| Credit Extension Commitments |
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June 30, 2011 |
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Expire after 1 |
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Expire after 3 |
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Expire in 1 |
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Year through |
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Years through |
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Expire after 5 |
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| (Dollars in millions) |
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Year or Less |
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3 Years |
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5 Years |
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Years |
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Total |
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Notional amount of credit extension commitments
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Loan commitments
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$ |
116,408 |
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$ |
113,690 |
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$ |
78,377 |
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$ |
19,966 |
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$ |
328,441 |
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Home equity lines of credit
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1,523 |
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5,387 |
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19,973 |
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45,260 |
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72,143 |
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Standby letters of credit and financial guarantees (1)
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34,382 |
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18,419 |
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6,710 |
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3,220 |
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62,731 |
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Letters of credit (2)
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4,350 |
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103 |
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3 |
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166 |
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4,622 |
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Legally binding commitments
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156,663 |
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137,599 |
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105,063 |
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68,612 |
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467,937 |
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Credit card lines (3)
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488,460 |
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- |
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- |
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- |
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488,460 |
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Total credit extension commitments
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$ |
645,123 |
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$ |
137,599 |
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$ |
105,063 |
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$ |
68,612 |
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$ |
956,397 |
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December 31, 2010 |
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Notional amount of credit extension commitments
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Loan commitments
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$ |
152,926 |
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$ |
144,461 |
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$ |
43,465 |
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$ |
16,172 |
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$ |
357,024 |
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Home equity lines of credit
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1,722 |
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4,290 |
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18,207 |
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55,886 |
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80,105 |
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Standby letters of credit and financial guarantees (1)
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35,275 |
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18,940 |
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4,144 |
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5,897 |
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64,256 |
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Letters of credit (2)
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3,698 |
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110 |
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- |
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|
874 |
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4,682 |
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Legally binding commitments
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193,621 |
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167,801 |
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65,816 |
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78,829 |
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506,067 |
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Credit card lines (3)
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497,068 |
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- |
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- |
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- |
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497,068 |
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Total credit extension commitments
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$ |
690,689 |
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$ |
167,801 |
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$ |
65,816 |
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$ |
78,829 |
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$ |
1,003,135 |
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| (1) |
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The notional amounts of SBLCs and financial guarantees classified as
investment-grade and non-investment grade based on the credit quality of the underlying reference
name within the instrument were $40.5 billion and $21.0 billion at June 30, 2011 and $41.1 billion
and $22.4 billion at December 31, 2010. Amount includes consumer letters of credit of $794 million
and other letters of credit of $362 million at June 30, 2011.
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| (2) |
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Amount includes $109 million and $849 million of consumer letters of credit and $4.5
billion and $3.8 billion of commercial letters of credit at June 30, 2011 and December 31, 2010,
respectively.
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| (3) |
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Includes business card unused lines of credit.
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