Annual report pursuant to Section 13 and 15(d)

Outstanding Loans and Leases (Details)

v2.4.0.8
Outstanding Loans and Leases (Details) (USD $)
Dec. 31, 2013
Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due $ 7,405,000,000 [1] $ 8,134,000,000 [2]
Loans and Leases, 60 to 89 Days Past Due 3,439,000,000 [1] 4,379,000,000 [2]
Loans and Leases, 90 Days or More Past Due 28,263,000,000 [3] 39,036,000,000 [4]
Loans and Leases, Total Past Due 30 Days or More 39,107,000,000 51,549,000,000
Loans and Leases, Total Current or Less Than 30 Days Past Due 853,819,000,000 [5] 821,150,000,000 [6]
Purchased Credit-Impaired 25,265,000,000 [7] 26,118,000,000 [7]
Loans Account for Under the Fair Value Option 10,042,000,000 9,002,000,000
Loans and Leases Receivable, Total Outstanding 928,233,000,000 907,819,000,000
Number of Basis Point of the Original Pool Balance to be Required to Reimburse the Mezzanine Risk Protection 0.10%  
Mezzanine risk protection 339,000,000 500,000,000
Receivables from synthetic securitizations for reimbursement of losses 198,000,000 305,000,000
Residential Mortgage loans under mezzanine risk protection agreements 12,500,000,000 17,600,000,000
Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Purchased Credit-Impaired 18,672,000,000 [8],[9] 17,451,000,000 [10],[11]
Loans Account for Under the Fair Value Option 2,000,000,000 1,005,000,000 [12]
Unpaid Principal Balance of Loans Covered by Protection Agreements 28,200,000,000 24,300,000,000
Residential Mortgage [Member] | Core Sub Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 2,151,000,000 [1] 2,274,000,000 [13],[2]
Loans and Leases, 60 to 89 Days Past Due 754,000,000 [1] 806,000,000 [13],[2]
Loans and Leases, 90 Days or More Past Due 7,188,000,000 [3] 6,227,000,000 [13],[4]
Loans and Leases, Total Past Due 30 Days or More 10,093,000,000 9,307,000,000 [13]
Loans and Leases, Total Current or Less Than 30 Days Past Due 167,243,000,000 [5] 160,809,000,000 [13],[6]
Loans and Leases Receivable, Total Outstanding 177,336,000,000 [14],[8] 170,116,000,000 [10],[13],[14]
Residential Mortgage [Member] | Legacy Assets & Servicing Sub Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 2,758,000,000 [1],[15] 2,938,000,000 [16],[2]
Loans and Leases, 60 to 89 Days Past Due 1,412,000,000 [1],[15] 1,714,000,000 [16],[2]
Loans and Leases, 90 Days or More Past Due 16,746,000,000 [15],[3] 26,728,000,000 [16],[4]
Loans and Leases, Total Past Due 30 Days or More 20,916,000,000 [15] 31,380,000,000 [16]
Loans and Leases, Total Current or Less Than 30 Days Past Due 31,142,000,000 [15],[5] 33,982,000,000 [16],[6]
Purchased Credit-Impaired 18,672,000,000 [15],[7] 17,451,000,000 [16],[7]
Loans and Leases Receivable, Total Outstanding 70,730,000,000 [15] 82,813,000,000 [16]
Pay option loans 4,400,000,000 6,700,000,000
Home Equity Line of Credit [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Purchased Credit-Impaired 6,593,000,000 [8] 8,667,000,000 [10]
Loans Account for Under the Fair Value Option 147,000,000  
Home Equity Line of Credit [Member] | Core Sub Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 243,000,000 [1] 273,000,000 [2]
Loans and Leases, 60 to 89 Days Past Due 113,000,000 [1] 146,000,000 [2]
Loans and Leases, 90 Days or More Past Due 693,000,000 [3] 591,000,000 [4]
Loans and Leases, Total Past Due 30 Days or More 1,049,000,000 1,010,000,000
Loans and Leases, Total Current or Less Than 30 Days Past Due 53,450,000,000 [5] 59,841,000,000 [6]
Loans and Leases Receivable, Total Outstanding 54,499,000,000 [14],[8] 60,851,000,000 [10],[14]
Home Equity Line of Credit [Member] | Legacy Assets & Servicing Sub Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 444,000,000 [1] 608,000,000 [2]
Loans and Leases, 60 to 89 Days Past Due 221,000,000 [1] 357,000,000 [2]
Loans and Leases, 90 Days or More Past Due 1,292,000,000 [3] 1,444,000,000 [4]
Loans and Leases, Total Past Due 30 Days or More 1,957,000,000 2,409,000,000
Loans and Leases, Total Current or Less Than 30 Days Past Due 30,623,000,000 [5] 36,213,000,000 [6]
Purchased Credit-Impaired 6,593,000,000 [7] 8,667,000,000 [7]
Loans and Leases Receivable, Total Outstanding 39,173,000,000 47,289,000,000
Direct And Indirect Consumer Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 431,000,000 [1],[17] 569,000,000 [18],[2]
Loans and Leases, 60 to 89 Days Past Due 175,000,000 [1],[17] 239,000,000 [18],[2]
Loans and Leases, 90 Days or More Past Due 410,000,000 [17],[3] 573,000,000 [18],[4]
Loans and Leases, Total Past Due 30 Days or More 1,016,000,000 [17] 1,381,000,000 [18]
Loans and Leases, Total Current or Less Than 30 Days Past Due 81,176,000,000 [17],[5] 81,824,000,000 [18],[6]
Loans and Leases Receivable, Total Outstanding 82,192,000,000 [17] 83,205,000,000 [18]
Dealer financial services loans in outstanding direct indirect consumer loans 38,500,000,000 35,900,000,000
Consumer Lending within Direct Indirect consumer loans 2,700,000,000 4,700,000,000
Domestic Securities based lending margin loans within direct indirect consumer loans 31,200,000,000 28,300,000,000
Student Loans within Direct Indirect consumer loans 4,100,000,000 4,800,000,000
Other Consumer Loans within Direct Indirect consumer loans 1,000,000,000 1,200,000,000
Consumer Other Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 24,000,000 [1],[19] 48,000,000 [2],[20]
Loans and Leases, 60 to 89 Days Past Due 8,000,000 [1],[19] 19,000,000 [2],[20]
Loans and Leases, 90 Days or More Past Due 20,000,000 [19],[3] 4,000,000 [20],[4]
Loans and Leases, Total Past Due 30 Days or More 52,000,000 [19] 71,000,000 [20]
Loans and Leases, Total Current or Less Than 30 Days Past Due 1,925,000,000 [19],[5] 1,557,000,000 [20],[6]
Loans and Leases Receivable, Total Outstanding 1,977,000,000 [19],[21] 1,628,000,000 [20],[22]
Consumer Finance 1,200,000,000 1,400,000,000
Consumer Leases 606,000,000 34,000,000
Consumer Overdrafts 176,000,000 177,000,000
Consumer Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 6,712,000,000 [1] 7,545,000,000 [2]
Loans and Leases, 60 to 89 Days Past Due 3,159,000,000 [1] 3,948,000,000 [2]
Loans and Leases, 90 Days or More Past Due 27,533,000,000 [3] 37,216,000,000 [4]
Loans and Leases, Total Past Due 30 Days or More 37,404,000,000 48,709,000,000
Loans and Leases, Total Current or Less Than 30 Days Past Due 467,117,000,000 [5] 477,607,000,000 [6]
Purchased Credit-Impaired 25,265,000,000 [7] 26,118,000,000 [7]
Loans Account for Under the Fair Value Option 2,164,000,000 [23] 1,005,000,000
Loans and Leases Receivable, Net of Deferred Income and Loans At Fair Value 529,786,000,000 552,434,000,000
Loans and Leases Receivable, Total Outstanding 531,950,000,000 553,439,000,000
Commercial Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Account for Under the Fair Value Option 7,878,000,000 [23] 7,997,000,000 [12]
Commercial Real Estate Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 30,000,000 [1],[24] 79,000,000 [2],[25]
Loans and Leases, 60 to 89 Days Past Due 29,000,000 [1],[24] 144,000,000 [2],[25]
Loans and Leases, 90 Days or More Past Due 243,000,000 [24],[3] 983,000,000 [25],[4]
Loans and Leases, Total Past Due 30 Days or More 302,000,000 [24] 1,206,000,000 [25]
Loans and Leases, Total Current or Less Than 30 Days Past Due 47,591,000,000 [24],[5] 37,431,000,000 [25],[6]
Loans and Leases Receivable, Total Outstanding 47,893,000,000 [24],[26] 38,637,000,000 [25],[27]
Finance Leases Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 110,000,000 [1] 84,000,000 [2]
Loans and Leases, 60 to 89 Days Past Due 37,000,000 [1] 79,000,000 [2]
Loans and Leases, 90 Days or More Past Due 48,000,000 [3] 30,000,000 [4]
Loans and Leases, Total Past Due 30 Days or More 195,000,000 193,000,000
Loans and Leases, Total Current or Less Than 30 Days Past Due 25,004,000,000 [5] 23,650,000,000 [6]
Loans and Leases Receivable, Total Outstanding 25,199,000,000 [26] 23,843,000,000 [27]
Small Business Commercial Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 87,000,000 [1] 101,000,000 [2]
Loans and Leases, 60 to 89 Days Past Due 55,000,000 [1] 75,000,000 [2]
Loans and Leases, 90 Days or More Past Due 113,000,000 [3] 168,000,000 [4]
Loans and Leases, Total Past Due 30 Days or More 255,000,000 344,000,000
Loans and Leases, Total Current or Less Than 30 Days Past Due 13,039,000,000 [5] 12,249,000,000 [6]
Loans and Leases Receivable, Total Outstanding 13,294,000,000 12,593,000,000
Commercial Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 693,000,000 [1] 589,000,000 [2]
Loans and Leases, 60 to 89 Days Past Due 280,000,000 [1] 431,000,000 [2]
Loans and Leases, 90 Days or More Past Due 730,000,000 [3] 1,820,000,000 [4]
Loans and Leases, Total Past Due 30 Days or More 1,703,000,000 2,840,000,000
Loans and Leases, Total Current or Less Than 30 Days Past Due 386,702,000,000 [5] 343,543,000,000 [6]
Loans Account for Under the Fair Value Option 7,878,000,000 [23] 7,997,000,000 [12]
Loans and Leases Receivable, Net of Deferred Income and Loans At Fair Value 388,405,000,000 346,383,000,000
Loans and Leases Receivable, Total Outstanding 396,283,000,000 354,380,000,000
UNITED STATES | Consumer Credit Card Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 598,000,000 [1] 729,000,000 [2]
Loans and Leases, 60 to 89 Days Past Due 422,000,000 [1] 582,000,000 [2]
Loans and Leases, 90 Days or More Past Due 1,053,000,000 [3] 1,437,000,000 [4]
Loans and Leases, Total Past Due 30 Days or More 2,073,000,000 2,748,000,000
Loans and Leases, Total Current or Less Than 30 Days Past Due 90,265,000,000 [5] 92,087,000,000 [6]
Loans and Leases Receivable, Total Outstanding 92,338,000,000 94,835,000,000
UNITED STATES | Commercial Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 363,000,000 [1] 323,000,000 [2]
Loans and Leases, 60 to 89 Days Past Due 151,000,000 [1] 133,000,000 [2]
Loans and Leases, 90 Days or More Past Due 309,000,000 [3] 639,000,000 [4]
Loans and Leases, Total Past Due 30 Days or More 823,000,000 1,095,000,000
Loans and Leases, Total Current or Less Than 30 Days Past Due 211,734,000,000 [5] 196,031,000,000 [6]
Loans Account for Under the Fair Value Option 1,500,000,000 2,300,000,000
Loans and Leases Receivable, Total Outstanding 212,557,000,000 [26] 197,126,000,000 [27]
UNITED STATES | Commercial Real Estate Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Receivable, Gross, Commercial, Real Estate 46,300,000,000 37,200,000,000
UNITED STATES | Small Business Commercial Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases Receivable, Total Outstanding 13,294,000,000 [26],[28] 12,593,000,000 [27],[29]
Non-U.S. Commercial | Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases Receivable, Total Outstanding   93,000,000
Non-U.S. Commercial | Consumer Credit Card Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 63,000,000 [1] 106,000,000 [2]
Loans and Leases, 60 to 89 Days Past Due 54,000,000 [1] 85,000,000 [2]
Loans and Leases, 90 Days or More Past Due 131,000,000 [3] 212,000,000 [4]
Loans and Leases, Total Past Due 30 Days or More 248,000,000 403,000,000
Loans and Leases, Total Current or Less Than 30 Days Past Due 11,293,000,000 [5] 11,294,000,000 [6]
Loans and Leases Receivable, Total Outstanding 11,541,000,000 11,697,000,000
Non-U.S. Commercial | Direct And Indirect Consumer Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Foreign Consumer within Direct Indirect consumer loans 4,700,000,000 8,300,000,000
Non-U.S. Commercial | Consumer Other Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Consumer Finance 5,000,000 5,000,000
Non-U.S. Commercial | Commercial Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases, 30 to 59 Days Past Due 103,000,000 [1] 2,000,000 [2]
Loans and Leases, 60 to 89 Days Past Due 8,000,000 [1]  
Loans and Leases, 90 Days or More Past Due 17,000,000 [3]  
Loans and Leases, Total Past Due 30 Days or More 128,000,000 2,000,000
Loans and Leases, Total Current or Less Than 30 Days Past Due 89,334,000,000 [5] 74,182,000,000 [6]
Loans Account for Under the Fair Value Option 6,400,000,000 5,700,000,000
Loans and Leases Receivable, Total Outstanding 89,462,000,000 [26] 74,184,000,000 [27]
Non-U.S. Commercial | Commercial Real Estate Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Receivable, Gross, Commercial, Real Estate 1,600,000,000 1,500,000,000
Thirty To Fifty Nine Days Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 0.80% [1] 0.90% [2]
Loans And Leases Receivable Fully Insured Loans 2,500,000,000 2,300,000,000
Loans And Leases Receivable Nonperforming loans 623,000,000 702,000,000
Sixty To Eighty Nine Days Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 0.37% [1] 0.48% [2]
Loans And Leases Receivable Fully Insured Loans 1,200,000,000 1,300,000,000
Loans And Leases Receivable Nonperforming loans 410,000,000 558,000,000
Ninety Days Or More Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 3.04% [3] 4.30% [4]
Loans And Leases Receivable Fully Insured Loans 17,000,000,000 22,200,000,000
Ninety Days Or More Past Due [Member] | Non-U.S. Commercial | Consumer Credit Card Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 1.00% 2.00%
Past Due Thirty Days Or More [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 4.21% 5.68%
Current Or Less Than Thirty Days Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 91.99% [5] 90.45% [6]
Loans And Leases Receivable Nonperforming loans 5,900,000,000 5,500,000,000
Current Or Less Than Thirty Days Past Due [Member] | Direct And Indirect Consumer Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans And Leases Receivable Nonperforming loans $ 33,000,000 $ 63,000,000
Purchased Credit-Impaired [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 2.72% [7] 2.88% [7]
Loans Measured at Fair Value [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 1.08% 0.99%
[1] Home loans 30-59 days past due includes fully-insured loans of $2.5 billion and nonperforming loans of $623 million. Home loans 60-89 days past due includes fully-insured loans of $1.2 billion and nonperforming loans of $410 million.
[2] Home loans 30-59 days past due includes fully-insured loans of $2.3 billion and nonperforming loans of $702 million. Home loans 60-89 days past due includes fully-insured loans of $1.3 billion and nonperforming loans of $558 million.
[3] Home loans includes fully-insured loans of $17.0 billion.
[4] Home loans includes fully-insured loans of $22.2 billion
[5] Home loans includes $5.9 billion and direct/indirect consumer includes $33 million of nonperforming loans.
[6] Home loans includes $5.5 billion and direct/indirect consumer includes $63 million of nonperforming loans.
[7] PCI loan amounts are shown gross of the valuation allowance.
[8] Excludes $2.2 billion of loans accounted for under the fair value option.
[9] Includes $4.0 billion of pay option loans. The Corporation no longer originates this product.
[10] Excludes $1.0 billion of loans accounted for under the fair value option.
[11] Includes $6.1 billion of pay option loans. The Corporation no longer originates this product.
[12] Consumer loans accounted for under the fair value option were residential mortgage loans of $1.0 billion. Commercial loans accounted for under the fair value option were U.S. commercial loans of $2.3 billion and non-U.S. commercial loans of $5.7 billion. For additional information, see Note 20 – Fair Value Measurements and Note 21 – Fair Value Option.
[13] Total outstandings includes non-U.S. residential mortgage loans of $93 million.
[14] Excludes PCI loans.
[15] Total outstandings includes pay option loans of $4.4 billion. The Corporation no longer originates this product.
[16] Total outstandings includes pay option loans of $6.7 billion. The Corporation no longer originates this product.
[17] Total outstandings includes dealer financial services loans of $38.5 billion, consumer lending loans of $2.7 billion, U.S. securities-based lending loans of $31.2 billion, non-U.S. consumer loans of $4.7 billion, student loans of $4.1 billion and other consumer loans of $1.0 billion.
[18] Total outstandings includes dealer financial services loans of $35.9 billion, consumer lending loans of $4.7 billion, U.S. securities-based lending loans of $28.3 billion, non-U.S. consumer loans of $8.3 billion, student loans of $4.8 billion and other consumer loans of $1.2 billion.
[19] Total outstandings includes consumer finance loans of $1.2 billion, consumer leases of $606 million, consumer overdrafts of $176 million and other non-U.S. consumer loans of $5 million.
[20] Total outstandings includes consumer finance loans of $1.4 billion, consumer leases of $34 million, consumer overdrafts of $177 million and other non-U.S. consumer loans of $5 million.
[21] 60 percent of the other consumer portfolio is associated with portfolios from certain consumer finance businesses that the Corporation previously exited.
[22] 87 percent of the other consumer portfolio is associated with portfolios from certain consumer finance businesses that the Corporation previously exited.
[23] Consumer loans accounted for under the fair value option were residential mortgage loans of $2.0 billion and home equity loans of $147 million. Commercial loans accounted for under the fair value option were U.S. commercial loans of $1.5 billion and non-U.S. commercial loans of $6.4 billion. For additional information, see Note 20 – Fair Value Measurements and Note 21 – Fair Value Option.
[24] Total outstandings includes U.S. commercial real estate loans of $46.3 billion and non-U.S. commercial real estate loans of $1.6 billion.
[25] Total outstandings includes U.S. commercial real estate loans of $37.2 billion and non-U.S. commercial real estate loans of $1.5 billion.
[26] Excludes $7.9 billion of loans accounted for under the fair value option.
[27] (1) Excludes $8.0 billion of loans accounted for under the fair value option.
[28] U.S. small business commercial includes $289 million of criticized business card and small business loans which are evaluated using refreshed FICO scores or internal credit metrics, including delinquency status, rather than risk ratings. At December 31, 2013, 99 percent of the balances where internal credit metrics are used was current or less than 30 days past due.
[29] (2) U.S. small business commercial includes $366 million of criticized business card and small business loans which are evaluated using refreshed FICO scores or internal credit metrics, including delinquency status, rather than risk ratings. At December 31, 2012, 98 percent of the balances where internal credit metrics are used was current or less than 30 days past due.