Quarterly report pursuant to Section 13 or 15(d)

Outstanding Loans and Leases and Allowance for Credit Losses - Allowance by Portfolio Segment (Details)

v3.23.3
Outstanding Loans and Leases and Allowance for Credit Losses - Allowance by Portfolio Segment (Details) - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance $ 12,950 $ 11,973 $ 12,682 $ 12,387 $ 12,387
Loans and leases charged off (1,187) (809) (3,367) (2,487)  
Recoveries of loans and leases previously charged off 256 289 760 1,004  
Net charge-offs (931) (520) (2,607) (1,483)  
Provision for loan and lease losses 1,268 845 3,477 1,394  
Other 0 4 (22) 4  
Allowance for loan and lease losses, ending balance 13,287 12,302 13,287 12,302 12,682
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 1,388 1,461 1,540 1,456 1,456
Provision for unfunded lending commitments (34) 53 (187) 57  
Other (1) 1   2  
Reserve for unfunded lending commitments, ending balance 1,353 1,515 1,353 1,515 1,540
Allowance for credit losses 14,640 13,817 14,640 13,817  
Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     (243)    
Allowance for loan and lease losses, ending balance         (243)
Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     12,439    
Allowance for loan and lease losses, ending balance         12,439
Consumer real estate          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 427 396 420 557 557
Loans and leases charged off (15) (13) (44) (196)  
Recoveries of loans and leases previously charged off 27 34 81 195  
Net charge-offs 12 21 37 (1)  
Provision for loan and lease losses (28) (37) 14 (179)  
Other 1 4 8 7  
Allowance for loan and lease losses, ending balance 412 384 412 384 420
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 86 79 94 96 96
Provision for unfunded lending commitments (1) (1) (9) (18)  
Other 0 0   0  
Reserve for unfunded lending commitments, ending balance 85 78 85 78 94
Allowance for credit losses 497 462 497 462  
Consumer real estate | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     (67)    
Allowance for loan and lease losses, ending balance         (67)
Consumer real estate | Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     353    
Allowance for loan and lease losses, ending balance         353
Credit card and other consumer          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 7,323 6,216 6,817 6,476 6,476
Loans and leases charged off (994) (696) (2,779) (2,007)  
Recoveries of loans and leases previously charged off 178 216 565 684  
Net charge-offs (816) (480) (2,214) (1,323)  
Provision for loan and lease losses 1,247 760 3,259 1,344  
Other 1 0 2 (1)  
Allowance for loan and lease losses, ending balance 7,755 6,496 7,755 6,496 6,817
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 0 0 0 0 0
Provision for unfunded lending commitments 0 0 0 0  
Other 0 0   0  
Reserve for unfunded lending commitments, ending balance 0 0 0 0 0
Allowance for credit losses 7,755 6,496 7,755 6,496  
Credit card and other consumer | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     (109)    
Allowance for loan and lease losses, ending balance         (109)
Credit card and other consumer | Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     6,708    
Allowance for loan and lease losses, ending balance         6,708
Commercial          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance 5,200 5,361 5,445 5,354 5,354
Loans and leases charged off (178) (100) (544) (284)  
Recoveries of loans and leases previously charged off 51 39 114 125  
Net charge-offs (127) (61) (430) (159)  
Provision for loan and lease losses 49 122 204 229  
Other (2) 0 (32) (2)  
Allowance for loan and lease losses, ending balance 5,120 5,422 5,120 5,422 5,445
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Reserve for unfunded lending commitments, beginning balance 1,302 1,382 1,446 1,360 1,360
Provision for unfunded lending commitments (33) 54 (178) 75  
Other (1) 1   2  
Reserve for unfunded lending commitments, ending balance 1,268 1,437 1,268 1,437 1,446
Allowance for credit losses $ 6,388 $ 6,859 6,388 $ 6,859  
Commercial | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     (67)    
Allowance for loan and lease losses, ending balance         (67)
Commercial | Cumulative Effect, Period of Adoption, Adjusted Balance          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Allowance for loan and lease losses, beginning balance     $ 5,378    
Allowance for loan and lease losses, ending balance         $ 5,378