Exhibit 99.50

MBNA MASTER CREDIT CARD TRUST II

SERIES 2000-I

KEY PERFORMANCE FACTORS
February 28, 2001



Expected B Maturity 08/15/2005


Blended Coupon 6.9750%


Excess Protection Level
3 Month Average 4.79%
February, 2001 7.23%
January, 2001 6.80%
December, 2000 0.34%


Cash Yield19.48%


Investor Charge Offs 4.62%


Base Rate 7.63%


Over 30 Day Delinquency 5.13%


Seller's Interest 8.26%


Total Payment Rate13.44%


Total Principal Balance$57,174,868,500.05


Investor Participation Amount$1,000,000,000.00


Seller Participation Amount$4,724,177,938.56