Exhibit 99.7


MBNA MASTER CREDIT CARD TRUST II SERIES 1995-C

KEY PERFORMANCE FACTORS
July 31, 1997



Expected B Maturity 7/15/05


Blended Coupon 6.2489%



Excess Protection Level
3 Month Average 4.57%
July, 1997 4.48%
June, 1997 4.83%
May, 1997 4.42%


Cash Yield 17.53%


Investor Charge Offs 4.92%


Base Rate 8.13%


Over 35 Day Delinquency 4.47%


Seller's Interest 18.18%


Total Payment Rate 14.22%


Total Principal Balance $30,179,392,749.44


Investor Participation Amount $575,000,000.00


Seller Participation Amount $5,486,155,230.95