Bank of America Corporation Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

Regulatory Requirements and Restrictions (Tables)

Regulatory Requirements and Restrictions (Tables)

12 Months Ended

Dec. 31, 2012

Regulatory Requirements and Restrictions [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The table below presents actual and minimum required regulatory capital amounts for 2012 and 2011.




Regulatory Capital

	December 31
	2012						2011
	Actual						Actual
(Dollars in millions)	Ratio		Amount		Minimum Required ⁽¹⁾		Ratio		Amount		Minimum Required ⁽¹⁾
Risk-based capital
Tier 1 common
Bank of America Corporation	11.06	%	$	133,403	n/a		9.86	%	$	126,690	n/a
Tier 1
Bank of America Corporation	12.89		155,461		$	72,359	12.40		159,232		$	77,068
Bank of America, N.A.	12.44		118,431		57,099		11.74		119,881		61,245
FIA Card Services, N.A.	17.34		22,061		7,632		17.63		24,660		8,393
Total
Bank of America Corporation	16.31		196,680		120,598		16.75		215,101		128,447
Bank of America, N.A.	14.76		140,434		95,165		15.17		154,885		102,076
FIA Card Services, N.A.	18.64		23,707		12,719		19.01		26,594		13,989
Tier 1 leverage
Bank of America Corporation	7.37		155,461		84,429		7.53		159,232		84,557
Bank of America, N.A.	8.59		118,431		68,957		8.65		119,881		69,318
FIA Card Services, N.A.	13.67		22,061		8,067		14.22		24,660		8,669


⁽¹⁾	Dollar amount required to meet guidelines for well-capitalized institutions.

n/a = not applicable

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References + Details