Code of Conduct: Core to how we drive Responsible Growth

To my teammates:

Every day, we work hard to drive Responsible Growth — this means growing and winning in the marketplace, focusing on the client in everything we do, managing risk well and making sure our growth is sustainable.

Our Code of Conduct guides us in how we do these things, living our values and delivering on our purpose to help make financial lives better.

To keep all of this top of mind, we are each required annually to review, acknowledge and understand our Code of Conduct. Thank you for doing so, and for upholding our ethical standards and commitment to our values in all you do every day for our clients, teammates and communities.

Brian_Moynihan signature

Brian T. Moynihan
Chief Executive Officer
Bank of America

Code of Conduct Disclosure

Bank of America Corporation (the “Corporation”) periodically updates the Bank of America Code of Conduct (the "Code") applicable to all employees, including our principal executive officer, principal financial officer and principal accounting officer under U.S. Securities and Exchange Commission rules.

On October 19, 2022, changes were made to the Code, including updates regarding (i) resources for non-U.S. employees for reporting conduct complaints and possible violations of the Code, (ii) information on the Corporation’s risk framework components, (iii) approvals of outside business activities (iv) the use of personal devices for business related communications, (v) customer information, (vi) submission and approval of business expenses, (vii) the Corporation’s diversity and inclusion and (viii) illustrative questions and answers. Additionally, the Code was updated to better align with the Corporation’s enterprise messaging and for other non-substantive updates.

The above summary of updates to the Code is qualified in its entirety by reference to the full text of the Code.