Bank of America Corporation Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

Regulatory Requirements and Restrictions (Tables)

Regulatory Requirements and Restrictions (Tables)

12 Months Ended

Dec. 31, 2011

Regulatory Requirements and Restrictions [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

The table below presents actual and minimum required regulatory capital amounts for 2011 and 2010.




Regulatory Capital

	December 31
	2011						2010
	Actual						Actual
(Dollars in millions)	Ratio		Amount		Minimum Required ⁽¹⁾		Ratio		Amount		Minimum Required ⁽¹⁾
Risk-based capital
Tier 1 common
Bank of America Corporation	9.86	%	$	126,690	n/a		8.60	%	$	125,139	n/a
Tier 1
Bank of America Corporation	12.40		159,232		$	51,379	11.24		163,626		$	58,238
Bank of America, N.A.	11.74		119,881		40,830		10.78		114,345		42,416
FIA Card Services, N.A.	17.63		24,660		5,596		15.30		25,589		6,691
Total
Bank of America Corporation	16.75		215,101		102,757		15.77		229,594		116,476
Bank of America, N.A.	15.17		154,885		81,661		14.26		151,255		84,831
FIA Card Services, N.A.	19.01		26,594		11,191		16.94		28,343		13,383
Tier 1 leverage
Bank of America Corporation	7.53		159,232		84,557		7.21		163,626		90,811
Bank of America, N.A.	8.65		119,881		55,454		7.83		114,345		58,391
FIA Card Services, N.A.	14.22		24,660		6,935		13.21		25,589		7,748


⁽¹⁾	Dollar amount required to meet guidelines for adequately capitalized institutions.

n/a = not applicable

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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