Quarterly report pursuant to Section 13 or 15(d)

Outstanding Loans and Leases (Details)

v2.4.0.6
Outstanding Loans and Leases (Details) (USD $)
Mar. 31, 2012
Dec. 31, 2011
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due $ 8,076,000,000 $ 9,154,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 4,196,000,000 5,103,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 45,321,000,000 47,557,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 57,593,000,000 61,814,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 804,662,000,000 823,781,000,000
Purchased Credit-Impaired 30,847,000,000 31,801,000,000
Loans Receivable, Fair Value Disclosure 9,192,000,000 8,804,000,000
Loans and Leases Receivable, Total Outstanding 902,294,000,000 926,200,000,000
Number of Basis point of the original pool balance to be required to reimburse the Mezzanine risk protection 10.00%  
Mezzanine risk protection 697,000,000 783,000,000
Receivables from synthetic securitizations for reimbursement of losses 368,000,000 359,000,000
Residential Mortgage loans under mezzanine risk protection agreements 22,300,000,000 23,900,000,000
Thirty To Fifty Nine Days Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 0.90% 0.99%
Thirty To Eighty Nine Days Past Due Member
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans And Leases Receivable Fully Insured Loans 2,900,000,000 3,600,000,000
Loans And Leases Receivable Nonperforming loans 1,100,000,000 770,000,000
Sixty To Eighty Nine Days Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 0.46% 0.55%
Ninety Days Or More Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 5.02% 5.13%
Loans And Leases Receivable Fully Insured Loans 21,200,000,000 21,200,000,000
Past Due Thirty Days Or More [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 6.38% 6.67%
Current Or Less Than Thirty Days Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 89.18% 88.95%
Loans And Leases Receivable Nonperforming loans 3,700,000,000 1,800,000,000
Purchased Credit-Impaired [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 3.42% 3.43%
Loans Measured at Fair Value [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 1.02% 0.95%
Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unpaid Principal Balance of Loans Covered by Protection Agreements 26,000,000,000 24,400,000,000
Residential Mortgage [Member] | Non-U.S. Commercial
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases Receivable, Total Outstanding 87,000,000 85,000,000
Consumer Credit Card Financing Receivable [Member] | Non-U.S. Commercial | Thirty To Eighty Nine Days Past Due Member
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 2.00% 2.00%
Consumer Credit Card Financing Receivable [Member] | Non-U.S. Commercial | Ninety Days Or More Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 2.00% 2.00%
Home Loans [Member] | Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Purchased Credit-Impaired 9,748,000,000 [1] 9,966,000,000 [1],[2]
Loans Receivable, Fair Value Disclosure 881,000,000 906,000,000
Home Loans [Member] | Home Equity [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Purchased Credit-Impaired 11,818,000,000 [1] 11,978,000,000 [1],[2]
Home Loans [Member] | Discontinued real estate [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Purchased Credit-Impaired 9,281,000,000 [1] 9,857,000,000 [1],[2]
Loans Receivable, Fair Value Disclosure 1,300,000,000 1,300,000,000
Home Loans [Member] | Core Sub Portfolio Segment [Member] | Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 1,894,000,000 [3] 2,151,000,000 [4]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 646,000,000 [3] 751,000,000 [4]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 3,162,000,000 [5] 3,017,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 5,702,000,000 5,919,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 169,620,000,000 [6] 172,418,000,000 [7]
Loans and Leases Receivable, Total Outstanding 175,322,000,000 [1],[6],[8] 178,337,000,000 [1],[2],[8],[9]
Home Loans [Member] | Core Sub Portfolio Segment [Member] | Home Equity [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 267,000,000 [3] 260,000,000 [4]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 144,000,000 [3] 155,000,000 [4]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 470,000,000 [5] 429,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 881,000,000 844,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 64,380,000,000 [6] 66,211,000,000 [7]
Loans and Leases Receivable, Total Outstanding 65,261,000,000 [1],[8] 67,055,000,000 [1],[10],[2],[8]
Home Loans [Member] | Legacy Asset Servicing Sub Portfolio Segment [Member] | Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 2,779,000,000 [3] 3,195,000,000 [4]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 1,678,000,000 [3] 2,174,000,000 [4]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 30,708,000,000 [5] 32,167,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 35,165,000,000 37,536,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 36,196,000,000 [6] 36,451,000,000 [7]
Purchased Credit-Impaired 9,748,000,000 [11] 9,966,000,000 [11]
Loans and Leases Receivable, Total Outstanding 81,109,000,000 83,953,000,000
Home Loans [Member] | Legacy Asset Servicing Sub Portfolio Segment [Member] | Home Equity [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 778,000,000 [3] 845,000,000 [4]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 473,000,000 [3] 508,000,000 [4]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 1,728,000,000 [5] 1,735,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 2,979,000,000 3,088,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 41,188,000,000 [6] 42,578,000,000 [7]
Purchased Credit-Impaired 11,818,000,000 [11] 11,978,000,000 [11]
Loans and Leases Receivable, Total Outstanding 55,985,000,000 57,644,000,000
Home Loans [Member] | Legacy Asset Servicing Sub Portfolio Segment [Member] | Discontinued real estate [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 50,000,000 [3] 65,000,000 [4]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 18,000,000 [3] 24,000,000 [4]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 320,000,000 [5] 351,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 388,000,000 440,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 784,000,000 [6] 798,000,000 [7]
Purchased Credit-Impaired 9,281,000,000 [11] 9,857,000,000 [11]
Loans and Leases Receivable, Total Outstanding 10,453,000,000 [12] 11,095,000,000 [13]
Pay option loans 9,300,000,000 9,900,000,000
Subprime loans 1,100,000,000 1,200,000,000
Credit Card and Other Consumer [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 7,394,000,000 8,505,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 4,016,000,000 4,863,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 39,285,000,000 40,907,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 50,695,000,000 54,275,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 505,670,000,000 521,118,000,000
Purchased Credit-Impaired 30,847,000,000 31,801,000,000
Loans and Leases Receivable, Net of Deferred Income and Loans At Fair Value 587,212,000,000 607,194,000,000
Credit Card and Other Consumer [Member] | Consumer Credit Card Financing Receivable [Member] | UNITED STATES
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 848,000,000 981,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 670,000,000 772,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 1,866,000,000 2,070,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 3,384,000,000 3,823,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 93,049,000,000 98,468,000,000
Loans and Leases Receivable, Total Outstanding 96,433,000,000 102,291,000,000
Credit Card and Other Consumer [Member] | Consumer Credit Card Financing Receivable [Member] | Non-U.S. Commercial
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 138,000,000 148,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 105,000,000 120,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 294,000,000 342,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 537,000,000 610,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 13,377,000,000 13,808,000,000
Loans and Leases Receivable, Total Outstanding 13,914,000,000 14,418,000,000
Credit Card and Other Consumer [Member] | Direct/Indirect consumer [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 595,000,000 805,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 266,000,000 338,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 730,000,000 779,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 1,591,000,000 1,922,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 84,537,000,000 87,791,000,000
Loans and Leases Receivable, Total Outstanding 86,128,000,000 [14] 89,713,000,000 [15]
Dealer financial services loans in outstanding direct indirect consumer loans 40,200,000,000 43,000,000,000
Consumer Lending within Direct Indirect consumer loans 7,100,000,000 8,000,000,000
Domestic Securities based lending margin loans within direct indirect consumer loans 24,000,000,000 23,600,000,000
Student Loans within Direct Indirect consumer loans 5,700,000,000 6,000,000,000
Foreign Consumer within Direct Indirect consumer loans 7,600,000,000 7,600,000,000
Other Consumer Loans within Direct Indirect consumer loans 1,500,000,000 1,500,000,000
Credit Card and Other Consumer [Member] | Consumer Other Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 45,000,000 55,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 16,000,000 21,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 7,000,000 17,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 68,000,000 93,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 2,539,000,000 2,595,000,000
Loans and Leases Receivable, Total Outstanding 2,607,000,000 [16],[17] 2,688,000,000 [18],[19]
Consumer Finance 1,600,000,000 1,700,000,000
Consumer Overdrafts 58,000,000 103,000,000
Credit Card and Other Consumer [Member] | Consumer Other Financing Receivable [Member] | Non-U.S. Commercial
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Consumer Finance 951,000,000 929,000,000
Consumer Including Residential Mortgage Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 7,394,000,000 8,505,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 4,016,000,000 4,863,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 39,285,000,000 40,907,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 50,695,000,000 54,275,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 505,670,000,000 521,118,000,000
Purchased Credit-Impaired 30,847,000,000 31,801,000,000
Loans Receivable, Fair Value Disclosure 2,204,000,000 [20] 2,190,000,000 [21]
Loans and Leases Receivable, Total Outstanding 589,416,000,000 609,384,000,000
Commercial [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 682,000,000 649,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 180,000,000 240,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 6,036,000,000 6,650,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 6,898,000,000 7,539,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 298,992,000,000 302,663,000,000
Loans Receivable, Fair Value Disclosure 6,988,000,000 [20] 6,614,000,000 [21]
Loans and Leases Receivable, Total Outstanding 312,878,000,000 316,816,000,000
Loans and Leases Receivable, Net of Deferred Income and Loans At Fair Value 305,890,000,000 310,202,000,000
Commercial [Member] | UNITED STATES
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Receivable, Gross, Commercial, Real Estate 36,300,000,000 37,800,000,000
Commercial [Member] | Non-U.S. Commercial
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Receivable, Gross, Commercial, Real Estate 1,700,000,000 1,800,000,000
Commercial [Member] | Commercial Financing Receivable [Member] | UNITED STATES
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 327,000,000 272,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 40,000,000 83,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 2,106,000,000 2,249,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 2,473,000,000 2,604,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 178,255,000,000 177,344,000,000
Loans Receivable, Fair Value Disclosure 2,200,000,000 2,200,000,000
Loans and Leases Receivable, Total Outstanding 180,728,000,000 [22] 179,948,000,000 [23]
Commercial [Member] | Commercial Financing Receivable [Member] | Non-U.S. Commercial
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due   24,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 140,000,000 143,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 140,000,000 167,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 52,461,000,000 55,251,000,000
Loans Receivable, Fair Value Disclosure 4,800,000,000 4,400,000,000
Loans and Leases Receivable, Total Outstanding 52,601,000,000 [22] 55,418,000,000 [23]
Commercial [Member] | Commercial Real Estate Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 104,000,000 133,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 31,000,000 44,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 3,412,000,000 3,887,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 3,547,000,000 4,064,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 34,502,000,000 35,532,000,000
Loans and Leases Receivable, Total Outstanding 38,049,000,000 [22],[24] 39,596,000,000 [23],[25]
Commercial [Member] | Finance Leases Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 100,000,000 78,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 6,000,000 13,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 66,000,000 40,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 172,000,000 131,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 21,384,000,000 21,858,000,000
Loans and Leases Receivable, Total Outstanding 21,556,000,000 [22] 21,989,000,000 [23]
Commercial [Member] | Small Business Commercial Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 151,000,000 142,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 103,000,000 100,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 312,000,000 331,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 566,000,000 573,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 12,390,000,000 12,678,000,000
Loans and Leases Receivable, Total Outstanding 12,956,000,000 13,251,000,000
Commercial [Member] | Small Business Commercial Receivable [Member] | UNITED STATES
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases Receivable, Total Outstanding $ 12,956,000,000 [22],[26] $ 13,251,000,000 [23],[27]
[1] Excludes $2.2 billion of loans accounted for under the fair value option.
[2] As of March 31, 2012, refreshed home equity FICO metrics reflect an updated scoring model. Prior periods were adjusted to reflect these updates.
[3] Home loans includes $2.9 billion of fully-insured loans and $1.1 billion of nonperforming loans.
[4] Home loans includes $3.6 billion of fully-insured loans and $770 million of nonperforming loans.
[5] Home loans includes $21.2 billion of fully-insured loans.
[6] Total outstandings includes non-U.S. residential mortgages of $87 million
[7] Home loans includes $1.8 billion of nonperforming loans as all principal and interest are not current or the loans are TDRs that have not demonstrated sustained repayment performance.
[8] Excludes Countrywide PCI loans.
[9] Total outstandings includes non-U.S. residential mortgages of $85 million.
[10] Interest income recognized includes interest accrued and collected on the outstanding balances of accruing impaired loans as well as interest cash collections on nonaccruing impaired loans for which the ultimate collectability of principal is not uncertain.
[11] PCI loan amounts are shown gross of the valuation allowance.
[12] Total outstandings includes $9.3 billion of pay option loans and $1.1 billion of subprime loans. The Corporation no longer originates these products.
[13] Total outstandings includes $9.9 billion of pay option loans and $1.2 billion of subprime loans. The Corporation no longer originates these products.
[14] Total outstandings includes dealer financial services loans of $40.2 billion, consumer lending loans of $7.1 billion, U.S. securities-based lending margin loans of $24.0 billion, student loans of $5.7 billion, non-U.S. consumer loans of $7.6 billion and other consumer loans of $1.5 billion.
[15] Total outstandings includes dealer financial services loans of $43.0 billion, consumer lending loans of $8.0 billion, U.S. securities-based lending margin loans of $23.6 billion, student loans of $6.0 billion, non-U.S. consumer loans of $7.6 billion and other consumer loans of $1.5 billion.
[16] 98 percent of the other consumer portfolio was associated with portfolios from certain consumer finance businesses that the Corporation previously exited.
[17] Total outstandings includes consumer finance loans of $1.6 billion, other non-U.S. consumer loans of $951 million and consumer overdrafts of $58 million.
[18] 96 percent of the other consumer portfolio was associated with portfolios from certain consumer finance businesses that the Corporation previously exited.
[19] Total outstandings includes consumer finance loans of $1.7 billion, other non-U.S. consumer loans of $929 million and consumer overdrafts of $103 million.
[20] Consumer loans accounted for under the fair value option were residential mortgage loans of $881 million and discontinued real estate loans of $1.3 billion. Commercial loans accounted for under the fair value option were U.S. commercial loans of $2.2 billion and non-U.S. commercial loans of $4.8 billion. See Note 15 – Fair Value Measurements and Note 16 – Fair Value Option for additional information.
[21] Consumer loans accounted for under the fair value option were residential mortgage loans of $906 million and discontinued real estate loans of $1.3 billion. Commercial loans accounted for under the fair value option were U.S. commercial loans of $2.2 billion and non-U.S. commercial loans of $4.4 billion. See Note 15 – Fair Value Measurements and Note 16 – Fair Value Option for additional information.
[22] Excludes $7.0 billion of loans accounted for under the fair value option.
[23] Excludes $6.6 billion of loans accounted for under the fair value option.
[24] Total outstandings includes U.S. commercial real estate loans of $36.3 billion and non-U.S. commercial real estate loans of $1.7 billion.
[25] Total outstandings includes U.S. commercial real estate loans of $37.8 billion and non-U.S. commercial real estate loans of $1.8 billion.
[26] U.S. small business commercial includes $463 million of criticized business card and small business loans which are evaluated using refreshed FICO scores or internal credit metrics, including delinquency status, rather than risk ratings. At March 31, 2012, 98 percent of the balances where internal credit metrics are used were current or less than 30 days past due.
[27] U.S. small business commercial includes $491 million of criticized business card and small business loans which are evaluated using refreshed FICO scores or internal credit metrics, including delinquency status, rather than risk ratings. At December 31, 2011, 97 percent of the balances where internal credit metrics are used were current or less than 30 days past due.