8-K: Current report filing

Published on September 14, 1998


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FORM 8-K

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20529

CURRENT REPORT



Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.

Date of Report: September 14, 1998


MBNA AMERICA BANK, NATIONAL ASSOCIATION
ON BEHALF OF THE
MBNA MASTER CREDIT CARD TRUST II
(Exact name of registrant as specified in its charter)



United States 333-62025 51-0331454
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(State or other (Commission File (IRS Employer
jurisdiction of Number) Identification No.)
incorporation)


Wilmington, DE 19884-0781
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- -
(Address of principal executive office)



Registrant's telephone number, including area code (800) 362-6255.
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Item 5. OTHER EVENTS

MBNA Master Credit Card Trust II Series 1998-D Classes A and B
Certificates were issued July 30, 1998. The net proceeds from the sale
of Series 1998-D will be used by the Seller for its general corporate
purposes.



Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION, AND
EXHIBITS

The following is filed as an Exhibit to this Report under Exhibit 4:

4.1 Series 1998-D Supplement to the Pooling and Servicing Agreement,
dated as of July 30, 1998, among MBNA America Bank, National Association,
Seller and Servicer, and The Bank of New York, Trustee.

The following is filed as an Exhibit to this Report under Exhibit 10:

10.1 Interest Rate Swap Agreement, dated July 30, 1998 between
Credit Suisse Financial Products and MBNA Master Credit Card Trust II.

The following are filed as Exhibits to this Report under Exhibit 20:

20.1 Series 1994-A Certificateholders' Statement for the month ended
August 31, 1998.

20.2 Series 1994-B Certificateholders' Statement for the month ended
August 31, 1998.

20.3 Series 1994-C Certificateholders' Statement for the month ended
August 31, 1998.

20.4 Series 1995-A Certificateholders' Statement for the month ended
August 31, 1998.

20.5 Series 1995-B Certificateholders' Statement for the month ended
August 31, 1998.

20.6 Series 1995-C Certificateholders' Statement for the month ended
August 31, 1998.

20.7 Series 1995-D Certificateholders' Statement for the month ended
August 31, 1998.

20.8 Series 1995-E Certificateholders' Statement for the month ended
August 31, 1998.

20.9 Series 1995-F Certificateholders' Statement for the month ended
August 31, 1998.

20.10 Series 1995-I Certificateholders' Statement for the month ended
August 31, 1998.

20.11 Series 1995-J Certificateholders' Statement for the month ended
August 31, 1998.

20.12 Series 1996-A Certificateholders' Statement for the month ended
August 31, 1998.

20.13 Series 1996-B Certificateholders' Statement for the month ended
August 31, 1998.

20.14 Series 1996-C Certificateholders' Statement for the month ended
August 31, 1998.

20.15 Series 1996-D Certificateholders' Statement for the month ended
August 31, 1998.

20.16 Series 1996-E Certificateholders' Statement for the month ended
August 31, 1998.

20.17 Series 1996-G Certificateholders' Statement for the month ended
August 31, 1998.

20.18 Series 1996-H Certificateholders' Statement for the month ended
August 31, 1998.

20.19 Series 1996-J Certificateholders' Statement for the month ended
August 31, 1998.

20.20 Series 1996-K Certificateholders' Statement for the month ended
August 31, 1998.

20.21 Series 1996-L Certificateholders' Statement for the month ended
August 31, 1998.

20.22 Series 1996-M Certificateholders' Statement for the month ended
August 31, 1998.

20.23 Series 1997-B Certificateholders' Statement for the month ended
August 31, 1998.

20.24 Series 1997-C Certificateholders' Statement for the month ended
August 31, 1998.

20.25 Series 1997-E Certificateholders' Statement for the month ended
August 31, 1998.

20.26 Series 1997-F Certificateholders' Statement for the month ended
August 31, 1998.

20.27 Series 1997-I Certificateholders' Statement for the month ended
August 31, 1998.

20.28 Series 1997-J Certificateholders' Statement for the month ended
August 31, 1998.

20.29 Series 1997-K Certificateholders' Statement for the month ended
August 31, 1998.

20.30 Series 1997-M Certificateholders' Statement for the month ended
August 31, 1998.

20.31 Series 1997-N Certificateholders' Statement for the month ended
August 31, 1998.


20.32 Series 1998-A Certificateholders' Statement for the month ended
August 31, 1998.


20.33 Series 1998-C Certificateholders' Statement for the month ended
August 31, 1998.

20.34 Series 1998-D Certificateholders' Statement for the month ended
August 31, 1998.





Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION, AND
EXHIBITS


The following are filed as Exhibits to this Report under Exhibit 99:

99.1. Series 1994-A Key Performance Factors for the month ended August
31, 1998.

99.2. Series 1994-B Key Performance Factors for the month ended August
31, 1998.

99.3. Series 1994-C Key Performance Factors for the month ended August
31, 1998.

99.4. Series 1995-A Key Performance Factors for the month ended August
31, 1998.

99.5. Series 1995-B Key Performance Factors for the month ended August
31, 1998.

99.6. Series 1995-C Key Performance Factors for the month ended August
31, 1998.

99.7. Series 1995-D Key Performance Factors for the month ended August
31, 1998.

99.8. Series 1995-E Key Performance Factors for the month ended August
31, 1998.

99.9. Series 1995-F Key Performance Factors for the month ended August
31, 1998.

99.10. Series 1995-I Key Performance Factors for the month ended August
31, 1998.

99.11. Series 1995-J Key Performance Factors for the month ended August
31, 1998.

99.12. Series 1996-A Key Performance Factors for the month ended August
31, 1998.

99.13. Series 1996-B Key Performance Factors for the month ended August
31, 1998.

99.14. Series 1996-C Key Performance Factors for the month ended August
31, 1998.

99.15. Series 1996-D Key Performance Factors for the month ended August
31, 1998.

99.16. Series 1996-E Key Performance Factors for the month ended August
31, 1998.

99.17. Series 1996-G Key Performance Factors for the month ended August
31, 1998.

99.18. Series 1996-H Key Performance Factors for the month ended August
31, 1998.

99.19. Series 1996-J Key Performance Factors for the month ended August
31, 1998.

99.20. Series 1996-K Key Performance Factors for the month ended August
31, 1998.

99.21. Series 1996-L Key Performance Factors for the month ended August
31, 1998.

99.22. Series 1996-M Key Performance Factors for the month ended August
31, 1998.

99.23. Series 1997-B Key Performance Factors for the month ended August
31, 1998.

99.24. Series 1997-C Key Performance Factors for the month ended August
31, 1998.

99.25. Series 1997-E Key Performance Factors for the month ended August
31, 1998.

99.26. Series 1997-F Key Performance Factors for the month ended August
31, 1998.

99.27. Series 1997-I Key Performance Factors for the month ended August
31, 1998.

99.28. Series 1997-J Key Performance Factors for the month ended August
31, 1998.

99.29. Series 1997-K Key Performance Factors for the month ended
August 31, 1998.

99.30. Series 1997-M Key Performance Factors for the month ended
August 31, 1998.

99.31. Series 1997-N Key Performance Factors for the month ended
August 31, 1998.

99.32. Series 1998-A Key Performance Factors for the month ended
August 31, 1998.

99.33. Series 1998-C Key Performance Factors for the month ended
August 31, 1998.

99.34. Series 1998-D Key Performance Factors for the month ended
August 31, 1998.



SIGNATURES



Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: September 14, 1998


MBNA AMERICA BANK, NATIONAL ASSOCIATION



By: David Martini
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Name: David Martini
Title: Vice President