Annual report pursuant to Section 13 and 15(d)

Outstanding Loans and Leases (Details)

v2.4.0.6
Outstanding Loans and Leases (Details) (USD $)
 12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Allowance As Percentage Of Outstanding Loans And Leases 2.69% [1] 3.68% [1]
Mezzanine risk protection $ 500,000,000 $ 783,000,000
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 8,134,000,000 [2] 9,397,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 4,379,000,000 [2] 5,268,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 39,036,000,000 [4] 43,927,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 51,549,000,000 58,592,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 821,150,000,000 [6] 827,003,000,000 [7]
Loans Receivable, Fair Value Disclosure 9,002,000,000 8,804,000,000
Number of Basis Point of the Original Pool Balance to be Required to Reimburse the Mezzanine Risk Protection 0.10%  
Percent of the original pool balance to be required to reimburse the Mezzanine risk protection 0.10%  
Purchased Credit-Impaired 26,118,000,000 [8] 31,801,000,000 [8]
Loans and Leases Receivable, Total Outstanding 907,819,000,000 926,200,000,000
Receivables from synthetic securitizations for reimbursement of losses 305,000,000 359,000,000
Residential Mortgage loans under mezzanine risk protection agreements 17,600,000,000 23,900,000,000
Home Loans [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Allowance As Percentage Of Outstanding Loans And Leases 4.14% [1] 5.30% [1]
Consumer Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Allowance As Percentage Of Outstanding Loans And Leases 3.21% [1] 4.10% [1]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 7,545,000,000 [2] 8,505,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 3,948,000,000 [2] 4,863,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 37,216,000,000 [4] 40,907,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 48,709,000,000 54,275,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 477,607,000,000 [6] 521,118,000,000 [7]
Purchased Credit-Impaired 26,118,000,000 [8] 31,801,000,000 [8]
Loans and Leases Receivable, Net of Deferred Income and Loans At Fair Value 552,434,000,000 607,194,000,000
Consumer Including Residential Mortgage Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 7,545,000,000 [2] 8,505,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 3,948,000,000 [2] 4,863,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 37,216,000,000 [4] 40,907,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 48,709,000,000 54,275,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 477,607,000,000 [6] 521,118,000,000 [7]
Loans Receivable, Fair Value Disclosure 1,005,000,000 [9] 2,190,000,000 [10]
Purchased Credit-Impaired 26,118,000,000 [8] 31,801,000,000 [8]
Loans and Leases Receivable, Total Outstanding 553,439,000,000 609,384,000,000
Commercial [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Allowance As Percentage Of Outstanding Loans And Leases 0.90% [1] 1.33% [1]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 589,000,000 [2] 892,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 431,000,000 [2] 405,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 1,820,000,000 [4] 3,020,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 2,840,000,000 4,317,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 343,543,000,000 [6] 305,885,000,000 [7]
Loans Receivable, Fair Value Disclosure 7,997,000,000 [9] 6,614,000,000 [10]
Loans and Leases Receivable, Total Outstanding 354,380,000,000 316,816,000,000
Loans and Leases Receivable, Net of Deferred Income and Loans At Fair Value 346,383,000,000 310,202,000,000
Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unpaid Principal Balance of Loans Covered by Protection Agreements 24,300,000,000 24,400,000,000
Residential Mortgage [Member] | Home Loans [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Receivable, Fair Value Disclosure 147,000,000 906,000,000
Purchased Credit-Impaired 8,737,000,000 [11] 9,966,000,000 [12]
Residential Mortgage [Member] | Core Sub Portfolio Segment [Member] | Home Loans [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 2,274,000,000 [13],[2] 2,151,000,000 [14],[3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 806,000,000 [13],[2] 751,000,000 [14],[3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 6,227,000,000 [13],[4] 3,017,000,000 [14],[5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 9,307,000,000 [13] 5,919,000,000 [14]
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 160,809,000,000 [13],[6] 172,418,000,000 [14],[7]
Loans and Leases Receivable, Total Outstanding 170,116,000,000 [11],[13],[15] 178,337,000,000 [12],[14],[15]
Residential Mortgage [Member] | Legacy Assets & Servicing Sub Portfolio Segment [Member] | Home Loans [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 2,891,000,000 [2] 3,195,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 1,696,000,000 [2] 2,174,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 26,494,000,000 [4] 32,167,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 31,081,000,000 37,536,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 33,247,000,000 [6] 36,451,000,000 [7]
Purchased Credit-Impaired 8,737,000,000 [8] 9,966,000,000 [8]
Loans and Leases Receivable, Total Outstanding 73,065,000,000 83,953,000,000
Home Equity Line of Credit [Member] | Home Loans [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Purchased Credit-Impaired 8,547,000,000 [11] 11,978,000,000 [12]
Home Equity Line of Credit [Member] | Core Sub Portfolio Segment [Member] | Home Loans [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 273,000,000 [2] 260,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 146,000,000 [2] 155,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 591,000,000 [4] 429,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 1,010,000,000 844,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 59,841,000,000 [6] 66,211,000,000 [7]
Loans and Leases Receivable, Total Outstanding 60,851,000,000 [11],[15] 67,055,000,000 [12],[15]
Home Equity Line of Credit [Member] | Legacy Assets & Servicing Sub Portfolio Segment [Member] | Home Loans [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 607,000,000 [2] 845,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 356,000,000 [2] 508,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 1,444,000,000 [4] 1,735,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 2,407,000,000 3,088,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 36,191,000,000 [6] 42,578,000,000 [7]
Purchased Credit-Impaired 8,547,000,000 [8] 11,978,000,000 [8]
Loans and Leases Receivable, Total Outstanding 47,145,000,000 57,644,000,000
Discontinued real estate | Home Loans [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Receivable, Fair Value Disclosure 858,000,000 1,300,000,000
Purchased Credit-Impaired 8,834,000,000 [11] 9,857,000,000 [12]
Discontinued real estate | Legacy Assets & Servicing Sub Portfolio Segment [Member] | Home Loans [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 48,000,000 [16],[2] 65,000,000 [17],[3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 19,000,000 [16],[2] 24,000,000 [17],[3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 234,000,000 [16],[4] 351,000,000 [17],[5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 301,000,000 [16] 440,000,000 [17]
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 757,000,000 [16],[6] 798,000,000 [17],[7]
Purchased Credit-Impaired 8,834,000,000 [16],[8] 9,857,000,000 [17],[8]
Loans and Leases Receivable, Total Outstanding 9,892,000,000 [16] 11,095,000,000 [17]
Pay option loans 8,800,000,000 9,900,000,000
Subprime loans 1,100,000,000 1,200,000,000
Direct And Indirect Consumer Financing Receivable [Member] | Consumer Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Foreign Consumer within Direct Indirect consumer loans 8,300,000,000 7,600,000,000
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 569,000,000 [18],[2] 805,000,000 [19],[3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 239,000,000 [18],[2] 338,000,000 [19],[3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 573,000,000 [18],[4] 779,000,000 [19],[5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 1,381,000,000 [18] 1,922,000,000 [19]
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 81,824,000,000 [18],[6] 87,791,000,000 [19],[7]
Loans and Leases Receivable, Total Outstanding 83,205,000,000 [18] 89,713,000,000 [19]
Dealer financial services loans in outstanding direct indirect consumer loans 35,900,000,000 43,000,000,000
Consumer Lending within Direct Indirect consumer loans 4,700,000,000 8,000,000,000
Other Consumer Loans within Direct Indirect consumer loans 1,200,000,000 1,500,000,000
Domestic Securities based lending margin loans within direct indirect consumer loans 28,300,000,000 23,600,000,000
Student Loans within Direct Indirect consumer loans 4,800,000,000 6,000,000,000
Consumer Other Financing Receivable [Member] | Consumer Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 48,000,000 [2],[20] 55,000,000 [21],[3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 19,000,000 [2],[20] 21,000,000 [21],[3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 4,000,000 [20],[4] 17,000,000 [21],[5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 71,000,000 [20] 93,000,000 [21]
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 1,557,000,000 [20],[6] 2,595,000,000 [21],[7]
Loans and Leases Receivable, Total Outstanding 1,628,000,000 [20],[22] 2,688,000,000 [21],[22]
Consumer Finance 1,400,000,000 1,700,000,000
Consumer Overdrafts 177,000,000 103,000,000
Commercial Real Estate Receivable [Member] | Commercial [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 79,000,000 [2],[23] 288,000,000 [24],[3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 144,000,000 [2],[23] 118,000,000 [24],[3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 983,000,000 [23],[4] 1,860,000,000 [24],[5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 1,206,000,000 [23] 2,266,000,000 [24]
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 37,431,000,000 [23],[6] 37,330,000,000 [24],[7]
Loans and Leases Receivable, Total Outstanding 38,637,000,000 [23],[25] 39,596,000,000 [24],[26]
Finance Leases Financing Receivable [Member] | Commercial [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 84,000,000 [2] 78,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 79,000,000 [2] 15,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 30,000,000 [4] 22,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 193,000,000 115,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 23,650,000,000 [6] 21,874,000,000 [7]
Loans and Leases Receivable, Total Outstanding 23,843,000,000 [25] 21,989,000,000 [26]
Small Business Commercial Receivable [Member] | Commercial [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 101,000,000 [2] 150,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 75,000,000 [2] 106,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 168,000,000 [4] 272,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 344,000,000 528,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 12,249,000,000 [6] 12,723,000,000 [7]
Loans and Leases Receivable, Total Outstanding 12,593,000,000 13,251,000,000
UNITED STATES | Commercial [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Receivable, Gross, Commercial, Real Estate 37,200,000,000 37,800,000,000
UNITED STATES | Consumer Credit Card Financing Receivable [Member] | Consumer Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 729,000,000 [2] 981,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 582,000,000 [2] 772,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 1,437,000,000 [4] 2,070,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 2,748,000,000 3,823,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 92,087,000,000 [6] 98,468,000,000 [7]
Loans and Leases Receivable, Total Outstanding 94,835,000,000 102,291,000,000
UNITED STATES | Commercial Financing Receivable [Member] | Commercial [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 323,000,000 [2] 352,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 133,000,000 [2] 166,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 639,000,000 [4] 866,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 1,095,000,000 1,384,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 196,031,000,000 [6] 178,564,000,000 [7]
Loans Receivable, Fair Value Disclosure 2,300,000,000 2,200,000,000
Loans and Leases Receivable, Total Outstanding 197,126,000,000 [25] 179,948,000,000 [26]
UNITED STATES | Small Business Commercial Receivable [Member] | Commercial [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases Receivable, Total Outstanding 12,593,000,000 [25],[27] 13,251,000,000 [26],[28]
Non-U.S. Commercial | Commercial [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Receivable, Gross, Commercial, Real Estate 1,500,000,000 1,800,000,000
Non-U.S. Commercial | Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases Receivable, Total Outstanding 93,000,000 85,000,000
Non-U.S. Commercial | Consumer Credit Card Financing Receivable [Member] | Consumer Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 106,000,000 [2] 148,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 85,000,000 [2] 120,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 212,000,000 [4] 342,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 403,000,000 610,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 11,294,000,000 [6] 13,808,000,000 [7]
Loans and Leases Receivable, Total Outstanding 11,697,000,000 14,418,000,000
Non-U.S. Commercial | Consumer Other Financing Receivable [Member] | Consumer Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Consumer Finance 5,000,000 929,000,000
Non-U.S. Commercial | Commercial Financing Receivable [Member] | Commercial [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 2,000,000 [2] 24,000,000 [3]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 2,000,000 24,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 74,182,000,000 [6] 55,394,000,000 [7]
Loans Receivable, Fair Value Disclosure 5,700,000,000 4,400,000,000
Loans and Leases Receivable, Total Outstanding 74,184,000,000 [25] 55,418,000,000 [26]
Thirty To Fifty Nine Days Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans And Leases Receivable Fully Insured Loans 2,300,000,000 2,200,000,000
Percentage Of Outstandings By Aging 0.90% [2] 1.02% [3]
Loans And Leases Receivable Nonperforming loans 702,000,000 372,000,000
Thirty To Eighty Nine Days Past Due Member | Non-U.S. Commercial | Consumer Credit Card Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 1.00% 2.00%
Sixty To Eighty Nine Days Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans And Leases Receivable Fully Insured Loans 1,300,000,000 1,400,000,000
Percentage Of Outstandings By Aging 0.48% [2] 0.57% [3]
Loans And Leases Receivable Nonperforming loans 558,000,000 398,000,000
Ninety Days Or More Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans And Leases Receivable Fully Insured Loans 22,200,000,000 21,200,000,000
Percentage Of Outstandings By Aging 4.30% [4] 4.74% [5]
Ninety Days Or More Past Due [Member] | Non-U.S. Commercial | Consumer Credit Card Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 2.00% 2.00%
Past Due Thirty Days Or More [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 5.68% 6.33%
Current Or Less Than Thirty Days Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 90.45% [6] 89.29% [7]
Current Or Less Than Thirty Days Past Due [Member] | Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans And Leases Receivable Nonperforming loans 5,500,000,000 1,800,000,000
Current Or Less Than Thirty Days Past Due [Member] | Direct And Indirect Consumer Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans And Leases Receivable Nonperforming loans $ 63,000,000 $ 7,000,000
Purchased Credit-Impaired [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 2.88% [8] 3.43% [8]
Loans Measured at Fair Value [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 0.99% 0.95%
[1] Outstanding loan and lease balances and ratios do not include loans accounted for under the fair value option of $9.0 billion and $8.8 billion at December 31, 2012 and 2011.
[2] Home loans 30-59 days past due includes $2.3 billion of fully-insured loans and $702 million of nonperforming loans. Home loans 60-89 days past due includes $1.3 billion of fully-insured loans and $558 million of nonperforming loans.
[3] Home loans 30-59 days past due includes $2.2 billion of fully-insured loans and $372 million of nonperforming loans. Home loans 60-89 days past due includes $1.4 billion of fully-insured loans and $398 million of nonperforming loans.
[4] Home loans includes $22.2 billion of fully-insured loans.
[5] Home loans includes $21.2 billion of fully-insured loans.
[6] Home loans includes $5.5 billion and direct/indirect consumer includes $63 million of nonperforming loans.
[7] Home loans includes $1.8 billion and direct/indirect consumer includes $7 million of nonperforming loans.
[8] PCI loan amounts are shown gross of the valuation allowance.
[9] Consumer loans accounted for under the fair value option were residential mortgage loans of $147 million and discontinued real estate loans of $858 million. Commercial loans accounted for under the fair value option were U.S. commercial loans of $2.3 billion and non-U.S. commercial loans of $5.7 billion. For additional information, see Note 21 – Fair Value Measurements and Note 22 – Fair Value Option.
[10] Consumer loans accounted for under the fair value option were residential mortgage loans of $906 million and discontinued real estate loans of $1.3 billion. Commercial loans accounted for under the fair value option were U.S. commercial loans of $2.2 billion and non-U.S. commercial loans of $4.4 billion. For additional information, see Note 21 – Fair Value Measurements and Note 22 – Fair Value Option.
[11] Excludes $1.0 billion of loans accounted for under the fair value option.
[12] Excludes $2.2 billion of loans accounted for under the fair value option.
[13] Total outstandings includes non-U.S. residential mortgage loans of $93 million.
[14] Total outstandings includes non-U.S. residential mortgage loans of $85 million.
[15] Excludes Countrywide PCI loans.
[16] Total outstandings includes $8.8 billion of pay option loans and $1.1 billion of subprime loans. The Corporation no longer originates these products.
[17] Total outstandings includes $9.9 billion of pay option loans and $1.2 billion of subprime loans. The Corporation no longer originates these products.
[18] Total outstandings includes dealer financial services loans of $35.9 billion, consumer lending loans of $4.7 billion, U.S. securities-based lending margin loans of $28.3 billion, student loans of $4.8 billion, non-U.S. consumer loans of $8.3 billion and other consumer loans of $1.2 billion.
[19] Total outstandings includes dealer financial services loans of $43.0 billion, consumer lending loans of $8.0 billion, U.S. securities-based lending margin loans of $23.6 billion, student loans of $6.0 billion, non-U.S. consumer loans of $7.6 billion and other consumer loans of $1.5 billion.
[20] Total outstandings includes consumer finance loans of $1.4 billion, other non-U.S. consumer loans of $5 million and consumer overdrafts of $177 million.
[21] Total outstandings includes consumer finance loans of $1.7 billion, other non-U.S. consumer loans of $929 million and consumer overdrafts of $103 million.
[22] of the other consumer portfolio is associated with portfolios from certain consumer finance businesses that the Corporation previously exited.
[23] Total outstandings includes U.S. commercial real estate loans of $37.2 billion and non-U.S. commercial real estate loans of $1.5 billion. December 31, 2011(Dollars in millions)30-59 DaysPast Due (1) 60-89 Days Past Due (1) 90 Days orMorePast Due (2) Total PastDue 30 Daysor More Total Current or Less Than 30 Days Past Due (3) PurchasedCredit-impaired (4) Loans Accounted for Under the Fair Value Option Total OutstandingsHome loans Core portfolio Residential mortgage (5)$2,151 $751 $3,017 $5,919 $172,418 $178,337Home equity260 155 429 844 66,211 67,055Legacy Assets & Servicing portfolio Residential mortgage3,195 2,174 32,167 37,536 36,451 $9,966 83,953Home equity845 508 1,735 3,088 42,578 11,978 57,644Discontinued real estate (6)65 24 351 440 798 9,857 11,095Credit card and other consumer U.S. credit card981 772 2,070 3,823 98,468 102,291Non-U.S. credit card148 120 342 610 13,808 14,418Direct/Indirect consumer (7)805 338 779 1,922 87,791 89,713Other consumer (8)55 21 17 93 2,595 2,688Total consumer loans8,505 4,863 40,907 54,275 521,118 31,801 607,194Consumer loans accounted for under the fair value option (9) $2,1902,190Total consumer8,505 4,863 40,907 54,275 521,118 31,801 2,190 609,384Commercial U.S. commercial352 166 866 1,384 178,564 179,948Commercial real estate (10)288 118 1,860 2,266 37,330 39,596Commercial lease financing78 15 22 115 21,874 21,989Non-U.S. commercial24 — — 24 55,394 55,418U.S. small business commercial150 106 272 528 12,723 13,251Total commercial loans892 405 3,020 4,317 305,885 310,202Commercial loans accounted for under the fair value option (9) 6,614 6,614Total commercial892 405 3,020 4,317 305,885 6,614 316,816Total loans and leases$9,397 $5,268 $43,927 $58,592 $827,003 $31,801 $8,804 $926,200Percentage of outstandings1.02% 0.57% 4.74% 6.33% 89.29% 3.43% 0.95%
[24] Total outstandings includes U.S. commercial real estate loans of $37.8 billion and non-U.S. commercial real estate loans of $1.8 billion.
[25] Excludes $8.0 billion of loans accounted for under the fair value option.
[26] Excludes $6.6 billion of loans accounted for under the fair value option.
[27] U.S. small business commercial includes $366 million of criticized business card and small business loans which are evaluated using refreshed FICO scores or internal credit metrics, including delinquency status, rather than risk ratings. At December 31, 2012, 98 percent of the balances where internal credit metrics are used were current or less than 30 days past due.
[28] U.S. small business commercial includes $491 million of criticized business card and small business loans which are evaluated using refreshed FICO scores or internal credit metrics, including delinquency status, rather than risk ratings. At December 31, 2011, 97 percent of the balances where internal credit metrics are used were current or less than 30 days past due.