| Schedule of Guarantor Obligations [Table Text Block] |
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Credit Extension Commitments |
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December 31, 2011 |
(Dollars in millions) |
Expire in One
Year or Less |
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Expire After One
Year Through
Three Years |
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Expire After Three
Years Through
Five Years |
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Expire After Five
Years |
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Total |
Notional amount of credit extension commitments |
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Loan commitments |
$ |
96,291 |
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$ |
85,413 |
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$ |
120,770 |
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$ |
15,009 |
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$ |
317,483 |
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Home equity lines of credit |
1,679 |
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7,765 |
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20,963 |
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37,066 |
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67,473 |
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Standby letters of credit and financial guarantees (1)
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26,965 |
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18,932 |
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6,433 |
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5,505 |
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57,835 |
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Letters of credit |
2,828 |
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27 |
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5 |
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383 |
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3,243 |
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Legally binding commitments |
127,763 |
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112,137 |
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148,171 |
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57,963 |
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446,034 |
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Credit card lines (2)
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449,097 |
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— |
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— |
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— |
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449,097 |
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Total credit extension commitments |
$ |
576,860 |
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$ |
112,137 |
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$ |
148,171 |
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$ |
57,963 |
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$ |
895,131 |
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December 31, 2010 |
Notional amount of credit extension commitments |
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Loan commitments |
$ |
152,926 |
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$ |
144,461 |
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$ |
43,465 |
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$ |
16,172 |
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$ |
357,024 |
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Home equity lines of credit |
1,722 |
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4,290 |
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18,207 |
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55,886 |
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80,105 |
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Standby letters of credit and financial guarantees (1)
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35,275 |
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18,940 |
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4,144 |
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5,897 |
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64,256 |
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Letters of credit (3)
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3,698 |
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110 |
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— |
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874 |
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4,682 |
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Legally binding commitments |
193,621 |
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167,801 |
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65,816 |
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78,829 |
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506,067 |
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Credit card lines (2)
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497,068 |
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— |
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— |
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— |
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497,068 |
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Total credit extension commitments |
$ |
690,689 |
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$ |
167,801 |
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$ |
65,816 |
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$ |
78,829 |
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$ |
1,003,135 |
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(1) |
The notional amounts of SBLCs and financial guarantees classified as investment grade and non-investment grade based on the credit quality of the underlying reference name within the instrument were $39.2 billion and $17.8 billion at December 31, 2011 and $41.1 billion and $22.4 billion at December 31, 2010. Amount includes consumer SBLCs of $859 million at December 31, 2011.
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(2) |
Includes business card unused lines of credit. |
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(3) |
Amount includes $849 million of consumer letters of credit and $3.8 billion of commercial letters of credit at December 31, 2010.
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