Quarterly report [Sections 13 or 15(d)]

Outstanding Loans and Leases and Allowance for Credit Losses - Allowance by Portfolio Segment (Details)

v3.25.2
Outstanding Loans and Leases and Allowance for Credit Losses - Allowance by Portfolio Segment (Details) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance $ 13,256 $ 13,213 $ 13,240 $ 13,342 $ 13,342
Loans and leases charged off (1,824) (1,779) (3,557) (3,517)  
Recoveries of loans and leases previously charged off 299 246 580 486  
Net charge-offs (1,525) (1,533) (2,977) (3,031)  
Provision for loan and lease losses 1,560 1,562 3,026 2,932  
Other 0 (4) 2 (5)  
Allowance for loan and lease losses, ending balance 13,291 13,238 13,291 13,238 13,240
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 1,110 1,158 1,096 1,209 1,209
Provision for unfunded lending commitments 32 (54) 46 (105)  
Other 1   1    
Reserve for unfunded lending commitments, ending balance 1,143 1,104 1,143 1,104 1,096
Allowance for credit losses 14,434 14,342 14,434 14,342  
Consumer real estate          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 340 355 293 386 386
Loans and leases charged off (14) (8) (20) (19)  
Recoveries of loans and leases previously charged off 22 22 40 43  
Net charge-offs 8 14 20 24  
Provision for loan and lease losses (3) (22) 29 (64)  
Other 1 0 4 1  
Allowance for loan and lease losses, ending balance 346 347 346 347 293
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 57 57 57 82 82
Provision for unfunded lending commitments 1 (2) 1 (27)  
Other 0   0    
Reserve for unfunded lending commitments, ending balance 58 55 58 55 57
Allowance for credit losses 404 402 404 402  
Credit card and other consumer          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 8,212 8,121 8,277 8,134 8,134
Loans and leases charged off (1,299) (1,267) (2,648) (2,492)  
Recoveries of loans and leases previously charged off 232 194 450 381  
Net charge-offs (1,067) (1,073) (2,198) (2,111)  
Provision for loan and lease losses 1,087 1,118 2,154 2,144  
Other 0 1 (1) 0  
Allowance for loan and lease losses, ending balance 8,232 8,167 8,232 8,167 8,277
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 0 0 0 0 0
Provision for unfunded lending commitments 0 0 0 0  
Other 0   0    
Reserve for unfunded lending commitments, ending balance 0 0 0 0 0
Allowance for credit losses 8,232 8,167 8,232 8,167  
Commercial          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 4,704 4,737 4,670 4,822 4,822
Loans and leases charged off (511) (504) (889) (1,006)  
Recoveries of loans and leases previously charged off 45 30 90 62  
Net charge-offs (466) (474) (799) (944)  
Provision for loan and lease losses 476 466 843 852  
Other (1) (5) (1) (6)  
Allowance for loan and lease losses, ending balance 4,713 4,724 4,713 4,724 4,670
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 1,053 1,101 1,039 1,127 1,127
Provision for unfunded lending commitments 31 (52) 45 (78)  
Other 1   1    
Reserve for unfunded lending commitments, ending balance 1,085 1,049 1,085 1,049 $ 1,039
Allowance for credit losses $ 5,798 $ 5,773 $ 5,798 $ 5,773