,850)
Income tax expense (benefit)	5,655		2,980		1,088		2,165		2,094		(2,672)
Net income (loss)	$	22,862	$	8,941	$	3,265	$	5,707	$	5,127	$	(178)

Average
Total loans and leases	$	1,125,293	$	318,178	$	238,457	$	385,062	$	175,777	$	7,819
Total assets (1)	3,404,555		1,030,874		323,735		702,678		1,005,714		341,554
Total deposits	1,974,630		948,983		279,883		603,591		38,141		104,032
Period end
Total loans and leases	$	1,165,900	$	321,905	$	252,986	$	386,828	$	196,759	$	7,422
Total assets (1)	3,403,149		1,032,826		325,605		737,640		997,908		309,170
Total deposits	2,002,208		949,100		278,931		640,801		36,883		96,493

(1)Total assets include asset allocations to match liabilities (i.e., deposits).

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Consumer Banking Segment Results
(Dollars in millions)
	Nine Months Ended September 30						Third Quarter 2026			Second Quarter 2026			First Quarter 2026			Fourth Quarter 2025			Third Quarter 2025
	2026			2025
Net interest income	$	27,630		$	26,219		$	9,431		$	9,206		$	8,993		$	9,090		$	8,988
Noninterest income:
Card income	3,951			4,115			1,332			1,346			1,273			1,341			1,403
Service charges	1,918			1,890			641			639			638			638			645

All other income	458			248			168			145			145			132			130
Total noninterest income	6,327			6,253			2,141			2,130			2,056			2,111			2,178
Total revenue, net of interest expense	33,957			32,472			11,572			11,336			11,049			11,201			11,166

Provision for credit losses	3,337			3,583			1,045			1,160			1,132			1,066			1,009

Noninterest expense	17,471			16,968			5,833			5,801			5,837			5,729			5,575
Income before income taxes	13,149			11,921			4,694			4,375			4,080			4,406			4,582
Income tax expense	3,287			2,980			1,173			1,094			1,020			1,102			1,145
Net income	$	9,862		$	8,941		$	3,521		$	3,281		$	3,060		$	3,304		$	3,437

Net interest yield	3.70		%	3.53		%	3.76		%	3.68		%	3.66		%	3.64		%	3.59		%
Efficiency ratio	51.45			52.25			50.40			51.18			52.82			51.15			49.92
Return on average allocated capital (1)	29			27			31			29			27			30			31

Balance Sheet
Average
Total loans and leases	$	321,387		$	318,178		$	320,953		$	321,056		$	322,164		$	322,678		$	320,297
Total earning assets (2)	997,864			993,484			994,343			1,002,799			996,431			989,897			992,007
Total assets (2)	1,036,245			1,030,874			1,032,792			1,041,292			1,034,670			1,027,783			1,029,529
Total deposits	952,126			948,983			948,635			956,957			950,809			945,394			947,414
Allocated capital (1)	45,500			44,000			45,500			45,500			45,500			44,000			44,000

Period end
Total loans and leases	$	321,968		$	321,905		$	321,968		$	322,271		$	321,196		$	325,871		$	321,905
Total earning assets (2)	994,547			994,931			994,547			999,457			1,019,832			998,969			994,931
Total assets (2)	1,034,324			1,032,826			1,034,324			1,039,051			1,058,618			1,039,346			1,032,826
Total deposits	949,142			949,100			949,142			953,195			973,306			956,265			949,100

(1) Return on average allocated capital is calculated as net income, adjusted for cost of funds and earnings credits and certain expenses related to intangibles, divided by average allocated capital. Other companies may define or calculate these measures differently.

(2) Total earning assets and total assets include asset allocations to match liabilities (i.e., deposits) and allocated shareholders’ equity.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Consumer Banking Key Indicators
(Dollars in millions)
	Nine Months Ended September 30						Third Quarter 2026			Second Quarter 2026			First Quarter 2026			Fourth Quarter 2025			Third Quarter 2025
	2026			2025
Average deposit balances
Checking	$	563,092		$	553,681		$	561,088		$	567,531		$	560,652		$	555,202		$	553,438
Savings	51,205			52,630			50,561			51,807			51,256			50,843			51,840
MMS	228,043			237,502			225,660			229,194			229,315			228,437			232,892
CDs and IRAs	106,177			101,566			107,788			104,768			105,954			107,364			105,633
Other	3,609			3,604			3,538			3,657			3,632			3,548			3,611
Total average deposit balances	$	952,126		$	948,983		$	948,635		$	956,957		$	950,809		$	945,394		$	947,414

Deposit spreads (excludes noninterest costs)
Checking	3.15		%	2.89		%	3.22		%	3.15		%	3.07		%	3.02		%	2.96		%
Savings	3.46			3.21			3.53			3.46			3.39			3.33			3.28
MMS	3.65			3.45			3.70			3.64			3.59			3.56			3.52
CDs and IRAs	1.28			1.47			1.28			1.31			1.24			1.25			1.37
Other	3.63			4.19			3.63			3.57			3.68			4.27			4.13
Total deposit spreads	3.08			2.90			3.13			3.08			3.01			2.97			2.94

Consumer investment assets (1)	$	664,439		$	580,391		$	664,439		$	639,517		$	573,254		$	599,110		$	580,391

Active digital banking users (in thousands) (2)	50,381			49,198			50,381			49,834			49,986			49,323			49,198
Active mobile banking users (in thousands) (3)	42,596			41,258			42,596			42,056			41,766			41,427			41,258
Financial centers	3,531			3,649			3,531			3,530			3,540			3,628			3,649
ATMs	14,965			14,920			14,965			14,939			14,902			14,909			14,920

Total credit card (4)
Loans
Average credit card outstandings	$	104,187		$	100,387		$	105,802		$	103,640		$	103,087		$	102,992		$	100,966
Ending credit card outstandings	107,342			102,109			107,342			105,659			102,833			106,027			102,109
Credit quality
Net charge-offs	$	2,702		$	2,835		$	859		$	919		$	924		$	882		$	880
	3.47		%	3.78		%	3.22		%	3.55		%	3.64		%	3.40		%	3.46		%
30+ delinquency	$	2,488		$	2,464		$	2,488		$	2,352		$	2,512		$	2,604		$	2,464
	2.32		%	2.41		%	2.32		%	2.23		%	2.44		%	2.46		%	2.41		%
90+ delinquency	$	1,211		$	1,259		$	1,211		$	1,241		$	1,341		$	1,352		$	1,259
	1.13		%	1.23		%	1.13		%	1.17		%	1.30		%	1.27		%	1.23		%
Other total credit card indicators (4)
Gross interest yield	11.49		%	12.12		%	11.47		%	11.36		%	11.64		%	11.76		%	12.17		%
Risk-adjusted margin	6.63			7.08			6.74			6.47			6.69			7.02			7.48
New accounts (in thousands)	2,899			2,676			1,016			999			884			855			929
Purchase volumes	$	295,727		$	278,138		$	100,878		$	101,877		$	92,972		$	99,622		$	95,116

Debit card data
Purchase volumes	$	480,902		$	439,533		$	164,779		$	164,189		$	151,934		$	155,070		$	150,048

Loan production (5)
Consumer Banking:
First mortgage	$	9,290		$	7,961		$	2,727		$	3,497		$	3,066		$	4,176		$	3,052
Home equity	6,857			6,401			2,453			2,404			2,000			2,159			2,326
Total (6):
First mortgage	$	21,544		$	17,863		$	6,853		$	8,259		$	6,432		$	8,463		$	6,751
Home equity	8,335			7,780			2,974			2,899			2,462			2,620			2,800

(1) Includes client brokerage assets, deposit sweep balances, brokered certificates of deposit (CDs), and assets under management (AUM) in Consumer Banking.

(2) Represents mobile and/or online active users over the past 90 days.

(3) Represents mobile active users over the past 90 days.

(4) In addition to the credit card portfolio in Consumer Banking, the remaining credit card portfolio is in GWIM.

(5) Loan production amounts represent the unpaid principal balance of loans and, in the case of home equity, the principal amount of the total line of credit.

(6) In addition to loan production in Consumer Banking, there is also first mortgage and home equity loan production in GWIM.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Global Wealth & Investment Management Segment Results
(Dollars in millions)
	Nine Months Ended September 30						Third Quarter 2026			Second Quarter 2026			First Quarter 2026			Fourth Quarter 2025			Third Quarter 2025
	2026			2025
Net interest income	$	5,713		$	5,327		$	1,963		$	1,888		$	1,862		$	1,870		$	1,800
Noninterest income:
Investment and brokerage services	14,420			12,456			4,956			4,793			4,671			4,563			4,334
All other income	568			482			199			190			179			185			178
Total noninterest income	14,988			12,938			5,155			4,983			4,850			4,748			4,512
Total revenue, net of interest expense	20,701			18,265			7,118			6,871			6,712			6,618			6,312

Provision for credit losses	30			38			17			11			2			(3)			4

Noninterest expense	14,962			13,874			5,048			4,976			4,938			4,747			4,622
Income before income taxes	5,709			4,353			2,053			1,884			1,772			1,874			1,686
Income tax expense	1,427			1,088			513			471			443			469			421
Net income	$	4,282		$	3,265		$	1,540		$	1,413		$	1,329		$	1,405		$	1,265

Net interest yield	2.42		%	2.30		%	2.49		%	2.42		%	2.37		%	2.39		%	2.33		%
Efficiency ratio	72.27			75.96			70.91			72.41			73.58			71.75			73.22

Return on average allocated capital (1)	26			22			28			26			24			28			26

Balance Sheet
Average
Total loans and leases	$	270,410		$	238,457		$	278,642		$	270,257		$	262,150		$	256,968		$	245,523
Total earning assets (2)	314,976			309,882			312,385			313,639			318,978			309,916			306,384
Total assets (2)	329,461			323,735			326,364			328,688			333,409			324,446			320,484
Total deposits	282,341			279,883			278,937			281,593			286,578			279,456			276,534
Allocated capital (1)	22,250			19,750			22,250			22,250			22,250			19,750			19,750


Period end
Total loans and leases	$	283,377		$	252,986		$	283,377		$	276,980		$	264,070		$	261,303		$	252,986
Total earning assets (2)	315,159			310,732			315,159			311,564			321,554			320,899			310,732
Total assets (2)	328,816			325,605			328,816			327,667			336,511			335,495			325,605
Total deposits	279,723			278,931			279,723			278,155			287,719			289,854			278,931

(1)Return on average allocated capital is calculated as net income, adjusted for cost of funds and earnings credits and certain expenses related to intangibles, divided by average allocated capital. Other companies may define or calculate these measures differently.

(2)Total earning assets and total assets include asset allocations to match liabilities (i.e., deposits) and allocated shareholders’ equity.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Global Wealth & Investment Management Key Indicators
(Dollars in millions)
	Nine Months Ended September 30				Third Quarter 2026		Second Quarter 2026		First Quarter 2026		Fourth Quarter 2025		Third Quarter 2025
	2026		2025
Revenue by Business
Merrill Wealth Management	$	17,195	$	15,222	$	5,905	$	5,711	$	5,579	$	5,494	$	5,261
Bank of America Private Bank	3,506		3,043		1,213		1,160		1,133		1,124		1,051

Total revenue, net of interest expense	$	20,701	$	18,265	$	7,118	$	6,871	$	6,712	$	6,618	$	6,312

Client Balances by Business, at period end
Merrill Wealth Management	$	4,240,601	$	3,896,124	$	4,240,601	$	4,132,451	$	3,815,389	$	3,992,312	$	3,896,124
Bank of America Private Bank	816,186		744,675		816,186		801,945		757,017		759,082		744,675

Total client balances	$	5,056,787	$	4,640,799	$	5,056,787	$	4,934,396	$	4,572,406	$	4,751,394	$	4,640,799

Client Balances by Type, at period end


Assets under management (1)	$	2,370,848	$	2,109,946	$	2,370,848	$	2,327,766	$	2,115,782	$	2,177,708	$	2,109,946
Brokerage and other assets	2,164,406		2,040,748		2,164,406		2,094,157		1,946,617		2,067,937		2,040,748

Deposits	279,723		278,931		279,723		278,155		287,719		289,854		278,931
Loans and leases (2)	286,092		255,381		286,092		279,618		266,657		263,819		255,381
Less: Managed deposits in assets under management	(44,282)		(44,207)		(44,282)		(45,300)		(44,369)		(47,924)		(44,207)
Total client balances	$	5,056,787	$	4,640,799	$	5,056,787	$	4,934,396	$	4,572,406	$	4,751,394	$	4,640,799

Assets Under Management Rollforward
Assets under management, beginning balance	$	2,177,708	$	1,882,211	$	2,327,766	$	2,115,782	$	2,177,708	$	2,109,946	$	1,986,523
Net client flows	54,025		61,788		19,980		13,673		20,372		20,209		23,517

Market valuation/other	139,115		165,947		23,102		198,311		(82,298)		47,553		99,906
Total assets under management, ending balance	$	2,370,848	$	2,109,946	$	2,370,848	$	2,327,766	$	2,115,782	$	2,177,708	$	2,109,946

(1)Defined as managed assets under advisory and/or discretion of GWIM.

(2)Includes margin receivables, which are classified in customer and other receivables on the Consolidated Balance Sheet.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Global Banking Segment Results
(Dollars in millions)
	Nine Months Ended September 30						Third Quarter 2026			Second Quarter 2026			First Quarter 2026			Fourth Quarter 2025			Third Quarter 2025
	2026			2025
Net interest income	$	9,687		$	9,373		$	3,259		$	3,198		$	3,230		$	3,238		$	3,141
Noninterest income:
Service charges	2,766			2,553			930			932			904			885			863
Investment banking fees	3,172			2,769			971			1,154			1,047			973			1,155
All other income	3,103			3,175			1,045			952			1,106			1,142			1,030
Total noninterest income	9,041			8,497			2,946			3,038			3,057			3,000			3,048
Total revenue, net of interest expense	18,728			17,870			6,205			6,236			6,287			6,238			6,189

Provision for credit losses	610			700			210			215			185			243			269

Noninterest expense	9,672			9,298			3,250			3,199			3,223			3,118			3,044
Income before income taxes	8,446			7,872			2,745			2,822			2,879			2,877			2,876
Income tax expense	2,323			2,165			755			776			792			791			791
Net income	$	6,123		$	5,707		$	1,990		$	2,046		$	2,087		$	2,086		$	2,085

Net interest yield	1.87		%	1.97		%	1.83		%	1.86		%	1.91		%	1.86		%	1.87		%
Efficiency ratio	51.64			52.03			52.36			51.30			51.27			50.01			49.16
Return on average allocated capital (1)	15			15			15			15			16			16			16

Balance Sheet
Average
Total loans and leases	$	409,825		$	385,062		$	418,883		$	413,364		$	396,988		$	386,319		$	388,482
Total earning assets (2)	693,506			637,605			704,930			689,980			685,393			690,069			665,143
Total assets (2)	758,056			702,678			769,684			754,368			749,898			754,999			730,206
Total deposits	656,090			603,591			668,588			651,867			647,583			656,120			631,560
Allocated capital (1)	54,250			50,750			54,250			54,250			54,250			50,750			50,750

Period end
Total loans and leases	$	428,146		$	386,828		$	428,146		$	412,294		$	406,982		$	388,998		$	386,828
Total earning assets (2)	719,228			671,971			719,228			695,499			681,219			671,354			671,971
Total assets (2)	784,081			737,640			784,081			761,395			745,299			734,710			737,640
Total deposits	683,867			640,801			683,867			662,867			647,018			641,211			640,801

(1)Return on average allocated capital is calculated as net income, adjusted for cost of funds and earnings credits and certain expenses related to intangibles, divided by average allocated capital. Other companies may define or calculate these measures differently.

(2)Total earning assets and total assets include asset allocations to match liabilities (i.e., deposits) and allocated shareholders’ equity.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Global Banking Key Indicators
(Dollars in millions)
	Nine Months Ended September 30						Third Quarter 2026			Second Quarter 2026			First Quarter 2026			Fourth Quarter 2025			Third Quarter 2025
	2026			2025
Investment Banking fees (1)
Advisory (2)	$	1,436		$	1,166		$	422		$	517		$	497		$	541		$	536
Debt issuance	1,234			1,227			397			417			420			321			472
Equity issuance	502			376			152			220			130			111			147
Total Investment Banking fees (3)	$	3,172		$	2,769		$	971		$	1,154		$	1,047		$	973		$	1,155

Business Lending
Corporate	$	3,002		$	3,000		$	1,017		$	893		$	1,092		$	1,031		$	1,045
Commercial	3,367			3,385			1,112			1,118			1,137			1,181			1,135
Business Banking	148			165			50			50			48			51			56
Total Business Lending revenue	$	6,517		$	6,550		$	2,179		$	2,061		$	2,277		$	2,263		$	2,236

Global Transaction Services
Corporate	$	4,218		$	3,884		$	1,413		$	1,399		$	1,406		$	1,415		$	1,326
Commercial	3,405			3,093			1,192			1,118			1,095			1,131			1,043
Business Banking	1,222			1,091			435			403			384			397			370
Total Global Transaction Services revenue	$	8,845		$	8,068		$	3,040		$	2,920		$	2,885		$	2,943		$	2,739

Average deposit balances
Interest-bearing	$	501,379		$	453,341		$	511,953		$	498,484		$	493,498		$	502,455		$	483,285
Noninterest-bearing	154,711			150,250			156,635			153,383			154,085			153,665			148,275
Total average deposits	$	656,090		$	603,591		$	668,588		$	651,867		$	647,583		$	656,120		$	631,560



Provision for credit losses	$	610		$	700		$	210		$	215		$	185		$	243		$	269

Credit quality (4, 5)
Reservable criticized utilized exposure	$	16,850		$	22,637		$	16,850		$	18,639		$	20,576		$	21,010		$	22,637
	3.71		%	5.55		%	3.71		%	4.27		%	4.79		%	5.11		%	5.55		%

Nonperforming loans, leases and foreclosed properties	$	2,450		$	2,395		$	2,450		$	2,577		$	2,550		$	2,620		$	2,395
	0.57		%	0.62		%	0.57		%	0.63		%	0.63		%	0.68		%	0.62		%

Average loans and leases by product
U.S. commercial	$	257,115		$	240,725		$	260,864		$	260,750		$	249,606		$	242,890		$	244,131
Non-U.S. commercial	84,522			79,547			87,763			84,824			80,905			78,363			79,811
Commercial real estate	52,023			48,528			54,403			51,696			49,922			48,313			48,256
Commercial lease financing	16,165			16,261			15,853			16,094			16,555			16,752			16,282
Other	—			1			—			—			—			1			2
Total average loans and leases	$	409,825		$	385,062		$	418,883		$	413,364		$	396,988		$	386,319		$	388,482

Total Corporation Investment Banking fees
Advisory (2)	$	1,582		$	1,300		$	471		$	558		$	553		$	590		$	583
Debt issuance	3,057			2,888			958			1,113			986			810			1,109
Equity issuance	1,283			962			395			535			353			297			362
Total investment banking fees including self-led deals	5,922			5,150			1,824			2,206			1,892			1,697			2,054
Self-led deals	(144)			(186)			(25)			(68)			(51)			(31)			(41)
Total Investment Banking fees	$	5,778		$	4,964		$	1,799		$	2,138		$	1,841		$	1,666		$	2,013

(1)Investment banking fees represent total investment banking fees for Global Banking inclusive of self-led deals and fees included within Business Lending.

(2)Advisory includes fees on debt and equity advisory and mergers and acquisitions.

(3)Investment banking fees represent only the fee component in Global Banking and do not include certain other items shared with the Investment Banking Group under internal revenue sharing agreements.

(4)Criticized exposure corresponds to the Special Mention, Substandard and Doubtful asset categories defined by regulatory authorities. The reservable criticized exposure is on an end-of-period basis and is also shown as a percentage of total commercial reservable utilized exposure, including loans and leases, standby letters of credit, financial guarantees, commercial letters of credit and bankers’ acceptances.

(5)Nonperforming loans, leases and foreclosed properties are on an end-of-period basis. The nonperforming ratio is calculated as nonperforming assets divided by loans, leases and foreclosed properties.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Global Markets Segment Results
(Dollars in millions)
	Nine Months Ended September 30						Third Quarter 2026			Second Quarter 2026			First Quarter 2026			Fourth Quarter 2025			Third Quarter 2025
	2026			2025
Net interest income	$	5,780		$	3,940		$	2,008		$	1,911		$	1,861		$	1,750		$	1,484
Noninterest income:
Investment and brokerage services	2,172			1,883			683			729			760			628			614
Investment banking fees	2,494			2,181			767			965			762			656			834
Market making and similar activities	10,697			10,063			2,554			4,422			3,721			2,001			3,141
All other income	(145)			725			(145)			(5)			5			269			152
Total noninterest income	15,218			14,852			3,859			6,111			5,248			3,554			4,741
Total revenue, net of interest expense (1)	20,998			18,792			5,867			8,022			7,109			5,304			6,225

Provision for credit losses	19			59			3			(11)			27			12			9

Noninterest expense	13,049			11,512			4,195			4,484			4,370			3,906			3,895
Income before income taxes	7,930			7,221			1,669			3,549			2,712			1,386			2,321
Income tax expense	2,062			2,094			434			923			705			402			673
Net income	$	5,868		$	5,127		$	1,235		$	2,626		$	2,007		$	984		$	1,648

Efficiency ratio	62.15		%	61.26		%	71.51		%	55.90		%	61.47		%	73.64		%	62.58		%

Return on average allocated capital (2)	15			14			9			20			15			8			13

Balance Sheet
Average
Total trading-related assets	$	735,415		$	681,789		$	729,338		$	746,938		$	729,973		$	666,609		$	676,621
Total loans and leases	202,290			175,777			200,645			204,994			201,237			197,822			190,994
Total earning assets	876,507			802,377			869,392			885,914			874,270			820,324			813,197
Total assets	1,104,606			1,005,714			1,091,797			1,120,548			1,101,576			1,026,282			1,024,300
Total deposits	38,725			38,141			38,309			38,129			39,752			37,875			37,588
Allocated capital (2)	53,500			49,000			53,500			53,500			53,500			49,000			49,000


Period end
Total trading-related assets	$	681,904		$	638,176		$	681,904		$	733,711		$	727,035		$	670,949		$	638,176
Total loans and leases	210,590			196,759			210,590			198,678			205,941			202,733			196,759
Total earning assets	825,364			793,246			825,364			873,890			866,402			814,196			793,246
Total assets	1,052,335			997,908			1,052,335			1,106,999			1,091,745			1,032,858			997,908
Total deposits	38,449			36,883			38,449			38,146			38,012			40,614			36,883

Trading-related assets (average)
Trading account securities	$	373,323		$	350,777		$	361,207		$	371,536		$	387,514		$	357,802		$	361,610
Reverse repurchases	163,240			150,511			164,491			168,093			157,053			132,317			138,908
Securities borrowed	150,829			139,764			152,239			159,969			140,148			135,904			135,615
Derivative assets	48,023			40,737			51,401			47,340			45,258			40,586			40,488
Total trading-related assets	$	735,415		$	681,789		$	729,338		$	746,938		$	729,973		$	666,609		$	676,621

(1)Substantially all of Global Markets total revenue is sales and trading revenue and investment banking fees, with a small portion related to certain revenue sharing agreements with other business segments. For additional sales and trading revenue information, see page 21.

(2)Return on average allocated capital is calculated as net income, adjusted for cost of funds and earnings credits and certain expenses related to intangibles, divided by average allocated capital. Other companies may define or calculate these measures differently.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Global Markets Key Indicators
(Dollars in millions)
	Nine Months Ended September 30				Third Quarter 2026		Second Quarter 2026		First Quarter 2026		Fourth Quarter 2025		Third Quarter 2025
	2026		2025
Sales and trading revenue (1)
Fixed-income, currencies and commodities	$	9,586	$	9,766	$	2,565	$	3,476	$	3,545	$	2,501	$	3,092
Equities	8,974		6,589		2,510		3,622		2,842		2,015		2,270
Total sales and trading revenue	$	18,560	$	16,355	$	5,075	$	7,098	$	6,387	$	4,516	$	5,362

Sales and trading revenue, excluding net debit valuation adjustment (2,3)
Fixed-income, currencies and commodities	$	9,580	$	9,791	$	2,548	$	3,536	$	3,496	$	2,517	$	3,078
Equities	8,954		6,582		2,507		3,619		2,828		2,016		2,270
Total sales and trading revenue, excluding net debit valuation adjustment	$	18,534	$	16,373	$	5,055	$	7,155	$	6,324	$	4,533	$	5,348

Sales and trading revenue breakdown
Net interest income	$	5,325	$	3,493	$	1,868	$	1,765	$	1,692	$	1,612	$	1,340
Commissions	2,172		1,882		684		728		760		628		614
Trading	10,696		10,061		2,554		4,421		3,721		2,001		3,140
Other	367		919		(31)		184		214		275		268
Total sales and trading revenue	$	18,560	$	16,355	$	5,075	$	7,098	$	6,387	$	4,516	$	5,362

(1) Includes Global Banking sales and trading revenue of $644 million and $347 million for the nine months ended September 30, 2026 and 2025, $175 million, $227 million and $242 million for the third, second and first quarters of 2026, and $183 million and $172 million for the fourth and third and quarters of 2025, respectively.

(2) For this presentation, sales and trading revenue excludes net debit valuation adjustment (DVA) gains (losses), which include net DVA on derivatives, as well as amortization of own credit portion of purchase discount and realized DVA on structured liabilities. Sales and trading revenue excluding net DVA gains (losses) represents a non-GAAP financial measure. We believe the use of this non-GAAP financial measure provides additional useful information to assess the underlying performance of these businesses and to allow better comparison of period-to-period operating performance.

(3)Net DVA gains (losses) were $26 million and $(18) million for the nine months ended September 30, 2026 and 2025, $20 million, $(57) million and $63 million for the third, second and first quarters of 2026, and $(17) million and $14 million for the fourth and third quarters of 2025, respectively. FICC net DVA gains (losses) were $6 million and $(25) million for the nine months ended September 30, 2026 and 2025, $17 million, $(60) million and $49 million for the third, second and first quarters of 2026, and $(16) million and $14 million for the fourth and third quarters of 2025, respectively. Equities net DVA gains (losses) were $20 million and $7 million for the nine months ended September 30, 2026 and 2025, $3 million, $3 million and $14 million for the third, second and first quarters of 2026, and $(1) million and $0 for the fourth and third quarters of 2025, respectively.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
All Other Results (1)
(Dollars in millions)
	Nine Months Ended September 30				Third Quarter 2026		Second Quarter 2026		First Quarter 2026		Fourth Quarter 2025		Third Quarter 2025
	2026		2025
Net interest income	$	(133)	$	(69)	$	(51)	$	(43)	$	(39)	$	(33)	$	(26)





Noninterest income (loss)	(1,977)		(2,156)		(592)		(701)		(684)		(796)		(672)
Total revenue, net of interest expense	(2,110)		(2,225)		(643)		(744)		(723)		(829)		(698)

Provision for credit losses	(24)		(13)		(6)		(9)		(9)		(10)		4



Noninterest expense	1,726		638		1,396		167		163		(63)		201
Loss before income taxes	(3,812)		(2,850)		(2,033)		(902)		(877)		(756)		(903)
Income tax expense (benefit)	(2,268)		(2,672)		(680)		(610)		(978)		(624)		(800)
Net income (loss)	$	(1,544)	$	(178)	$	(1,353)	$	(292)	$	101	$	(132)	$	(103)

Balance Sheet
Average
Total loans and leases	$	6,910	$	7,819	$	6,895	$	6,848	$	6,989	$	7,108	$	7,739
Total assets (2)	276,790		341,554		251,224		286,672		292,937		294,281		328,928
Total deposits	91,390		104,032		87,614		94,404		92,207		93,678		98,338

Period end
Total loans and leases	$	7,179	$	7,422	$	7,179	$	7,396	$	6,846	$	6,795	$	7,422

Total assets (3)	228,148		309,170		228,148		264,079		264,013		269,329		309,170
Total deposits	87,577		96,493		87,577		92,761		91,608		90,785		96,493

(1)All Other primarily consists of asset and liability management (ALM) activities, liquidating businesses and certain expenses not otherwise allocated to a business segment. ALM activities encompass interest rate and foreign currency risk management activities for which substantially all of the results are allocated to our business segments.

(2)Includes elimination of segments’ excess asset allocations to match liabilities (i.e., deposits) and allocated shareholders’ equity of $987.8 billion and $984.3 billion for the nine months ended September 30, 2026 and 2025, and $976.8 billion, $984.1 billion, $1.0 trillion, $1.0 trillion and $994.4 billion for the third, second and first quarters of 2026, and the fourth and third quarters of 2025, respectively.

(3)Includes elimination of segments’ excess asset allocations to match liabilities (i.e., deposits) and allocated shareholders’ equity of $981.7 billion and $982.1 billion at September 30, 2026 and June 30, 2026, and $1.0 trillion at March 31, 2026, December 31, 2025 and September 30, 2025.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Outstanding Loans and Leases
(Dollars in millions)
	September 30 2026		June 30 2026		September 30 2025
Consumer
Residential mortgage	$	236,522	$	236,316	$	235,429
Home equity	27,417		27,114		26,482
Credit card	107,342		105,659		102,109
Direct/Indirect consumer (1)	119,356		118,327		111,412
Other consumer (2)	156		182		169
Total consumer loans excluding loans accounted for under the fair value option	490,793		487,598		475,601
Consumer loans accounted for under the fair value option (3)	156		159		165
Total consumer	490,949		487,757		475,766

Commercial
U.S. commercial	472,395		456,632		429,202
Non-U.S. commercial	170,299		159,894		148,707
Commercial real estate (4)	75,222		71,097		66,986
Commercial lease financing	15,265		15,402		16,282
	733,181		703,025		661,177
U.S. small business commercial	23,945		23,637		22,428
Total commercial loans excluding loans accounted for under the fair value option	757,126		726,662		683,605
Commercial loans accounted for under the fair value option (3)	3,185		3,200		6,529
Total commercial	760,311		729,862		690,134

Total loans and leases	$	1,251,260	$	1,217,619	$	1,165,900

(1)Includes primarily auto and specialty lending loans and leases of $50.9 billion, $52.4 billion and $55.1 billion, U.S. securities-based lending loans of $64.3 billion, $61.9 billion and $52.5 billion and non-U.S. consumer loans of $3.3 billion, $3.2 billion and $3.0 billion at September 30, 2026, June 30, 2026 and September 30, 2025, respectively.

(2)Substantially all of other consumer is consumer overdrafts.

(3)Consumer loans accounted for under the fair value option includes residential mortgage loans of $52 million, $55 million and $59 million and home equity loans of $104 million, $104 million and $106 million at September 30, 2026, June 30, 2026 and September 30, 2025, respectively. Commercial loans accounted for under the fair value option includes U.S. commercial loans of $2.1 billion, $2.2 billion and $2.2 billion and non-U.S. commercial loans of $1.0 billion, $1.0 billion and $4.3 billion at September 30, 2026, June 30, 2026 and September 30, 2025, respectively.

(4)Includes U.S. commercial real estate loans of $69.0 billion, $65.9 billion and $61.1 billion and non-U.S. commercial real estate loans of $6.3 billion, $5.2 billion and $5.9 billion at September 30, 2026, June 30, 2026 and September 30, 2025, respectively.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Quarterly Average Loans and Leases by Business Segment and All Other
(Dollars in millions)
	Third Quarter 2026
	Total Corporation		Consumer Banking		GWIM		Global Banking		Global Markets		All Other
Consumer
Residential mortgage	$	236,433	$	115,104	$	113,112	$	—	$	2,953	$	5,264
Home equity	27,370		23,277		3,054		—		95		944
Credit card	105,802		102,097		3,706		—		—		(1)
Direct/Indirect and other consumer	118,423		51,697		66,722		—		—		4
Total consumer	488,028		292,175		186,594		—		3,048		6,211

Commercial
U.S. commercial	485,010		28,754		82,371		260,864		112,824		197
Non-U.S. commercial	164,025		—		661		87,763		74,887		714
Commercial real estate	73,346		24		9,016		54,403		9,886		17
Commercial lease financing	15,609		—		—		15,853		—		(244)
Total commercial	737,990		28,778		92,048		418,883		197,597		684
Total loans and leases	$	1,226,018	$	320,953	$	278,642	$	418,883	$	200,645	$	6,895

	Second Quarter 2026
	Total Corporation		Consumer Banking		GWIM		Global Banking		Global Markets		All Other
Consumer
Residential mortgage	$	236,187	$	115,760	$	111,950	$	—	$	3,050	$	5,427
Home equity	27,099		23,043		2,970		—		94		992
Credit card	103,640		100,005		3,635		—		—		—
Direct/Indirect and other consumer	116,455		53,442		63,010		—		—		3
Total consumer	483,381		292,250		181,565		—		3,144		6,422

Commercial
U.S. commercial	482,510		28,783		78,795		260,750		114,038		144
Non-U.S. commercial	164,502		—		675		84,824		78,491		512
Commercial real estate	70,280		23		9,222		51,696		9,321		18
Commercial lease financing	15,846		—		—		16,094		—		(248)
Total commercial	733,138		28,806		88,692		413,364		201,850		426
Total loans and leases	$	1,216,519	$	321,056	$	270,257	$	413,364	$	204,994	$	6,848

	Third Quarter 2025
	Total Corporation		Consumer Banking		GWIM		Global Banking		Global Markets		All Other
Consumer
Residential mortgage	$	235,301	$	116,968	$	109,023	$	2	$	3,395	$	5,913
Home equity	26,413		22,404		2,783		—		101		1,125
Credit card	100,966		97,481		3,485		—		—		—
Direct/Indirect and other consumer	110,127		55,151		54,973		—		—		3
Total consumer	472,807		292,004		170,264		2		3,496		7,041

Commercial
U.S. commercial	443,274		28,271		66,143		244,131		104,599		130
Non-U.S. commercial	154,458		—		643		79,811		73,173		831
Commercial real estate	66,494		22		8,473		48,256		9,726		17
Commercial lease financing	16,002		—		—		16,282		—		(280)
Total commercial	680,228		28,293		75,259		388,480		187,498		698
Total loans and leases	$	1,153,035	$	320,297	$	245,523	$	388,482	$	190,994	$	7,739

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Commercial Credit Exposure by Industry (1, 2, 3, 4)
(Dollars in millions)
	Commercial Utilized						Total Commercial Committed
	September 30 2026		June 30 2026		September 30 2025		September 30 2026		June 30 2026		September 30 2025
Asset managers and funds	$	168,022	$	158,972	$	145,980	$	257,435	$	244,880	$	223,876
Finance companies	100,138		92,461		85,106		135,102		129,861		121,131
Capital goods	56,350		56,536		54,930		118,771		119,644		106,394
Real estate(5)	74,731		70,197		69,485		106,632		99,742		97,680
Healthcare equipment and services	39,308		39,552		36,812		72,654		74,237		68,106
Individuals and trusts	52,513		51,250		42,112		66,819		66,984		56,245
Materials	30,078		30,374		29,167		62,261		61,528		60,707
Consumer services	30,645		29,019		30,481		57,498		56,212		55,297
Retailing	28,014		26,404		27,022		57,082		56,795		55,603
Food, beverage and tobacco	25,614		24,802		25,087		55,497		53,498		51,328
Government and public education	33,645		34,112		32,253		52,585		50,651		51,589
Commercial services and supplies	27,566		27,640		24,662		50,269		49,700		46,191
Utilities	20,721		20,560		19,390		48,481		46,788		44,483
Energy	17,108		14,425		12,553		42,453		40,347		36,055
Transportation	25,966		25,826		23,532		42,173		38,852		36,736
Media	15,029		12,303		10,812		37,900		35,445		24,995
Technology hardware and equipment	16,042		14,155		10,269		36,125		35,373		30,031
Software and services	16,470		16,308		14,620		34,170		33,089		32,158
Global commercial banks	28,173		24,268		24,329		31,804		27,074		28,344
Insurance	13,332		12,432		11,411		26,667		25,075		23,525
Pharmaceuticals and biotechnology	9,211		8,397		7,097		26,528		26,820		22,463
Vehicle dealers	19,888		19,833		19,113		25,974		25,049		24,665
Consumer durables and apparel	9,812		9,838		9,592		21,861		21,888		21,516
Automobiles and components	7,551		7,348		7,888		17,514		16,291		17,052
Telecommunication services	8,687		6,784		7,025		17,184		17,141		15,628
Food and staples retailing	6,212		5,936		6,103		11,772		11,703		11,250
Financial markets infrastructure (clearinghouses)	6,721		5,013		6,437		9,767		8,368		8,671
Religious and social organizations	2,190		2,301		2,407		4,155		4,247		4,073

Total commercial credit exposure by industry	$	889,737	$	847,046	$	795,675	$	1,527,133	$	1,477,282	$	1,375,792

(1)Includes loans and leases, standby letters of credit and financial guarantees, derivative assets, assets held-for-sale, commercial letters of credit, bankers’ acceptances, securitized assets, foreclosed properties and other collateral acquired. Derivative assets are carried at fair value, reflect the effects of legally enforceable master netting agreements and have been reduced by cash collateral of $83.6 billion, $84.0 billion and $69.3 billion at September 30, 2026, June 30, 2026 and September 30, 2025, respectively. Not reflected in utilized and committed exposure is additional non-cash derivative collateral held of $33.6 billion, $34.0 billion and $27.8 billion, which consists primarily of other marketable securities, at September 30, 2026, June 30, 2026 and September 30, 2025, respectively.

(2)Total utilized and total committed exposure includes loans of $3.2 billion, $3.2 billion and $6.5 billion and issued letters of credit with a notional amount of $85 million, $64 million and $87 million accounted for under the fair value option at September 30, 2026, June 30, 2026 and September 30, 2025, respectively. In addition, total committed exposure includes unfunded loan commitments accounted for under the fair value option with a notional amount of $3.7 billion, $3.2 billion and $2.2 billion at September 30, 2026, June 30, 2026 and September 30, 2025, respectively.

(3)Includes U.S. small business commercial exposure.

(4)Includes the notional amount of unfunded legally binding lending commitments net of amounts distributed (e.g., syndicated or participated) to other financial institutions.

(5)Industries are viewed from a variety of perspectives to best isolate the perceived risks. For purposes of this table, the real estate industry is defined based on the primary business activity of the borrowers or the counterparties using operating cash flows and primary source of repayment as key factors.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Nonperforming Loans, Leases and Foreclosed Properties
(Dollars in millions)
	September 30 2026			June 30 2026			March 31 2026			December 31 2025			September 30 2025
Residential mortgage	$	2,076		$	2,049		$	2,103		$	2,008		$	1,972
Home equity	366			371			391			392			386
Direct/Indirect consumer	168			170			186			176			173
Total consumer	2,610			2,590			2,680			2,576			2,531
U.S. commercial	1,702			1,674			1,488			1,404			1,131
Non-U.S. commercial	249			312			334			80			107
Commercial real estate	888			1,068			1,191			1,596			1,470
Commercial lease financing	59			62			85			97			59
	2,898			3,116			3,098			3,177			2,767
U.S. small business commercial	36			45			53			51			49
Total commercial	2,934			3,161			3,151			3,228			2,816
Total nonperforming loans and leases	5,544			5,751			5,831			5,804			5,347
Foreclosed properties	105			119			102			101			123
Total nonperforming loans, leases, and foreclosed properties (1, 2)	$	5,649		$	5,870		$	5,933		$	5,905		$	5,470

Fully-insured home loans past due 30 days or more and still accruing	$	415		$	420		$	458		$	450		$	439
Consumer credit card past due 30 days or more and still accruing	2,488			2,352			2,512			2,604			2,464
Other loans past due 30 days or more and still accruing	3,757			3,220			4,248			3,834			3,637
Total loans past due 30 days or more and still accruing (3, 4)	$	6,660		$	5,992		$	7,218		$	6,888		$	6,540

Fully-insured home loans past due 90 days or more and still accruing	$	218		$	219		$	240		$	207		$	201
Consumer credit card past due 90 days or more and still accruing	1,211			1,241			1,341			1,351			1,260
Other loans past due 90 days or more and still accruing	475			402			436			563			637
Total loans past due 90 days or more and still accruing (4)	$	1,904		$	1,862		$	2,017		$	2,121		$	2,098

Nonperforming loans, leases and foreclosed properties/Total assets (5)	0.16		%	0.17		%	0.17		%	0.17		%	0.16		%
Nonperforming loans, leases and foreclosed properties/Total loans, leases and foreclosed properties (5)	0.45			0.48			0.49			0.50			0.47
Nonperforming loans and leases/Total loans and leases (5)	0.44			0.47			0.49			0.49			0.46
Commercial reservable criticized utilized exposure (6)	$	19,906		$	22,074		$	24,339		$	24,748		$	26,332
Commercial reservable criticized utilized exposure/Commercial reservable utilized exposure (5)	2.49		%	2.89		%	3.21		%	3.37		%	3.67		%
Total commercial criticized utilized exposure/Commercial utilized exposure (6)	2.50			2.90			3.20			3.36			3.62

(1)Balances do not include past due consumer credit card, consumer loans secured by real estate where repayments are insured by the FHA and individually insured long-term stand-by agreements (fully-insured home loans), and in general, other consumer and commercial loans not secured by real estate.

(2)Balances do not include nonperforming loans held-for-sale of $334 million, $358 million, $500 million, $517 million and $521 million at September 30, 2026, June 30, 2026, March 31, 2026, December 31, 2025 and September 30, 2025, respectively.

(3)Balances do not include loans held-for-sale past due 30 days or more and still accruing of $67 million, $16 million, $4 million, $9 million and $49 million at September 30, 2026, June 30, 2026, March 31, 2026, December 31, 2025 and September 30, 2025, respectively.

(4)These balances are excluded from total nonperforming loans, leases and foreclosed properties.

(5)Total assets and total loans and leases do not include loans accounted for under the fair value option of $3.3 billion, $3.4 billion, $3.8 billion, $3.5 billion and $6.7 billion at September 30, 2026, June 30, 2026, March 31, 2026, December 31, 2025 and September 30, 2025, respectively.

(6)Criticized exposure corresponds to the Special Mention, Substandard and Doubtful asset categories defined by regulatory authorities. The reservable criticized exposure excludes loans held-for-sale, exposure accounted for under the fair value option and other nonreservable exposure.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Nonperforming Loans, Leases and Foreclosed Properties Activity (1)
(Dollars in millions)
	Third Quarter 2026		Second Quarter 2026		First Quarter 2026		Fourth Quarter 2025		Third Quarter 2025
Nonperforming Consumer Loans and Leases:
Balance, beginning of period	$	2,590	$	2,680	$	2,576	$	2,531	$	2,564

Additions	291		305		395		294		253


Reductions:
Paydowns and payoffs	(118)		(135)		(118)		(103)		(137)
Sales	—		(87)		—		—		(1)
Returns to performing status (2)	(133)		(156)		(150)		(131)		(136)
Charge-offs (3)	(15)		(12)		(15)		(10)		(5)
Transfers to foreclosed properties	(5)		(5)		(8)		(5)		(7)

Total net additions (reductions) to nonperforming loans and leases	20		(90)		104		45		(33)
Total nonperforming consumer loans and leases, end of period	2,610		2,590		2,680		2,576		2,531
Foreclosed properties	86		97		92		90		97
Nonperforming consumer loans, leases and foreclosed properties, end of period	$	2,696	$	2,687	$	2,772	$	2,666	$	2,628

Nonperforming Commercial Loans and Leases (4):
Balance, beginning of period	$	3,161	$	3,151	$	3,228	$	2,816	$	3,417

Additions	432		680		665		883		550
Reductions:
Paydowns	(297)		(205)		(278)		(259)		(834)
Sales	(57)		(126)		(225)		(30)		(19)
Returns to performing status (5)	(79)		(71)		(2)		(5)		(12)
Charge-offs	(226)		(254)		(237)		(177)		(286)
Transfers to foreclosed properties	—		(14)		—		—		—

Total net additions (reductions) to nonperforming loans and leases	(227)		10		(77)		412		(601)
Total nonperforming commercial loans and leases, end of period	2,934		3,161		3,151		3,228		2,816
Foreclosed properties	19		22		10		11		26
Nonperforming commercial loans, leases and foreclosed properties, end of period	$	2,953	$	3,183	$	3,161	$	3,239	$	2,842

(1)For amounts excluded from nonperforming loans, leases and foreclosed properties, see footnotes to Nonperforming Loans, Leases and Foreclosed Properties table on page 26.

(2)Consumer loans and leases may be returned to performing status when all principal and interest is current and full repayment of the remaining contractual principal and interest is expected, or when the loan otherwise becomes well-secured and is in the process of collection.

(3)Our policy is not to classify consumer credit card and non-bankruptcy related consumer loans not secured by real estate as nonperforming; therefore, the charge-offs on these loans have no impact on nonperforming activity and, accordingly, are excluded from this table.

(4)Includes U.S. small business commercial activity. Small business card loans are excluded as they are not classified as nonperforming.

(5)Commercial loans and leases may be returned to performing status when all principal and interest is current and full repayment of the remaining contractual principal and interest is expected, or when the loan otherwise becomes well-secured and is in the process of collection.

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Quarterly Net Charge-offs and Net Charge-off Ratios (1)
(Dollars in millions)
	Third Quarter 2026				Second Quarter 2026				First Quarter 2026				Fourth Quarter 2025				Third Quarter 2025
	Amount		Percent		Amount		Percent		Amount		Percent		Amount		Percent		Amount		Percent
Net Charge-offs
Residential mortgage	$	—	—	%	$	1	—	%	$	5	0.01	%	$	(2)	—	%	$	(1)	—	%
Home equity	(5)		(0.08)		(6)		(0.09)		(7)		(0.09)		(8)		(0.12)		(11)		(0.17)
Credit card	859		3.22		919		3.55		924		3.64		882		3.40		880		3.46

Direct/Indirect consumer	61		0.20		56		0.19		74		0.26		63		0.22		55		0.20
Other consumer	82		n/m		70		n/m		63		n/m		57		n/m		55		n/m
Total consumer	997		0.81		1,040		0.86		1,059		0.89		992		0.82		978		0.82
U.S. commercial	80		0.07		180		0.16		132		0.12		92		0.09		135		0.13
Non-U.S. commercial	36		0.09		53		0.13		7		0.02		24		0.06		—		—
Total commercial and industrial	116		0.07		233		0.15		139		0.09		116		0.08		135		0.09
Commercial real estate	105		0.56		2		0.01		56		0.33		46		0.27		120		0.72
Commercial lease financing	(1)		—		—		—		12		0.30		3		0.07		—		—
	220		0.12		235		0.13		207		0.12		165		0.10		255		0.16
U.S. small business commercial	132		2.22		137		2.35		143		2.55		130		2.29		134		2.41
Total commercial	352		0.19		372		0.20		350		0.20		295		0.17		389		0.23
Total net charge-offs	$	1,349	0.44		$	1,412	0.47		$	1,409	0.48		$	1,287	0.44		$	1,367	0.47

By Business Segment and All Other
Consumer Banking	$	1,139	1.41	%	$	1,183	1.48	%	$	1,208	1.52	%	$	1,133	1.39	%	$	1,122	1.39	%
Global Wealth & Investment Management	13		0.02		9		0.01		13		0.02		5		0.01		8		0.01
Global Banking	209		0.20		231		0.23		164		0.17		160		0.17		250		0.26
Global Markets	—		—		—		—		33		0.07		—		—		(1)		—
All Other	(12)		(0.74)		(11)		(0.61)		(9)		(0.58)		(11)		(0.63)		(12)		(0.61)
Total net charge-offs	$	1,349	0.44		$	1,412	0.47		$	1,409	0.48		$	1,287	0.44		$	1,367	0.47

(1)Net charge-off ratios are calculated as annualized net charge-offs divided by average outstanding loans and leases excluding loans accounted for under the fair value option during the period for each loan and lease category.

n/m = not meaningful

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Year-to-Date Net Charge-offs and Net Charge-off Ratios (1)
(Dollars in millions)
	Nine Months Ended September 30
	2026				2025
	Amount		Percent		Amount		Percent
Net Charge-offs
Residential mortgage	$	6	—	%	$	1	—	%
Home equity	(18)		(0.09)		(33)		(0.17)
Credit card	2,702		3.47		2,835		3.78

Direct/Indirect consumer	191		0.22		172		0.21
Other consumer	215		n/m		181		n/m
Total consumer	3,096		0.86		3,156		0.90
U.S. commercial	392		0.12		334		0.11
Non-U.S. commercial	96		0.08		7		0.01
Total commercial and industrial	488		0.11		341		0.08
Commercial real estate	163		0.31		445		0.90
Commercial lease financing	11		0.09		1		0.01
	662		0.13		787		0.17
U.S. small business commercial	412		2.37		401		2.49
Total commercial	1,074		0.20		1,188		0.24
Total net charge-offs	$	4,170	0.46		$	4,344	0.52

By Business Segment and All Other
Consumer Banking	$	3,530	1.47	%	$	3,584	1.51	%
Global Wealth & Investment Management	35		0.02		27		0.02
Global Banking	604		0.20		740		0.26
Global Markets	33		0.02		30		0.02
All Other	(32)		(0.64)		(37)		(0.64)
Total net charge-offs	$	4,170	0.46		$	4,344	0.52

(1)Net charge-off ratios are calculated as net charge-offs divided by average outstanding loans and leases excluding loans accounted for under the fair value option during the period for each loan and lease category.

n/m = not meaningful

Current-period information is preliminary and based on company data available at the time of the presentation.


Bank of America Corporation and Subsidiaries
Allocation of the Allowance for Credit Losses by Product Type
(Dollars in millions)
	September 30, 2026		June 30, 2026			September 30, 2025
	Amount		Percent of Loans and Leases Outstanding (1)	Amount			Percent of Loans and Leases Outstanding (1)	Amount		Percent of Loans and Leases Outstanding (1)
Allowance for loan and lease losses
Residential mortgage	$	313	0.13%	$	313		0.13%	$	321	0.14%
Home equity	128		0.47	128			0.47	87		0.33
Credit card	7,012		6.53	7,060			6.68	7,272		7.12

Direct/Indirect consumer	663		0.56	681			0.58	713		0.64
Other consumer	54		n/m	64			n/m	59		n/m
Total consumer	8,170		1.66	8,246			1.69	8,452		1.78
U.S. commercial (2)	3,100		0.62	3,035			0.63	2,896		0.64
Non-U.S. commercial	827		0.49	868			0.54	813		0.55
Commercial real estate	854		1.14	908			1.28	1,045		1.56
Commercial lease financing	54		0.36	57			0.37	46		0.28
Total commercial	4,835		0.64	4,868			0.67	4,800		0.70
Allowance for loan and lease losses	13,005		1.04	13,114			1.08	13,252		1.14


Reserve for unfunded lending commitments	1,179			1,150				1,109
Allowance for credit losses	$	14,184		$	14,264			$	14,361

Asset Quality Indicators

Allowance for loan and lease losses/Total loans and leases (1)			1.04%				1.08%			1.14%

Allowance for loan and lease losses/Total nonperforming loans and leases			235				228			248

Ratio of the allowance for loan and lease losses/Annualized net charge-offs			2.43				2.32			2.44

(1)Ratios are calculated as allowance for loan and lease losses as a percentage of loans and leases outstanding excluding loans accounted for under the fair value option. For fair value option amounts, see Outstanding Loans and Leases and related footnotes on page 23.

(2)Includes allowance for loan and lease losses for U.S. small business commercial loans of $1.4 billion, $1.4 billion and $1.4 billion at September 30, 2026, June 30, 2026 and September 30, 2025, respectively.

n/m = not meaningful

Current-period information is preliminary and based on company data available at the time of the presentation.


Exhibit A: Non-GAAP Reconciliations

Bank of America Corporation and Subsidiaries
Reconciliations to GAAP Financial Measures
(Dollars in millions, except per share information)

The Corporation evaluates its business using certain non-GAAP financial measures, including pretax, pre-provision income and ratios that utilize tangible common equity and tangible assets, each of which is a non-GAAP financial measure. Tangible common equity represents common shareholders’ equity reduced by goodwill and intangible assets (excluding mortgage servicing rights), net of related deferred tax liabilities ("adjusted" common shareholders’ equity). Return on average tangible common shareholders’ equity measures the Corporation’s net income applicable to common shareholders as a percentage of adjusted average common shareholders’ equity. The tangible common equity ratio represents adjusted ending common shareholders’ equity divided by total tangible assets (total assets less goodwill and intangible assets (excluding mortgage servicing rights), net of related deferred tax liabilities). Tangible book value per common share represents adjusted ending common shareholders’ equity divided by ending common shares outstanding. These measures are used to evaluate the Corporation’s use of equity. In addition, profitability, relationship and investment models all use return on average tangible common shareholders’ equity as key measures to support our overall growth goals.

See the tables below for reconciliations of these non-GAAP financial measures to the most directly comparable financial measures defined by GAAP for the nine months ended September 30, 2026 and 2025 and the three months ended September 30, 2026, June 30, 2026, March 31, 2026, December 31, 2025 and September 30, 2025. The Corporation believes the use of these non-GAAP financial measures provides additional clarity in understanding its results of operations and trends. Other companies may define or calculate these non-GAAP financial measures differently.


	Nine Months Ended September 30				Third Quarter 2026		Second Quarter 2026		First Quarter 2026		Fourth Quarter 2025		Third Quarter 2025
	2026		2025





























Reconciliation of income before income taxes to pretax, pre-provision income
Income before income taxes	$	30,936	$	28,073	$	8,967	$	11,565	$	10,404	$	9,622	$	10,408
Provision for credit losses	3,972		4,367		1,269		1,366		1,337		1,308		1,295
Pretax, pre-provision income	$	34,908	$	32,440	$	10,236	$	12,931	$	11,741	$	10,930	$	11,703

Reconciliation of average common shareholders’ equity to average tangible common shareholders’ equity
Common shareholders’ equity	$	276,205	$	273,274	$	275,885	$	275,988	$	276,753	$	277,881	$	275,149
Goodwill	(69,021)		(69,021)		(69,021)		(69,021)		(69,021)		(69,021)		(69,021)
Intangible assets (excluding mortgage servicing rights)	(1,815)		(1,893)		(1,797)		(1,815)		(1,834)		(1,853)		(1,873)
Related deferred tax liabilities	820		845		815		820		825		827		839
Tangible common shareholders’ equity	$	206,189	$	203,205	$	205,882	$	205,972	$	206,723	$	207,834	$	205,094








Reconciliation of period-end common shareholders’ equity to period-end tangible common shareholders’ equity
Common shareholders’ equity	$	271,753	$	276,445	$	271,753	$	276,098	$	275,672	$	277,251	$	276,445
Goodwill	(69,021)		(69,021)		(69,021)		(69,021)		(69,021)		(69,021)		(69,021)
Intangible assets (excluding mortgage servicing rights)	(1,784)		(1,860)		(1,784)		(1,803)		(1,821)		(1,841)		(1,860)
Related deferred tax liabilities	812		828		812		816		821		825		828
Tangible common shareholders’ equity	$	201,760	$	206,392	$	201,760	$	206,090	$	205,651	$	207,214	$	206,392

Reconciliation of period-end assets to period-end tangible assets
Assets	$	3,427,704	$	3,403,149	$	3,427,704	$	3,499,191	$	3,496,186	$	3,411,738	$	3,403,149
Goodwill	(69,021)		(69,021)		(69,021)		(69,021)		(69,021)		(69,021)		(69,021)
Intangible assets (excluding mortgage servicing rights)	(1,784)		(1,860)		(1,784)		(1,803)		(1,821)		(1,841)		(1,860)
Related deferred tax liabilities	812		828		812		816		821		825		828
Tangible assets	$	3,357,711	$	3,333,096	$	3,357,711	$	3,429,183	$	3,426,165	$	3,341,701	$	3,333,096

Book value per share of common stock
Common shareholders’ equity	$	271,753	$	276,445	$	271,753	$	276,098	$	275,672	$	277,251	$	276,445
Ending common shares issued and outstanding	6,922.7		7,329.4		6,922.7		7,018.0		7,129.9		7,212.5		7,329.4
Book value per share of common stock	$	39.26	$	37.72	$	39.26	$	39.34	$	38.66	$	38.44	$	37.72

Tangible book value per share of common stock
Tangible common shareholders’ equity	$	201,760	$	206,392	$	201,760	$	206,090	$	205,651	$	207,214	$	206,392
Ending common shares issued and outstanding	6,922.7		7,329.4		6,922.7		7,018.0		7,129.9		7,212.5		7,329.4
Tangible book value per share of common stock	$	29.14	$	28.16	$	29.14	$	29.37	$	28.84	$	28.73	$	28.16

Current-period information is preliminary and based on company data available at the time of the presentation.

Form: 8-K

Documents