Quarterly report pursuant to Section 13 or 15(d)

Outstanding Loans and Leases (Details)

v2.4.0.6
Outstanding Loans and Leases (Details) (USD $)
Jun. 30, 2012
Dec. 31, 2011
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due $ 7,884,000,000 $ 9,397,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 4,307,000,000 5,268,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 41,827,000,000 43,927,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 54,018,000,000 58,592,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 799,745,000,000 827,003,000,000
Purchased Credit-Impaired 30,191,000,000 31,801,000,000
Loans Receivable, Fair Value Disclosure 8,361,000,000 8,804,000,000
Loans and Leases Receivable, Total Outstanding 892,315,000,000 926,200,000,000
Number of Basis point of the original pool balance to be required to reimburse the Mezzanine risk protection 10.00%  
Mezzanine risk protection 633,000,000 783,000,000
Receivables from synthetic securitizations for reimbursement of losses 344,000,000 359,000,000
Residential Mortgage loans under mezzanine risk protection agreements 20,600,000,000 23,900,000,000
Thirty To Fifty Nine Days Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 0.88% 1.01%
Loans And Leases Receivable Fully Insured Loans 2,000,000,000 2,200,000,000
Loans And Leases Receivable Nonperforming loans 543,000,000 372,000,000
Sixty To Eighty Nine Days Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 0.48% 0.57%
Loans And Leases Receivable Fully Insured Loans 1,100,000,000 1,400,000,000
Loans And Leases Receivable Nonperforming loans 511,000,000 398,000,000
Ninety Days Or More Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 4.69% 4.74%
Loans And Leases Receivable Fully Insured Loans 22,300,000,000 21,200,000,000
Past Due Thirty Days Or More [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 6.05% 6.33%
Current Or Less Than Thirty Days Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 89.63% 89.29%
Loans And Leases Receivable Nonperforming loans 3,800,000,000 1,800,000,000
Purchased Credit-Impaired [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 3.38% 3.43%
Loans Measured at Fair Value [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 0.94% 0.95%
Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unpaid Principal Balance of Loans Covered by Protection Agreements 26,400,000,000 24,400,000,000
Residential Mortgage [Member] | Non-U.S. Commercial
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases Receivable, Total Outstanding 92,000,000 85,000,000
Consumer Credit Card Financing Receivable [Member] | Non-U.S. Commercial | Thirty To Eighty Nine Days Past Due Member
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 2.00% 2.00%
Consumer Credit Card Financing Receivable [Member] | Non-U.S. Commercial | Ninety Days Or More Past Due [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage Of Outstandings By Aging 2.00% 2.00%
Home Loans [Member] | Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Purchased Credit-Impaired 9,603,000,000 [1] 9,966,000,000 [1]
Loans Receivable, Fair Value Disclosure 172,000,000 906,000,000
Home Loans [Member] | Home Equity [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Purchased Credit-Impaired 11,639,000,000 [1] 11,978,000,000 [1]
Home Loans [Member] | Discontinued real estate [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Purchased Credit-Impaired 8,949,000,000 [1] 9,857,000,000 [1]
Loans Receivable, Fair Value Disclosure 1,000,000,000 1,300,000,000
Home Loans [Member] | Core Sub Portfolio Segment [Member] | Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 2,072,000,000 [2] 2,151,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 726,000,000 [2] 751,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 4,099,000,000 [4] 3,017,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 6,897,000,000 [6] 5,919,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 166,819,000,000 [6] 172,418,000,000 [7]
Loans and Leases Receivable, Total Outstanding 173,716,000,000 [1],[6],[8] 178,337,000,000 [1],[10],[8],[9]
Home Loans [Member] | Core Sub Portfolio Segment [Member] | Home Equity [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 290,000,000 [2] 260,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 154,000,000 [2] 155,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 521,000,000 [4] 429,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 965,000,000 [6] 844,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 63,141,000,000 [6] 66,211,000,000 [7]
Loans and Leases Receivable, Total Outstanding 64,106,000,000 [1],[8] 67,055,000,000 [1],[11],[8]
Home Loans [Member] | Legacy Asset Servicing Sub Portfolio Segment [Member] | Residential Mortgage [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 2,813,000,000 [2] 3,195,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 1,618,000,000 [2] 2,174,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 30,315,000,000 [4] 32,167,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 34,746,000,000 37,536,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 34,570,000,000 [6] 36,451,000,000 [7]
Purchased Credit-Impaired 9,603,000,000 [12] 9,966,000,000 [12]
Loans and Leases Receivable, Total Outstanding 78,919,000,000 83,953,000,000
Home Loans [Member] | Legacy Asset Servicing Sub Portfolio Segment [Member] | Home Equity [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 674,000,000 [2] 845,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 422,000,000 [2] 508,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 1,662,000,000 [4] 1,735,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 2,758,000,000 3,088,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 39,508,000,000 [6] 42,578,000,000 [7]
Purchased Credit-Impaired 11,639,000,000 [12] 11,978,000,000 [12]
Loans and Leases Receivable, Total Outstanding 53,905,000,000 57,644,000,000
Home Loans [Member] | Legacy Asset Servicing Sub Portfolio Segment [Member] | Discontinued real estate [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 51,000,000 [2] 65,000,000 [3]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 20,000,000 [2] 24,000,000 [3]
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 303,000,000 [4] 351,000,000 [5]
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 374,000,000 [13] 440,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 736,000,000 [6] 798,000,000 [7]
Purchased Credit-Impaired 8,949,000,000 [12] 9,857,000,000 [12]
Loans and Leases Receivable, Total Outstanding 10,059,000,000 [13] 11,095,000,000 [14]
Pay option loans 9,000,000,000 9,900,000,000
Subprime loans 1,100,000,000 1,200,000,000
Credit Card and Other Consumer [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 7,388,000,000 8,505,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 3,902,000,000 4,863,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 39,405,000,000 40,907,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 50,695,000,000 54,275,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 493,273,000,000 521,118,000,000
Purchased Credit-Impaired 30,191,000,000 31,801,000,000
Loans and Leases Receivable, Net of Deferred Income and Loans At Fair Value 574,159,000,000 607,194,000,000
Credit Card and Other Consumer [Member] | Consumer Credit Card Financing Receivable [Member] | UNITED STATES
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 760,000,000 981,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 594,000,000 772,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 1,594,000,000 2,070,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 2,948,000,000 3,823,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 91,343,000,000 98,468,000,000
Loans and Leases Receivable, Total Outstanding 94,291,000,000 102,291,000,000
Credit Card and Other Consumer [Member] | Consumer Credit Card Financing Receivable [Member] | Non-U.S. Commercial
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 116,000,000 148,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 96,000,000 120,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 253,000,000 342,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 465,000,000 610,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 12,966,000,000 13,808,000,000
Loans and Leases Receivable, Total Outstanding 13,431,000,000 14,418,000,000
Credit Card and Other Consumer [Member] | Direct/Indirect consumer [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 568,000,000 [15] 805,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 255,000,000 [15] 338,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 655,000,000 [15] 779,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 1,478,000,000 [15] 1,922,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 81,686,000,000 [15] 87,791,000,000
Loans and Leases Receivable, Total Outstanding 83,164,000,000 [15] 89,713,000,000 [16]
Dealer financial services loans in outstanding direct indirect consumer loans 36,700,000,000 43,000,000,000
Consumer Lending within Direct Indirect consumer loans 6,300,000,000 8,000,000,000
Domestic Securities based lending margin loans within direct indirect consumer loans 25,700,000,000 23,600,000,000
Student Loans within Direct Indirect consumer loans 5,400,000,000 6,000,000,000
Foreign Consumer within Direct Indirect consumer loans 7,800,000,000 7,600,000,000
Other Consumer Loans within Direct Indirect consumer loans 1,300,000,000 1,500,000,000
Credit Card and Other Consumer [Member] | Consumer Other Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 44,000,000 [17] 55,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 17,000,000 [17] 21,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 3,000,000 [17] 17,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 64,000,000 [17] 93,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 2,504,000,000 [17] 2,595,000,000
Loans and Leases Receivable, Total Outstanding 2,568,000,000 [17],[18] 2,688,000,000 [19],[20]
Consumer Finance 1,500,000,000 1,700,000,000
Consumer Overdrafts 127,000,000 103,000,000
Credit Card and Other Consumer [Member] | Consumer Other Financing Receivable [Member] | Non-U.S. Commercial
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Consumer Finance 908,000,000 929,000,000
Consumer Including Residential Mortgage Portfolio Segment [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 7,388,000,000 8,505,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 3,902,000,000 4,863,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 39,405,000,000 40,907,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 50,695,000,000 54,275,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 493,273,000,000 521,118,000,000
Purchased Credit-Impaired 30,191,000,000 31,801,000,000
Loans Receivable, Fair Value Disclosure 1,172,000,000 [21] 2,190,000,000 [22]
Loans and Leases Receivable, Total Outstanding 575,331,000,000 609,384,000,000
Commercial [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 496,000,000 892,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 405,000,000 405,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 2,422,000,000 3,020,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 3,323,000,000 4,317,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 306,472,000,000 305,885,000,000
Loans Receivable, Fair Value Disclosure 7,189,000,000 [21] 6,614,000,000 [22]
Loans and Leases Receivable, Total Outstanding 316,984,000,000 316,816,000,000
Loans and Leases Receivable, Net of Deferred Income and Loans At Fair Value 309,795,000,000 310,202,000,000
Commercial [Member] | UNITED STATES
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Receivable, Gross, Commercial, Real Estate 35,000,000,000 37,800,000,000
Commercial [Member] | Non-U.S. Commercial
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans Receivable, Gross, Commercial, Real Estate 1,500,000,000 1,800,000,000
Commercial [Member] | Commercial Financing Receivable [Member] | UNITED STATES
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 197,000,000 352,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 153,000,000 166,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 800,000,000 866,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 1,150,000,000 1,384,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 183,774,000,000 178,564,000,000
Loans Receivable, Fair Value Disclosure 1,900,000,000 2,200,000,000
Loans and Leases Receivable, Total Outstanding 184,924,000,000 [23] 179,948,000,000 [24]
Commercial [Member] | Commercial Financing Receivable [Member] | Non-U.S. Commercial
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due   24,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due   24,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 53,850,000,000 55,394,000,000
Loans Receivable, Fair Value Disclosure 5,300,000,000 4,400,000,000
Loans and Leases Receivable, Total Outstanding 53,850,000,000 [23] 55,418,000,000 [24]
Commercial [Member] | Commercial Real Estate Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 138,000,000 [25] 288,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 119,000,000 [25] 118,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 1,345,000,000 [25] 1,860,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 1,602,000,000 [25] 2,266,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 34,933,000,000 [25] 37,330,000,000
Loans and Leases Receivable, Total Outstanding 36,535,000,000 [23],[25] 39,596,000,000 [24],[26]
Commercial [Member] | Finance Leases Financing Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 23,000,000 78,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 22,000,000 15,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 33,000,000 22,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 78,000,000 115,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 21,614,000,000 21,874,000,000
Loans and Leases Receivable, Total Outstanding 21,692,000,000 [23] 21,989,000,000 [24]
Commercial [Member] | Small Business Commercial Receivable [Member]
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due 138,000,000 150,000,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due 111,000,000 106,000,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due 244,000,000 272,000,000
Financing Receivable Recorded Investment Past Due Excluding 1 To 29 Days Past Due 493,000,000 528,000,000
Financing Receivable Recorded Investment Current And 1 To 29 Days Past Due 12,301,000,000 12,723,000,000
Loans and Leases Receivable, Total Outstanding 12,794,000,000 13,251,000,000
Commercial [Member] | Small Business Commercial Receivable [Member] | UNITED STATES
    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans and Leases Receivable, Total Outstanding $ 12,794,000,000 [23],[27] $ 13,251,000,000 [24],[28]
[1] Excludes $1.2 billion of loans accounted for under the fair value option.
[2] Home loans 30-59 days past due includes $2.0 billion of fully-insured loans and $543 million of nonperforming loans.
[3] Home loans 30-59 days past due includes $2.2 billion of fully-insured loans and $372 million of nonperforming loans. Home loans 60-89 days past due includes $1.4 billion of fully-insured loans and $398 million of nonperforming loans.
[4] Home loans includes $22.3 billion of fully-insured loans.
[5] Home loans includes $21.2 billion of fully-insured loans.
[6] Total outstandings includes non-U.S. residential mortgages of $92 million
[7] Home loans includes $1.8 billion of nonperforming loans as all principal and interest are not current or the loans are TDRs that have not demonstrated sustained repayment performance.
[8] Excludes Countrywide PCI loans.
[9] Excludes $2.2 billion of loans accounted for under the fair value option.
[10] Total outstandings includes non-U.S. residential mortgages of $85 million.
[11] Includes U.S. small business commercial renegotiated TDR loans and related allowance.
[12] PCI loan amounts are shown gross of the valuation allowance.
[13] Total outstandings includes $9.0 billion of pay option loans and $1.1 billion of subprime loans. The Corporation no longer originates these products.
[14] Total outstandings includes $9.9 billion of pay option loans and $1.2 billion of subprime loans. The Corporation no longer originates these products.
[15] Total outstandings includes dealer financial services loans of $36.7 billion, consumer lending loans of $6.3 billion, U.S. securities-based lending margin loans of $25.7 billion, student loans of $5.4 billion, non-U.S. consumer loans of $7.8 billion and other consumer loans of $1.3 billion.
[16] Total outstandings includes dealer financial services loans of $43.0 billion, consumer lending loans of $8.0 billion, U.S. securities-based lending margin loans of $23.6 billion, student loans of $6.0 billion, non-U.S. consumer loans of $7.6 billion and other consumer loans of $1.5 billion.
[17] Total outstandings includes consumer finance loans of $1.5 billion, other non-U.S. consumer loans of $908 million and consumer overdrafts of $127 million.
[18] 95 percent of the other consumer portfolio was associated with portfolios from certain consumer finance businesses that the Corporation previously exited.
[19] Total outstandings includes consumer finance loans of $1.7 billion, other non-U.S. consumer loans of $929 million and consumer overdrafts of $103 million.
[20] 96 percent of the other consumer portfolio was associated with portfolios from certain consumer finance businesses that the Corporation previously exited.
[21] Consumer loans accounted for under the fair value option were residential mortgage loans of $172 million and discontinued real estate loans of $1.0 billion. Commercial loans accounted for under the fair value option were U.S. commercial loans of $1.9 billion and non-U.S. commercial loans of $5.3 billion. For addition information, see Note 15 – Fair Value Measurements and Note 16 – Fair Value Option.
[22] Consumer loans accounted for under the fair value option were residential mortgage loans of $906 million and discontinued real estate loans of $1.3 billion. Commercial loans accounted for under the fair value option were U.S. commercial loans of $2.2 billion and non-U.S. commercial loans of $4.4 billion. For additional information, see Note 15 – Fair Value Measurements and Note 16 – Fair Value Option.
[23] Excludes $7.2 billion of loans accounted for under the fair value option.
[24] Excludes $6.6 billion of loans accounted for under the fair value option.
[25] Total outstandings includes U.S. commercial real estate loans of $35.0 billion and non-U.S. commercial real estate loans of $1.5 billion.
[26] Total outstandings includes U.S. commercial real estate loans of $37.8 billion and non-U.S. commercial real estate loans of $1.8 billion.
[27] U.S. small business commercial includes $411 million of criticized business card and small business loans which are evaluated using refreshed FICO scores or internal credit metrics, including delinquency status, rather than risk ratings. At June 30, 2012, 98 percent of the balances where internal credit metrics are used were current or less than 30 days past due.
[28] U.S. small business commercial includes $491 million of criticized business card and small business loans which are evaluated using refreshed FICO scores or internal credit metrics, including delinquency status, rather than risk ratings. At December 31, 2011, 97 percent of the balances where internal credit metrics are used were current or less than 30 days past due.